VGHCX vs. PSILX
VGHCX (Vanguard Health Care Fund Investor Shares) and PSILX (T. Rowe Price Spectrum International Equity Fund) are both mutual funds - VGHCX is a Health & Biotech Equities fund actively managed by Vanguard, while PSILX is a Foreign Large Cap Equities fund managed by T. Rowe Price. Over the past 10 years, VGHCX returned 9.32%/yr vs 8.35%/yr for PSILX. Their 0.59 correlation means they have sometimes moved together and sometimes differently. VGHCX charges 0.33%/yr vs 0.89%/yr for PSILX.
Performance
VGHCX vs. PSILX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, VGHCX achieves a 4.43% return, which is significantly lower than PSILX's 13.29% return. Over the past 10 years, VGHCX has outperformed PSILX with an annualized return of 9.32%, while PSILX has yielded a comparatively lower 8.35% annualized return.
VGHCX
- 1D
- -1.27%
- 1M
- -2.84%
- 6M
- 4.38%
- YTD
- 4.43%
- 1Y
- 28.58%
- 3Y*
- 11.51%
- 5Y*
- 7.89%
- 10Y*
- 9.32%
- ALL TIME*
- 14.60%
PSILX
- 1D
- 3.02%
- 1M
- 0.76%
- 6M
- 5.83%
- YTD
- 13.29%
- 1Y
- 27.51%
- 3Y*
- 15.55%
- 5Y*
- 7.30%
- 10Y*
- 8.35%
- ALL TIME*
- 6.03%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VGHCX vs. PSILX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VGHCX Vanguard Health Care Fund Investor Shares | 4.43% | 19.63% | 8.99% | 5.46% | -1.05% | 14.36% | 12.57% | 22.93% | 1.03% | 19.59% |
PSILX T. Rowe Price Spectrum International Equity Fund | 13.29% | 30.30% | 4.28% | 13.83% | -18.04% | 5.00% | 13.94% | 25.00% | -14.83% | 26.79% |
Correlation
The correlation between VGHCX and PSILX is 0.35, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.35 |
Correlation (3Y) Balances recent behavior with more history. | 0.48 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.55 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.60 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 1997 | 0.59 |
Over the past year, the correlation between VGHCX and PSILX has dropped to 0.35 - well below their long-term average of 0.59, suggesting their price drivers have been diverging.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VGHCX vs. PSILX — Risk / Return Rank
VGHCX
PSILX
VGHCX vs. PSILX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Health Care Fund Investor Shares (VGHCX) and T. Rowe Price Spectrum International Equity Fund (PSILX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VGHCX | PSILX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.21 | ||
| Sortino ratioReturn per unit of downside risk | +0.47 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.29 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.95 | 2.09 | +0.85 |
| Martin ratioReturn relative to average drawdown | 7.76 | 7.82 | -0.06 |
Loading charts...
Drawdowns
VGHCX vs. PSILX - Drawdown Comparison
The maximum VGHCX drawdown since its inception was -36.93%, smaller than the maximum PSILX drawdown of -61.38%. Use the drawdown chart below to compare losses from any high point for VGHCX and PSILX.
Loading charts...
Drawdown Indicators
| VGHCX | PSILX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -36.93% | -61.38% | +24.45% |
Max Drawdown (1Y)Largest decline over 1 year | -9.20% | -12.72% | +3.52% |
Max Drawdown (3Y)Largest decline over 3 years | -16.08% | -13.70% | -2.38% |
Max Drawdown (5Y)Largest decline over 5 years | -16.95% | -33.13% | +16.18% |
Max Drawdown (10Y)Largest decline over 10 years | -27.18% | -33.33% | +6.15% |
Current DrawdownCurrent decline from peak | -3.46% | -1.30% | -2.16% |
Average DrawdownAverage peak-to-trough decline | -5.24% | -14.00% | +8.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.49% | 3.41% | +0.08% |
Volatility
VGHCX vs. PSILX - Volatility Comparison
Vanguard Health Care Fund Investor Shares (VGHCX) and T. Rowe Price Spectrum International Equity Fund (PSILX) have volatilities of 5.44% and 5.67%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VGHCX | PSILX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.44% | 5.67% | -0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 11.65% | 15.16% | -3.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.39% | 17.22% | -1.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.40% | 16.11% | +2.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.67% | 16.13% | +1.54% |
VGHCX vs. PSILX - Expense Ratio Comparison
VGHCX has a 0.33% expense ratio, which is lower than PSILX's 0.89% expense ratio.
Dividends
VGHCX vs. PSILX - Dividend Comparison
VGHCX's dividend yield for the trailing twelve months is around 6.33%, more than PSILX's 4.78% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PSILX T. Rowe Price Spectrum International Equity Fund | 4.78% | 5.42% | 2.04% | 1.88% | 6.67% | 3.49% | 0.88% | 3.49% | 6.69% | 0.58% | 0.17% | 0.08% |
VGHCX Vanguard Health Care Fund Investor Shares | 6.33% | 6.00% | 22.72% | 7.17% | 5.44% | 8.31% | 7.96% | 11.82% | 9.10% | 7.30% | 8.54% | 8.16% |
Frequently Asked Questions
VGHCX and PSILX have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PSILX has higher volatility (5.67%) compared to VGHCX (5.44%). In terms of maximum drawdown, VGHCX dropped -36.93% vs PSILX's -61.38%.
VGHCX currently has the higher Sharpe Ratio (1.76 vs 1.55), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for VGHCX and PSILX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer