VTG vs. XLK
VTG (Vanguard Total Treasury ETF) and XLK (State Street Technology Select Sector SPDR ETF) are both exchange-traded funds - VTG is a Intermediate Core Bond fund tracking the Bloomberg U.S. Treasury Total Return Unhedged USD Index, while XLK is a Technology Equities fund tracking the S&P Technology Select Sector Daily Capped 35/20 Index. Both are passively managed. At a 0.08 correlation, their price movements are largely independent. VTG charges 0.03%/yr vs 0.08%/yr for XLK.
Performance
VTG vs. XLK - Performance Comparison
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Returns By Period
In the year-to-date period, VTG achieves a 0.01% return, which is significantly lower than XLK's 34.34% return.
VTG
- 1D
- 0.11%
- 1M
- 0.10%
- YTD
- 0.01%
- 6M
- 0.06%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XLK
- 1D
- -1.56%
- 1M
- 16.63%
- YTD
- 34.34%
- 6M
- 33.10%
- 1Y
- 64.08%
- 3Y*
- 33.46%
- 5Y*
- 23.44%
- 10Y*
- 25.62%
VTG vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
VTG Vanguard Total Treasury ETF | 0.01% | 2.88% |
XLK State Street Technology Select Sector SPDR ETF | 34.34% | 11.99% |
Correlation
The correlation between VTG and XLK is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 10, 2025 | 0.08 |
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Return for Risk
VTG vs. XLK — Risk / Return Rank
VTG
XLK
VTG vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Treasury ETF (VTG) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
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Sharpe Ratios by Period
| VTG | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | — | 3.09 | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.95 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 1.05 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.91 | 0.41 | +0.50 |
Drawdowns
VTG vs. XLK - Drawdown Comparison
The maximum VTG drawdown since its inception was -2.89%, smaller than the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for VTG and XLK.
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Drawdown Indicators
| VTG | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -2.89% | -82.05% | +79.16% |
Max Drawdown (1Y)Largest decline over 1 year | — | -15.92% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -25.66% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -33.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.56% | — |
Current DrawdownCurrent decline from peak | -1.78% | -2.54% | +0.76% |
Average DrawdownAverage peak-to-trough decline | -0.74% | -34.95% | +34.21% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 4.74% | — |
Volatility
VTG vs. XLK - Volatility Comparison
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Volatility by Period
| VTG | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 7.27% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 16.76% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 3.51% | 20.86% | -17.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 3.51% | 24.90% | -21.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.51% | 24.49% | -20.98% |
VTG vs. XLK - Expense Ratio Comparison
VTG has a 0.03% expense ratio, which is lower than XLK's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VTG vs. XLK - Dividend Comparison
VTG's dividend yield for the trailing twelve months is around 3.20%, more than XLK's 0.40% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTG Vanguard Total Treasury ETF | 3.20% | 1.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XLK State Street Technology Select Sector SPDR ETF | 0.40% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Frequently Asked Questions
VTG and XLK have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VTG is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VTG is cheaper with a 0.03% expense ratio, compared with 0.08% for XLK.
VTG has the higher dividend yield at 3.20%, compared with 0.40% for XLK.
VTG is categorized as Intermediate Core Bond, while XLK is Technology Equities. VTG tracks Bloomberg U.S. Treasury Total Return Unhedged USD Index, while XLK tracks S&P Technology Select Sector Daily Capped 35/20 Index. They also come from different issuers: Vanguard and State Street. Their fees differ too: 0.03% for VTG and 0.08% for XLK.
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