VTC vs. PCI
VTC (Vanguard Total Corporate Bond ETF) and PCI (PGIM Corporate Bond 5-10 Year ETF) are both Corporate Bonds funds. VTC is passively managed, while PCI is actively managed. With a 0.96 correlation, they move nearly in lockstep. VTC charges 0.03%/yr vs 0.25%/yr for PCI.
Performance
VTC vs. PCI - Performance Comparison
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Returns By Period
In the year-to-date period, VTC achieves a 0.24% return, which is significantly lower than PCI's 0.64% return.
VTC
- 1D
- -0.11%
- 1M
- -0.77%
- 6M
- -0.30%
- YTD
- 0.24%
- 1Y
- 4.50%
- 3Y*
- 4.92%
- 5Y*
- 0.03%
- 10Y*
- —
PCI
- 1D
- -0.04%
- 1M
- -0.53%
- 6M
- 0.42%
- YTD
- 0.64%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VTC vs. PCI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
VTC Vanguard Total Corporate Bond ETF | 0.24% | 3.24% |
PCI PGIM Corporate Bond 5-10 Year ETF | 0.64% | 2.96% |
Correlation
The correlation between VTC and PCI is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Aug 1, 2025 | 0.96 |
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Return for Risk
VTC vs. PCI — Risk / Return Rank
VTC
PCI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
VTC vs. PCI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Corporate Bond ETF (VTC) and PGIM Corporate Bond 5-10 Year ETF (PCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTC | PCI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.18 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 1.57 | — | — |
| Martin ratioReturn relative to average drawdown | 4.77 | — | — |
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Drawdowns
VTC vs. PCI - Drawdown Comparison
The maximum VTC drawdown since its inception was -22.05%, which is greater than PCI's maximum drawdown of -3.04%. Use the drawdown chart below to compare losses from any high point for VTC and PCI.
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Drawdown Indicators
| VTC | PCI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.05% | -3.04% | -19.01% |
Max Drawdown (1Y)Largest decline over 1 year | -2.88% | — | — |
Max Drawdown (3Y)Largest decline over 3 years | -6.46% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -22.05% | — | — |
Current DrawdownCurrent decline from peak | -1.34% | -1.01% | -0.33% |
Average DrawdownAverage peak-to-trough decline | -5.78% | -0.61% | -5.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.95% | — | — |
Volatility
VTC vs. PCI - Volatility Comparison
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Volatility by Period
| VTC | PCI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.22% | — | — |
Volatility (6M)Calculated over the trailing 6-month period | 3.42% | — | — |
Volatility (1Y)Calculated over the trailing 1-year period | 4.32% | 4.16% | +0.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.08% | 4.16% | +2.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.65% | 4.16% | +3.49% |
VTC vs. PCI - Expense Ratio Comparison
VTC has a 0.03% expense ratio, which is lower than PCI's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VTC vs. PCI - Dividend Comparison
VTC's dividend yield for the trailing twelve months is around 4.97%, which matches PCI's 5.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
PCI PGIM Corporate Bond 5-10 Year ETF | 5.01% | 2.18% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTC Vanguard Total Corporate Bond ETF | 4.97% | 4.76% | 4.50% | 3.80% | 3.13% | 2.36% | 2.69% | 3.34% | 3.53% | 0.55% |
Frequently Asked Questions
With a correlation of 0.96, VTC and PCI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, VTC is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VTC is cheaper with a 0.03% expense ratio, compared with 0.25% for PCI.
PCI has the higher dividend yield at 5.01%, compared with 4.97% for VTC.
They also come from different issuers: Vanguard and PGIM. Their fees differ too: 0.03% for VTC and 0.25% for PCI.
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