VTI vs. BTC-USD
VTI (Vanguard Total Stock Market ETF) is Large Cap Blend Equities fund tracking the CRSP US Total Market Index, while BTC-USD (Bitcoin) is a cryptocurrency. Over the past 10 years, VTI returned 14.92%/yr vs 56.50%/yr for BTC-USD. At a 0.13 correlation, their price movements are largely independent.
Performance
VTI vs. BTC-USD - Performance Comparison
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Returns By Period
In the year-to-date period, VTI achieves a 10.16% return, which is significantly higher than BTC-USD's -31.69% return. Over the past 10 years, VTI has underperformed BTC-USD with an annualized return of 14.92%, while BTC-USD has yielded a comparatively higher 56.50% annualized return.
VTI
- 1D
- 1.35%
- 1M
- -1.17%
- YTD
- 10.16%
- 6M
- 9.14%
- 1Y
- 22.82%
- 3Y*
- 20.13%
- 5Y*
- 12.06%
- 10Y*
- 14.92%
BTC-USD
- 1D
- 0.49%
- 1M
- -18.98%
- YTD
- -31.69%
- 6M
- -31.39%
- 1Y
- -44.86%
- 3Y*
- 25.18%
- 5Y*
- 11.26%
- 10Y*
- 56.50%
VTI vs. BTC-USD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 10.16% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
BTC-USD Bitcoin | -31.69% | -6.27% | 120.76% | 155.82% | -64.23% | 59.40% | 304.57% | 94.10% | -73.37% | 1,324.24% |
Correlation
The correlation between VTI and BTC-USD is 0.39, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.39 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Oct 14, 2012 | 0.13 |
Over the past year, VTI and BTC-USD have become more correlated (0.39) than their long-term average of 0.13, meaning their price movements have been converging.
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Return for Risk
VTI vs. BTC-USD — Risk / Return Rank
VTI
BTC-USD
VTI vs. BTC-USD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and Bitcoin (BTC-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTI | BTC-USD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.84 | ||
| Sortino ratioReturn per unit of downside risk | +4.02 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 0.84 | +0.48 |
| Calmar ratioReturn relative to maximum drawdown | 2.57 | -0.86 | +3.43 |
| Martin ratioReturn relative to average drawdown | 11.29 | -1.44 | +12.72 |
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Drawdowns
VTI vs. BTC-USD - Drawdown Comparison
The maximum VTI drawdown since its inception was -55.45%, smaller than the maximum BTC-USD drawdown of -85.30%. Use the drawdown chart below to compare losses from any high point for VTI and BTC-USD.
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Drawdown Indicators
| VTI | BTC-USD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -85.30% | +29.85% |
Max Drawdown (1Y)Largest decline over 1 year | -8.92% | -52.31% | +43.39% |
Max Drawdown (3Y)Largest decline over 3 years | -19.30% | -52.31% | +33.01% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -76.67% | +51.31% |
Max Drawdown (10Y)Largest decline over 10 years | -35.00% | -83.80% | +48.80% |
Current DrawdownCurrent decline from peak | -1.65% | -52.08% | +50.43% |
Average DrawdownAverage peak-to-trough decline | -8.01% | -42.45% | +34.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.03% | 32.14% | -30.11% |
Volatility
VTI vs. BTC-USD - Volatility Comparison
The current volatility for Vanguard Total Stock Market ETF (VTI) is 5.03%, while Bitcoin (BTC-USD) has a volatility of 12.40%. This indicates that VTI experiences smaller price fluctuations and is considered to be less risky than BTC-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTI | BTC-USD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.03% | 12.40% | -7.37% |
Volatility (6M)Calculated over the trailing 6-month period | 10.08% | 34.74% | -24.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.81% | 35.61% | -22.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.51% | 44.03% | -26.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.29% | 56.38% | -38.09% |
Frequently Asked Questions
VTI and BTC-USD have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BTC-USD has higher volatility (12.40%) compared to VTI (5.03%). In terms of maximum drawdown, VTI dropped -55.45% vs BTC-USD's -85.30%.
VTI currently has the higher Sharpe Ratio (1.79 vs -1.05), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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