VTI vs. BTC-USD
VTI (Vanguard Total Stock Market ETF) is Large Cap Blend Equities fund tracking the CRSP US Total Market Index, while BTC-USD (Bitcoin) is a cryptocurrency. Over the past 10 years, VTI returned 14.48%/yr vs 58.50%/yr for BTC-USD. At a 0.13 correlation, their price movements are largely independent.
Performance
VTI vs. BTC-USD - Performance Comparison
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Returns By Period
In the year-to-date period, VTI achieves a 9.90% return, which is significantly higher than BTC-USD's -25.13% return. Over the past 10 years, VTI has underperformed BTC-USD with an annualized return of 14.48%, while BTC-USD has yielded a comparatively higher 58.50% annualized return.
VTI
- 1D
- -0.21%
- 1M
- -0.73%
- 6M
- 7.78%
- YTD
- 9.90%
- 1Y
- 19.88%
- 3Y*
- 19.10%
- 5Y*
- 11.79%
- 10Y*
- 14.48%
- ALL TIME*
- 9.57%
BTC-USD
- 1D
- 1.28%
- 1M
- 2.00%
- 6M
- -29.23%
- YTD
- -25.13%
- 1Y
- -44.16%
- 3Y*
- 29.87%
- 5Y*
- 15.31%
- 10Y*
- 58.50%
- ALL TIME*
- 89.00%
VTI vs. BTC-USD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 9.90% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
BTC-USD Bitcoin | -25.13% | -6.27% | 120.76% | 155.82% | -64.23% | 59.40% | 304.57% | 94.10% | -73.37% | 1,324.24% |
Correlation
The correlation between VTI and BTC-USD is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 2012 | 0.13 |
Over the past year, VTI and BTC-USD have become more correlated (0.38) than their long-term average of 0.13, meaning their price movements have been converging.
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Return for Risk
VTI vs. BTC-USD — Risk / Return Rank
VTI
BTC-USD
VTI vs. BTC-USD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and Bitcoin (BTC-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTI | BTC-USD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.58 | ||
| Sortino ratioReturn per unit of downside risk | +3.68 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 0.85 | +0.43 |
| Calmar ratioReturn relative to maximum drawdown | 2.24 | -0.83 | +3.07 |
| Martin ratioReturn relative to average drawdown | 9.77 | -1.32 | +11.09 |
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Drawdowns
VTI vs. BTC-USD - Drawdown Comparison
The maximum VTI drawdown since its inception was -55.45%, smaller than the maximum BTC-USD drawdown of -85.30%. Use the drawdown chart below to compare losses from any high point for VTI and BTC-USD.
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Drawdown Indicators
| VTI | BTC-USD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -85.30% | +29.85% |
Max Drawdown (1Y)Largest decline over 1 year | -8.92% | -53.08% | +44.16% |
Max Drawdown (3Y)Largest decline over 3 years | -19.30% | -53.08% | +33.78% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -76.67% | +51.31% |
Max Drawdown (10Y)Largest decline over 10 years | -35.00% | -83.80% | +48.80% |
Current DrawdownCurrent decline from peak | -1.89% | -47.48% | +45.59% |
Average DrawdownAverage peak-to-trough decline | -7.99% | -42.61% | +34.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.04% | 27.88% | -25.84% |
Volatility
VTI vs. BTC-USD - Volatility Comparison
The current volatility for Vanguard Total Stock Market ETF (VTI) is 3.23%, while Bitcoin (BTC-USD) has a volatility of 9.37%. This indicates that VTI experiences smaller price fluctuations and is considered to be less risky than BTC-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTI | BTC-USD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 9.37% | -6.14% |
Volatility (6M)Calculated over the trailing 6-month period | 10.18% | 34.93% | -24.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.88% | 35.76% | -22.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.49% | 43.93% | -26.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.29% | 56.33% | -38.04% |
Frequently Asked Questions
VTI and BTC-USD have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BTC-USD has higher volatility (9.37%) compared to VTI (3.23%). In terms of maximum drawdown, VTI dropped -55.45% vs BTC-USD's -85.30%.
VTI currently has the higher Sharpe Ratio (1.55 vs -1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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