VCRB vs. MYCI

Last updated Jun 4, 2026

VCRB (Vanguard Core Bond ETF) and MYCI (State Street My2029 Corporate Bond ETF) are both exchange-traded funds - VCRB is a Intermediate Core Bond fund actively managed by Vanguard, while MYCI is a Corporate Bonds fund actively managed by State Street. Both are actively managed. Over the past year, VCRB returned 5.60% vs 4.75% for MYCI. Their correlation of 0.88 suggests significant overlap in exposure. VCRB charges 0.10%/yr vs 0.15%/yr for MYCI.

Performance

VCRB vs. MYCI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Core Bond ETF (VCRB) and State Street My2029 Corporate Bond ETF (MYCI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with VCRB having a 0.47% return and MYCI slightly lower at 0.45%.

VCRB

• 1D: -0.18%
• 1M: 0.35%
• YTD: 0.47%
• 6M: 0.34%
• 1Y: 5.60%
• 3Y*: —
• 5Y*: —
• 10Y*: —

MYCI

• 1D: -0.04%
• 1M: 0.17%
• YTD: 0.45%
• 6M: 0.87%
• 1Y: 4.75%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

VCRB vs. MYCI - Yearly Performance Comparison

	2026 (YTD)	2025	2024
VCRB Vanguard Core Bond ETF	0.47%	7.56%	-3.17%
MYCI State Street My2029 Corporate Bond ETF	0.45%	7.59%	-1.56%

Correlation

The correlation between VCRB and MYCI is 0.87, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.87
Correlation (All Time) Calculated using the full available price history since Sep 25, 2024	0.88

The correlation between VCRB and MYCI has been stable across timeframes, ranging from 0.87 to 0.88 - a consistent structural relationship.

Return for Risk

VCRB vs. MYCI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VCRB

VCRB Risk / Return Rank: 42
VCRB Sharpe Ratio Rank: 42
VCRB Sortino Ratio Rank: 45
VCRB Omega Ratio Rank: 41
VCRB Calmar Ratio Rank: 42
VCRB Martin Ratio Rank: 39

MYCI

MYCI Risk / Return Rank: 67
MYCI Sharpe Ratio Rank: 66
MYCI Sortino Ratio Rank: 72
MYCI Omega Ratio Rank: 71
MYCI Calmar Ratio Rank: 62
MYCI Martin Ratio Rank: 63

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VCRB vs. MYCI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Core Bond ETF (VCRB) and State Street My2029 Corporate Bond ETF (MYCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VCRB	MYCI	Difference
Sharpe ratio: Return per unit of total volatility	1.52	2.15	-0.63
Sortino ratio: Return per unit of downside risk	2.27	3.22	-0.95
Omega ratio: Gain probability vs. loss probability	1.27	1.42	-0.15
Calmar ratio: Return relative to maximum drawdown	2.13	3.05	-0.92
Martin ratio: Return relative to average drawdown	6.38	11.23	-4.84
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VCRB vs. MYCI - Sharpe Ratio Comparison

The current VCRB Sharpe Ratio is 1.52, which is comparable to the MYCI Sharpe Ratio of 2.15. The chart below compares the historical Sharpe Ratios of VCRB and MYCI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	VCRB	MYCI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.52	2.15	-0.63
Sharpe Ratio (All Time) Calculated using the full available price history	0.93	1.24	-0.31

Drawdowns

VCRB vs. MYCI - Drawdown Comparison

The maximum VCRB drawdown since its inception was -4.59%, which is greater than MYCI's maximum drawdown of -2.41%. Use the drawdown chart below to compare losses from any high point for VCRB and MYCI.

Drawdown Indicators

	VCRB	MYCI	Difference
Max Drawdown Largest peak-to-trough decline	-4.59%	-2.41%	-2.18%
Max Drawdown (1Y) Largest decline over 1 year	-2.63%	-1.56%	-1.07%
Current Drawdown Current decline from peak	-1.40%	-0.56%	-0.84%
Average Drawdown Average peak-to-trough decline	-1.16%	-0.54%	-0.62%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.88%	0.42%	+0.46%

Volatility

VCRB vs. MYCI - Volatility Comparison

Vanguard Core Bond ETF (VCRB) has a higher volatility of 1.18% compared to State Street My2029 Corporate Bond ETF (MYCI) at 0.59%. This indicates that VCRB's price experiences larger fluctuations and is considered to be riskier than MYCI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VCRB	MYCI	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.18%	0.59%	+0.59%
Volatility (6M) Calculated over the trailing 6-month period	2.60%	1.50%	+1.10%
Volatility (1Y) Calculated over the trailing 1-year period	3.69%	2.22%	+1.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.74%	3.02%	+1.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.74%	3.02%	+1.72%

VCRB vs. MYCI - Expense Ratio Comparison

VCRB has a 0.10% expense ratio, which is lower than MYCI's 0.15% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VCRB vs. MYCI - Dividend Comparison

VCRB's dividend yield for the trailing twelve months is around 4.60%, which matches MYCI's 4.57% yield.

Position	TTM	2025	2024	2023
MYCI State Street My2029 Corporate Bond ETF	4.57%	4.56%	1.19%	0.00%
VCRB Vanguard Core Bond ETF	4.60%	4.55%	4.22%	0.16%

Frequently Asked Questions

Can I hold both VCRB and MYCI in my portfolio?

VCRB and MYCI have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, VCRB or MYCI?

VCRB has higher volatility (1.18%) compared to MYCI (0.59%). In terms of maximum drawdown, VCRB dropped -4.59% vs MYCI's -2.41%.

Which ETF is better, VCRB or MYCI?

On 1-year performance, VCRB leads with 5.60% vs 4.75% for MYCI. On fees, VCRB is cheaper at 0.10% per year. On volatility, MYCI has been the lower-risk option at 0.59%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, VCRB or MYCI?

Over the 1-year period, VCRB has performed better with a 5.60% return vs 4.75%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, VCRB or MYCI?

VCRB is cheaper with a 0.10% expense ratio, compared with 0.15% for MYCI.

Which ETF pays a higher dividend yield, VCRB or MYCI?

VCRB has the higher dividend yield at 4.60%, compared with 4.57% for MYCI.

What is the main difference between VCRB and MYCI?

VCRB is categorized as Intermediate Core Bond, while MYCI is Corporate Bonds. They also come from different issuers: Vanguard and State Street. Their fees differ too: 0.10% for VCRB and 0.15% for MYCI.

Which has better risk-adjusted returns?

MYCI currently has the higher Sharpe Ratio (2.15 vs 1.52), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.