VTI vs. UC67.L

Last updated Jun 6, 2026

VTI (Vanguard Total Stock Market ETF) and UC67.L (UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis) are both Large Cap Blend Equities funds - VTI tracks the CRSP US Total Market Index while UC67.L tracks the Russell 1000 TR USD. Both are passively managed. Over the past 10 years, VTI returned 14.71%/yr vs 14.88%/yr for UC67.L. A 0.57 correlation means they provide meaningful diversification when combined. VTI charges 0.03%/yr vs 0.14%/yr for UC67.L.

Performance

VTI vs. UC67.L - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total Stock Market ETF (VTI) and UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis (UC67.L). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VTI achieves a 8.72% return, which is significantly lower than UC67.L's 10.29% return. Both investments have delivered pretty close results over the past 10 years, with VTI having a 14.71% annualized return and UC67.L not far ahead at 14.88%.

VTI

• 1D: -2.68%
• 1M: 0.42%
• YTD: 8.72%
• 6M: 8.29%
• 1Y: 26.04%
• 3Y*: 21.08%
• 5Y*: 12.19%
• 10Y*: 14.71%

UC67.L

• 1D: -0.01%
• 1M: 3.36%
• YTD: 10.29%
• 6M: 10.42%
• 1Y: 26.89%
• 3Y*: 22.02%
• 5Y*: 13.22%
• 10Y*: 14.88%

*Multi-year figures are annualized to reflect compound growth (CAGR)

VTI vs. UC67.L - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VTI Vanguard Total Stock Market ETF	8.72%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%
UC67.L UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis	10.29%	17.07%	24.74%	27.16%	-20.11%	27.17%	20.28%	30.31%	-5.96%	21.32%

Correlation

The correlation between VTI and UC67.L is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.66
Correlation (3Y) Calculated over the trailing 3-year period	0.58
Correlation (5Y) Calculated over the trailing 5-year period	0.57
Correlation (10Y) Calculated over the trailing 10-year period	0.58
Correlation (All Time) Calculated using the full available price history since Sep 24, 2014	0.57

The correlation between VTI and UC67.L has been stable across timeframes, ranging from 0.57 to 0.66 - a consistent structural relationship.

VTI vs. UC67.L - Sectors Allocation Comparison

Sectors	VTI	UC67.L
Technology	33.5%	37.7%
Financial Services	12.0%	11.2%
Communication Services	10.3%	10.9%
Consumer Cyclical	10.0%	9.9%
Industrials	9.8%	8.1%
Healthcare	9.2%	8.4%
Consumer Defensive	4.7%	4.7%
Energy	3.7%	3.4%
Real Estate	2.4%	1.9%
Utilities	2.3%	2.1%
Basic Materials	2.0%	1.7%

Return for Risk

VTI vs. UC67.L — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VTI

VTI Risk / Return Rank: 64
VTI Sharpe Ratio Rank: 64
VTI Sortino Ratio Rank: 61
VTI Omega Ratio Rank: 63
VTI Calmar Ratio Rank: 60
VTI Martin Ratio Rank: 73

UC67.L

UC67.L Risk / Return Rank: 78
UC67.L Sharpe Ratio Rank: 80
UC67.L Sortino Ratio Rank: 84
UC67.L Omega Ratio Rank: 80
UC67.L Calmar Ratio Rank: 70
UC67.L Martin Ratio Rank: 78

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VTI vs. UC67.L - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis (UC67.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VTI	UC67.L	Difference
Sharpe ratio: Return per unit of total volatility	2.10	2.33	-0.23
Sortino ratio: Return per unit of downside risk	2.83	3.38	-0.55
Omega ratio: Gain probability vs. loss probability	1.38	1.43	-0.05
Calmar ratio: Return relative to maximum drawdown	2.93	3.17	-0.23
Martin ratio: Return relative to average drawdown	13.45	13.61	-0.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VTI vs. UC67.L - Sharpe Ratio Comparison

The current VTI Sharpe Ratio is 2.10, which is comparable to the UC67.L Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of VTI and UC67.L, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	VTI	UC67.L	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.10	2.33	-0.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.70	0.81	-0.11
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.81	0.90	-0.09
Sharpe Ratio (All Time) Calculated using the full available price history	0.50	0.81	-0.31

Drawdowns

VTI vs. UC67.L - Drawdown Comparison

The maximum VTI drawdown since its inception was -55.45%, which is greater than UC67.L's maximum drawdown of -34.42%. Use the drawdown chart below to compare losses from any high point for VTI and UC67.L.

Drawdown Indicators

	VTI	UC67.L	Difference
Max Drawdown Largest peak-to-trough decline	-55.45%	-34.42%	-21.03%
Max Drawdown (1Y) Largest decline over 1 year	-8.92%	-8.57%	-0.35%
Max Drawdown (3Y) Largest decline over 3 years	-19.30%	-19.42%	+0.12%
Max Drawdown (5Y) Largest decline over 5 years	-25.36%	-25.45%	+0.09%
Max Drawdown (10Y) Largest decline over 10 years	-35.00%	-34.42%	-0.58%
Current Drawdown Current decline from peak	-2.93%	-0.50%	-2.43%
Average Drawdown Average peak-to-trough decline	-8.02%	-4.44%	-3.58%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.94%	2.00%	-0.06%

Volatility

VTI vs. UC67.L - Volatility Comparison

Vanguard Total Stock Market ETF (VTI) has a higher volatility of 3.90% compared to UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis (UC67.L) at 3.27%. This indicates that VTI's price experiences larger fluctuations and is considered to be riskier than UC67.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VTI	UC67.L	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.90%	3.27%	+0.63%
Volatility (6M) Calculated over the trailing 6-month period	9.55%	8.55%	+1.00%
Volatility (1Y) Calculated over the trailing 1-year period	12.48%	11.66%	+0.82%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.44%	16.31%	+1.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.32%	16.53%	+1.79%

VTI vs. UC67.L - Expense Ratio Comparison

VTI has a 0.03% expense ratio, which is lower than UC67.L's 0.14% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VTI vs. UC67.L - Dividend Comparison

VTI's dividend yield for the trailing twelve months is around 1.04%, more than UC67.L's 0.58% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UC67.L UBS ETF (LU) MSCI USA UCITS ETF (USD) A-dis	0.58%	0.62%	0.76%	0.89%	1.04%	0.75%	1.01%	1.14%	1.25%	0.58%	1.26%	1.28%
VTI Vanguard Total Stock Market ETF	1.04%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both VTI and UC67.L in my portfolio?

VTI and UC67.L have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, VTI or UC67.L?

On fees, VTI is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VTI or UC67.L?

VTI is cheaper with a 0.03% expense ratio, compared with 0.14% for UC67.L.

What is the main difference between VTI and UC67.L?

VTI tracks CRSP US Total Market Index, while UC67.L tracks Russell 1000 TR USD. They also come from different issuers: Vanguard and UBS. Their fees differ too: 0.03% for VTI and 0.14% for UC67.L.