VTHRX vs. IGUS.L
VTHRX (Vanguard Target Retirement 2030 Fund) and IGUS.L (iShares S&P 500 GBP Hedged UCITS ETF) are both funds - VTHRX is a Target Retirement Date fund managed by Vanguard, while IGUS.L is a S&P 500 fund tracking the S&P 500 Index. Over the past 10 years, VTHRX returned 8.89%/yr vs 12.93%/yr for IGUS.L. A 0.61 correlation means they provide meaningful diversification when combined. VTHRX charges 0.08%/yr vs 0.20%/yr for IGUS.L.
Performance
VTHRX vs. IGUS.L - Performance Comparison
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Different Trading Currencies
VTHRX is traded in USD, while IGUS.L is traded in GBp. To make them comparable, the IGUS.L values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, VTHRX achieves a 6.52% return, which is significantly lower than IGUS.L's 7.38% return. Over the past 10 years, VTHRX has underperformed IGUS.L with an annualized return of 8.89%, while IGUS.L has yielded a comparatively higher 12.93% annualized return.
VTHRX
- 1D
- 1.60%
- 1M
- -0.02%
- YTD
- 6.52%
- 6M
- 7.17%
- 1Y
- 17.56%
- 3Y*
- 13.65%
- 5Y*
- 6.55%
- 10Y*
- 8.89%
IGUS.L
- 1D
- 1.90%
- 1M
- -0.88%
- YTD
- 7.38%
- 6M
- 9.31%
- 1Y
- 22.57%
- 3Y*
- 22.33%
- 5Y*
- 10.80%
- 10Y*
- 12.93%
VTHRX vs. IGUS.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTHRX Vanguard Target Retirement 2030 Fund | 6.52% | 16.25% | 10.43% | 16.24% | -16.28% | 11.37% | 14.11% | 21.08% | -5.85% | 15.24% |
IGUS.L iShares S&P 500 GBP Hedged UCITS ETF | 7.38% | 26.25% | 22.56% | 31.05% | -29.08% | 27.40% | 18.15% | 32.38% | -12.71% | 31.25% |
Correlation
The correlation between VTHRX and IGUS.L is 0.72, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.72 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.65 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.65 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Sep 30, 2010 | 0.61 |
The correlation between VTHRX and IGUS.L shifts across timeframes, from 0.61 (10 years) to 0.72 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
VTHRX vs. IGUS.L — Risk / Return Rank
VTHRX
IGUS.L
VTHRX vs. IGUS.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2030 Fund (VTHRX) and iShares S&P 500 GBP Hedged UCITS ETF (IGUS.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTHRX | IGUS.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.58 | ||
| Sortino ratioReturn per unit of downside risk | +0.66 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.25 | +0.13 |
| Calmar ratioReturn relative to maximum drawdown | 2.60 | 1.69 | +0.91 |
| Martin ratioReturn relative to average drawdown | 11.15 | 6.60 | +4.55 |
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Drawdowns
VTHRX vs. IGUS.L - Drawdown Comparison
The maximum VTHRX drawdown since its inception was -49.57%, which is greater than IGUS.L's maximum drawdown of -43.75%. Use the drawdown chart below to compare losses from any high point for VTHRX and IGUS.L.
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Drawdown Indicators
| VTHRX | IGUS.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.57% | -43.75% | -5.82% |
Max Drawdown (1Y)Largest decline over 1 year | -6.56% | -12.78% | +6.22% |
Max Drawdown (3Y)Largest decline over 3 years | -9.64% | -18.55% | +8.91% |
Max Drawdown (5Y)Largest decline over 5 years | -22.75% | -40.12% | +17.37% |
Max Drawdown (10Y)Largest decline over 10 years | -24.86% | -43.75% | +18.89% |
Current DrawdownCurrent decline from peak | -1.42% | -2.74% | +1.32% |
Average DrawdownAverage peak-to-trough decline | -6.18% | -7.75% | +1.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.53% | 3.27% | -1.74% |
Volatility
VTHRX vs. IGUS.L - Volatility Comparison
The current volatility for Vanguard Target Retirement 2030 Fund (VTHRX) is 3.52%, while iShares S&P 500 GBP Hedged UCITS ETF (IGUS.L) has a volatility of 4.25%. This indicates that VTHRX experiences smaller price fluctuations and is considered to be less risky than IGUS.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTHRX | IGUS.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.52% | 4.25% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 7.09% | 11.38% | -4.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.53% | 15.15% | -6.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.43% | 20.57% | -10.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.28% | 21.12% | -9.84% |
VTHRX vs. IGUS.L - Expense Ratio Comparison
VTHRX has a 0.08% expense ratio, which is lower than IGUS.L's 0.20% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VTHRX vs. IGUS.L - Dividend Comparison
VTHRX's dividend yield for the trailing twelve months is around 3.78%, while IGUS.L has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGUS.L iShares S&P 500 GBP Hedged UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTHRX Vanguard Target Retirement 2030 Fund | 3.78% | 4.03% | 3.63% | 2.59% | 2.53% | 17.56% | 2.56% | 2.38% | 2.71% | 0.06% | 2.38% | 3.72% |
Frequently Asked Questions
VTHRX and IGUS.L have a correlation of 0.72, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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