VT vs. XSB.TO
VT (Vanguard Total World Stock ETF) and XSB.TO (iShares Core Canadian Short Term Bond Index ETF) are both exchange-traded funds - VT is a Global Equities fund tracking the FTSE Global All Cap Index, while XSB.TO is a Short-Term Bond fund tracking the FTSE Canada Short Term Overall Bond Index. Both are passively managed. Over the past 10 years, VT returned 12.84%/yr vs 0.99%/yr for XSB.TO. At a 0.09 correlation, their price movements are largely independent. VT charges 0.06%/yr vs 0.10%/yr for XSB.TO.
Performance
VT vs. XSB.TO - Performance Comparison
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Different Trading Currencies
VT is traded in USD, while XSB.TO is traded in CAD. To make them comparable, the XSB.TO values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, VT achieves a 12.44% return, which is significantly higher than XSB.TO's -1.94% return. Over the past 10 years, VT has outperformed XSB.TO with an annualized return of 12.84%, while XSB.TO has yielded a comparatively lower 0.99% annualized return.
VT
- 1D
- 1.16%
- 1M
- 1.95%
- YTD
- 12.44%
- 6M
- 12.88%
- 1Y
- 29.65%
- 3Y*
- 19.80%
- 5Y*
- 11.47%
- 10Y*
- 12.84%
XSB.TO
- 1D
- -0.29%
- 1M
- -2.16%
- YTD
- -1.94%
- 6M
- -1.24%
- 1Y
- -0.10%
- 3Y*
- 2.55%
- 5Y*
- -0.59%
- 10Y*
- 0.99%
VT vs. XSB.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VT Vanguard Total World Stock ETF | 12.44% | 22.43% | 16.49% | 22.02% | -18.00% | 18.27% | 16.59% | 26.81% | -9.76% | 24.50% |
XSB.TO iShares Core Canadian Short Term Bond Index ETF | -1.94% | 8.66% | -2.39% | 7.22% | -9.76% | -1.06% | 7.75% | 7.64% | -6.28% | 7.40% |
Correlation
The correlation between VT and XSB.TO is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.17 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.09 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Jun 26, 2008 | 0.09 |
The correlation between VT and XSB.TO shifts across timeframes, from 0.05 (10 years) to 0.18 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
VT vs. XSB.TO — Risk / Return Rank
VT
XSB.TO
VT vs. XSB.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total World Stock ETF (VT) and iShares Core Canadian Short Term Bond Index ETF (XSB.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VT | XSB.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.17 | ||
| Sortino ratioReturn per unit of downside risk | +2.94 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.00 | +0.39 |
| Calmar ratioReturn relative to maximum drawdown | 3.02 | 0.00 | +3.02 |
| Martin ratioReturn relative to average drawdown | 13.14 | 0.01 | +13.13 |
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Drawdowns
VT vs. XSB.TO - Drawdown Comparison
The maximum VT drawdown since its inception was -50.27%, which is greater than XSB.TO's maximum drawdown of -28.27%. Use the drawdown chart below to compare losses from any high point for VT and XSB.TO.
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Drawdown Indicators
| VT | XSB.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.27% | -28.27% | -22.00% |
Max Drawdown (1Y)Largest decline over 1 year | -9.67% | -3.82% | -5.85% |
Max Drawdown (3Y)Largest decline over 3 years | -16.51% | -7.05% | -9.46% |
Max Drawdown (5Y)Largest decline over 5 years | -26.38% | -16.64% | -9.74% |
Max Drawdown (10Y)Largest decline over 10 years | -34.24% | -18.49% | -15.75% |
Current DrawdownCurrent decline from peak | -0.70% | -9.49% | +8.79% |
Average DrawdownAverage peak-to-trough decline | -7.01% | -11.09% | +4.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 1.49% | +0.73% |
Volatility
VT vs. XSB.TO - Volatility Comparison
Vanguard Total World Stock ETF (VT) has a higher volatility of 5.36% compared to iShares Core Canadian Short Term Bond Index ETF (XSB.TO) at 1.22%. This indicates that VT's price experiences larger fluctuations and is considered to be riskier than XSB.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VT | XSB.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.36% | 1.22% | +4.14% |
Volatility (6M)Calculated over the trailing 6-month period | 11.17% | 3.70% | +7.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.42% | 4.72% | +8.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.17% | 6.83% | +9.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.28% | 7.24% | +10.04% |
VT vs. XSB.TO - Expense Ratio Comparison
VT has a 0.06% expense ratio, which is lower than XSB.TO's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VT vs. XSB.TO - Dividend Comparison
VT's dividend yield for the trailing twelve months is around 1.95%, less than XSB.TO's 3.10% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VT Vanguard Total World Stock ETF | 1.58% | 1.82% | 1.95% | 2.08% | 2.20% | 1.82% | 1.66% | 2.32% | 2.53% | 2.11% | 2.39% | 2.45% |
XSB.TO iShares Core Canadian Short Term Bond Index ETF | 3.10% | 3.15% | 3.05% | 2.67% | 2.28% | 2.05% | 2.21% | 2.39% | 2.39% | 2.36% | 2.36% | 2.50% |
Frequently Asked Questions
VT and XSB.TO have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VT is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VT is cheaper with a 0.06% expense ratio, compared with 0.10% for XSB.TO.
VT is categorized as Global Equities, while XSB.TO is Short-Term Bond. VT tracks FTSE Global All Cap Index, while XSB.TO tracks FTSE Canada Short Term Overall Bond Index. They also come from different issuers: Vanguard and iShares. Their fees differ too: 0.06% for VT and 0.10% for XSB.TO.
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