VCR vs. RDVY
VCR (Vanguard Consumer Discretionary ETF) and RDVY (First Trust Rising Dividend Achievers ETF) are both exchange-traded funds - VCR is a Consumer Discretionary Equities fund tracking the MSCI US Investable Market Consumer Discretionary 25/50 Index, while RDVY is a Large Cap Blend Equities fund tracking the NASDAQ US Rising Dividend Achievers. Both are passively managed. Over the past 10 years, VCR returned 13.76%/yr vs 16.29%/yr for RDVY. A 0.75 correlation means they provide meaningful diversification when combined. VCR charges 0.10%/yr vs 0.50%/yr for RDVY.
Performance
VCR vs. RDVY - Performance Comparison
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Returns By Period
In the year-to-date period, VCR achieves a -0.09% return, which is significantly lower than RDVY's 13.41% return. Over the past 10 years, VCR has underperformed RDVY with an annualized return of 13.76%, while RDVY has yielded a comparatively higher 16.29% annualized return.
VCR
- 1D
- 0.20%
- 1M
- 0.16%
- YTD
- -0.09%
- 6M
- -1.17%
- 1Y
- 12.37%
- 3Y*
- 13.30%
- 5Y*
- 6.00%
- 10Y*
- 13.76%
RDVY
- 1D
- 1.11%
- 1M
- 5.69%
- YTD
- 13.41%
- 6M
- 12.60%
- 1Y
- 31.20%
- 3Y*
- 20.46%
- 5Y*
- 12.03%
- 10Y*
- 16.29%
VCR vs. RDVY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCR Vanguard Consumer Discretionary ETF | -0.09% | 5.77% | 24.27% | 40.38% | -35.15% | 24.86% | 48.36% | 27.45% | -2.31% | 22.82% |
RDVY First Trust Rising Dividend Achievers ETF | 13.41% | 18.90% | 16.41% | 20.38% | -13.27% | 31.14% | 13.47% | 37.71% | -9.92% | 22.75% |
Correlation
The correlation between VCR and RDVY is 0.74, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.74 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.70 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.75 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.76 |
Correlation (All Time) Calculated using the full available price history since Jan 7, 2014 | 0.75 |
The correlation between VCR and RDVY has been stable across timeframes, ranging from 0.70 to 0.76 - a consistent structural relationship.
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Return for Risk
VCR vs. RDVY — Risk / Return Rank
VCR
RDVY
VCR vs. RDVY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Consumer Discretionary ETF (VCR) and First Trust Rising Dividend Achievers ETF (RDVY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCR | RDVY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.43 | ||
| Sortino ratioReturn per unit of downside risk | -1.93 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.36 | -0.24 |
| Calmar ratioReturn relative to maximum drawdown | 0.72 | 3.26 | -2.54 |
| Martin ratioReturn relative to average drawdown | 2.21 | 13.71 | -11.50 |
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Drawdowns
VCR vs. RDVY - Drawdown Comparison
The maximum VCR drawdown since its inception was -61.54%, which is greater than RDVY's maximum drawdown of -40.60%. Use the drawdown chart below to compare losses from any high point for VCR and RDVY.
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Drawdown Indicators
| VCR | RDVY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.54% | -40.60% | -20.94% |
Max Drawdown (1Y)Largest decline over 1 year | -15.59% | -9.04% | -6.55% |
Max Drawdown (3Y)Largest decline over 3 years | -27.36% | -19.11% | -8.25% |
Max Drawdown (5Y)Largest decline over 5 years | -39.20% | -25.32% | -13.88% |
Max Drawdown (10Y)Largest decline over 10 years | -39.20% | -40.60% | +1.40% |
Current DrawdownCurrent decline from peak | -4.64% | 0.00% | -4.64% |
Average DrawdownAverage peak-to-trough decline | -9.39% | -4.99% | -4.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.05% | 2.15% | +2.90% |
Volatility
VCR vs. RDVY - Volatility Comparison
Vanguard Consumer Discretionary ETF (VCR) has a higher volatility of 6.17% compared to First Trust Rising Dividend Achievers ETF (RDVY) at 5.04%. This indicates that VCR's price experiences larger fluctuations and is considered to be riskier than RDVY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCR | RDVY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.17% | 5.04% | +1.13% |
Volatility (6M)Calculated over the trailing 6-month period | 13.48% | 11.50% | +1.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.62% | 14.48% | +4.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.03% | 18.98% | +5.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.43% | 21.13% | +1.30% |
VCR vs. RDVY - Expense Ratio Comparison
VCR has a 0.10% expense ratio, which is lower than RDVY's 0.50% expense ratio.
Dividends
VCR vs. RDVY - Dividend Comparison
VCR's dividend yield for the trailing twelve months is around 0.73%, less than RDVY's 0.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RDVY First Trust Rising Dividend Achievers ETF | 0.89% | 1.11% | 1.64% | 2.09% | 2.21% | 1.04% | 1.53% | 1.55% | 1.68% | 1.25% | 2.07% | 2.14% |
VCR Vanguard Consumer Discretionary ETF | 0.73% | 0.74% | 0.74% | 0.84% | 0.98% | 0.79% | 1.71% | 1.17% | 1.37% | 1.21% | 1.60% | 1.32% |
Frequently Asked Questions
VCR and RDVY have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VCR has higher volatility (6.17%) compared to RDVY (5.04%). In terms of maximum drawdown, VCR dropped -61.54% vs RDVY's -40.60%.
On 10-year performance, RDVY leads with 16.29% vs 13.76% for VCR. On fees, VCR is cheaper at 0.10% per year. On volatility, RDVY has been the lower-risk option at 5.04%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, RDVY has performed better with a 16.29% return vs 13.76%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCR is cheaper with a 0.10% expense ratio, compared with 0.50% for RDVY.
RDVY has the higher dividend yield at 0.89%, compared with 0.73% for VCR.
VCR is categorized as Consumer Discretionary Equities, while RDVY is Large Cap Blend Equities. VCR tracks MSCI US Investable Market Consumer Discretionary 25/50 Index, while RDVY tracks NASDAQ US Rising Dividend Achievers. They also come from different issuers: Vanguard and First Trust. Their fees differ too: 0.10% for VCR and 0.50% for RDVY.
RDVY currently has the higher Sharpe Ratio (2.03 vs 0.60), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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