VTHRX vs. USD=X
VTHRX (Vanguard Target Retirement 2030 Fund) is Target Retirement Date fund managed by Vanguard, while USD=X (USD Cash) is a currency. Over the past 10 years, VTHRX returned 8.89%/yr vs 0.00%/yr for USD=X.
Performance
VTHRX vs. USD=X - Performance Comparison
Loading charts...
Returns By Period
VTHRX
- 1D
- 1.60%
- 1M
- -0.02%
- YTD
- 6.52%
- 6M
- 7.17%
- 1Y
- 17.56%
- 3Y*
- 13.65%
- 5Y*
- 6.55%
- 10Y*
- 8.89%
USD=X
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- 0.00%
- 1Y
- 0.00%
- 3Y*
- 0.00%
- 5Y*
- 0.00%
- 10Y*
- 0.00%
VTHRX vs. USD=X - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTHRX Vanguard Target Retirement 2030 Fund | 6.52% | 16.25% | 10.43% | 16.24% | -16.28% | 11.37% | 14.11% | 21.08% | -5.85% | 15.24% |
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VTHRX vs. USD=X — Risk / Return Rank
VTHRX
USD=X
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
VTHRX vs. USD=X - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2030 Fund (VTHRX) and USD Cash (USD=X). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTHRX | USD=X | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.38 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 2.60 | — | — |
| Martin ratioReturn relative to average drawdown | 11.15 | — | — |
Loading charts...
Drawdowns
VTHRX vs. USD=X - Drawdown Comparison
The maximum VTHRX drawdown since its inception was -49.57%, which is greater than USD=X's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for VTHRX and USD=X.
Loading charts...
Drawdown Indicators
| VTHRX | USD=X | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.57% | 0.00% | -49.57% |
Max Drawdown (1Y)Largest decline over 1 year | -6.56% | 0.00% | -6.56% |
Max Drawdown (3Y)Largest decline over 3 years | -9.64% | 0.00% | -9.64% |
Max Drawdown (5Y)Largest decline over 5 years | -22.75% | 0.00% | -22.75% |
Max Drawdown (10Y)Largest decline over 10 years | -24.86% | 0.00% | -24.86% |
Current DrawdownCurrent decline from peak | -1.42% | 0.00% | -1.42% |
Average DrawdownAverage peak-to-trough decline | -6.18% | 0.00% | -6.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.53% | 0.00% | +1.53% |
Volatility
VTHRX vs. USD=X - Volatility Comparison
Vanguard Target Retirement 2030 Fund (VTHRX) has a higher volatility of 3.52% compared to USD Cash (USD=X) at 0.00%. This indicates that VTHRX's price experiences larger fluctuations and is considered to be riskier than USD=X based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VTHRX | USD=X | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.52% | 0.00% | +3.52% |
Volatility (6M)Calculated over the trailing 6-month period | 7.09% | 0.00% | +7.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.53% | 0.00% | +8.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.43% | 0.00% | +10.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.28% | 0.00% | +11.28% |
Frequently Asked Questions
VTHRX has higher volatility (3.52%) compared to USD=X (0.00%). In terms of maximum drawdown, VTHRX dropped -49.57% vs USD=X's 0.00%.
Find the right allocation for VTHRX and USD=X
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer