VMBSX vs. VSCGX
Compare and contrast key facts about Vanguard Mortgage-Backed Securities Index Fund Admiral Shares (VMBSX) and Vanguard LifeStrategy Conservative Growth Fund (VSCGX).
VMBSX is managed by Vanguard. It was launched on Dec 3, 2009. VSCGX is managed by Vanguard. It was launched on Sep 30, 1994.
Performance
VMBSX vs. VSCGX - Performance Comparison
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VMBSX vs. VSCGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VMBSX Vanguard Mortgage-Backed Securities Index Fund Admiral Shares | 0.20% | 8.43% | 1.76% | 4.99% | -11.56% | -1.35% | 3.74% | 11.47% | 0.87% | 2.32% |
VSCGX Vanguard LifeStrategy Conservative Growth Fund | -2.05% | 12.87% | 11.65% | 12.72% | -15.00% | 6.04% | 11.51% | 15.69% | -2.95% | 10.02% |
Returns By Period
In the year-to-date period, VMBSX achieves a 0.20% return, which is significantly higher than VSCGX's -2.05% return. Over the past 10 years, VMBSX has underperformed VSCGX with an annualized return of 1.86%, while VSCGX has yielded a comparatively higher 5.99% annualized return.
VMBSX
- 1D
- 0.48%
- 1M
- -1.81%
- YTD
- 0.20%
- 6M
- 1.79%
- 1Y
- 5.42%
- 3Y*
- 4.25%
- 5Y*
- 0.48%
- 10Y*
- 1.86%
VSCGX
- 1D
- 0.11%
- 1M
- -5.05%
- YTD
- -2.05%
- 6M
- -0.25%
- 1Y
- 9.69%
- 3Y*
- 9.90%
- 5Y*
- 4.59%
- 10Y*
- 5.99%
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VMBSX vs. VSCGX - Expense Ratio Comparison
VMBSX has a 0.07% expense ratio, which is lower than VSCGX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VMBSX vs. VSCGX — Risk / Return Rank
VMBSX
VSCGX
VMBSX vs. VSCGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Mortgage-Backed Securities Index Fund Admiral Shares (VMBSX) and Vanguard LifeStrategy Conservative Growth Fund (VSCGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VMBSX | VSCGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 1.38 | -0.07 |
Sortino ratioReturn per unit of downside risk | 1.87 | 1.96 | -0.09 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.28 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.39 | 1.80 | +0.59 |
Martin ratioReturn relative to average drawdown | 6.79 | 7.50 | -0.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VMBSX | VSCGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 1.38 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.08 | 0.61 | -0.53 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.39 | 0.82 | -0.44 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.83 | -0.24 |
Correlation
The correlation between VMBSX and VSCGX is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
VMBSX vs. VSCGX - Dividend Comparison
VMBSX's dividend yield for the trailing twelve months is around 3.87%, less than VSCGX's 5.66% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VMBSX Vanguard Mortgage-Backed Securities Index Fund Admiral Shares | 3.87% | 4.18% | 4.24% | 3.28% | 2.31% | 0.99% | 2.00% | 7.48% | 2.72% | 2.16% | 1.98% | 2.01% |
VSCGX Vanguard LifeStrategy Conservative Growth Fund | 5.66% | 5.50% | 11.03% | 5.23% | 2.79% | 4.18% | 3.28% | 2.62% | 3.81% | 1.65% | 2.43% | 3.21% |
Drawdowns
VMBSX vs. VSCGX - Drawdown Comparison
The maximum VMBSX drawdown since its inception was -17.44%, smaller than the maximum VSCGX drawdown of -30.62%. Use the drawdown chart below to compare losses from any high point for VMBSX and VSCGX.
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Drawdown Indicators
| VMBSX | VSCGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.44% | -30.62% | +13.18% |
Max Drawdown (1Y)Largest decline over 1 year | -2.59% | -5.19% | +2.60% |
Max Drawdown (5Y)Largest decline over 5 years | -17.12% | -20.15% | +3.03% |
Max Drawdown (10Y)Largest decline over 10 years | -17.44% | -20.15% | +2.71% |
Current DrawdownCurrent decline from peak | -1.81% | -5.09% | +3.28% |
Average DrawdownAverage peak-to-trough decline | -2.49% | -3.01% | +0.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.91% | 1.24% | -0.33% |
Volatility
VMBSX vs. VSCGX - Volatility Comparison
The current volatility for Vanguard Mortgage-Backed Securities Index Fund Admiral Shares (VMBSX) is 1.68%, while Vanguard LifeStrategy Conservative Growth Fund (VSCGX) has a volatility of 2.79%. This indicates that VMBSX experiences smaller price fluctuations and is considered to be less risky than VSCGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VMBSX | VSCGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.68% | 2.79% | -1.11% |
Volatility (6M)Calculated over the trailing 6-month period | 2.50% | 4.42% | -1.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.33% | 7.13% | -2.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.36% | 7.62% | -1.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.83% | 7.31% | -2.48% |