VCR vs. IBIC
VCR (Vanguard Consumer Discretionary ETF) and IBIC (iShares iBonds Oct 2026 Term TIPS ETF) are both exchange-traded funds - VCR is a Consumer Discretionary Equities fund tracking the MSCI US Investable Market Consumer Discretionary 25/50 Index, while IBIC is a Inflation-Protected Bonds fund tracking the ICE 2026 Maturity US Inflation-Linked Treasury Index. Both are passively managed. Over the past year, VCR returned 8.02% vs 4.42% for IBIC. At a correlation of -0.02, they often move in opposite directions. Both charge a 0.10% expense ratio.
Performance
VCR vs. IBIC - Performance Comparison
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Returns By Period
In the year-to-date period, VCR achieves a -2.41% return, which is significantly lower than IBIC's 2.43% return.
VCR
- 1D
- -0.91%
- 1M
- -2.81%
- YTD
- -2.41%
- 6M
- -4.50%
- 1Y
- 8.02%
- 3Y*
- 12.53%
- 5Y*
- 5.14%
- 10Y*
- 13.68%
IBIC
- 1D
- 0.04%
- 1M
- 0.12%
- YTD
- 2.43%
- 6M
- 2.57%
- 1Y
- 4.42%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VCR vs. IBIC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
VCR Vanguard Consumer Discretionary ETF | -2.41% | 5.77% | 24.27% | 4.78% |
IBIC iShares iBonds Oct 2026 Term TIPS ETF | 2.43% | 4.96% | 5.25% | 2.17% |
Correlation
The correlation between VCR and IBIC is -0.22, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.22 |
Correlation (All Time) Calculated using the full available price history since Sep 15, 2023 | -0.02 |
The correlation between VCR and IBIC shifts across timeframes, from -0.22 (1 year) to -0.02 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
VCR vs. IBIC — Risk / Return Rank
VCR
IBIC
VCR vs. IBIC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Consumer Discretionary ETF (VCR) and iShares iBonds Oct 2026 Term TIPS ETF (IBIC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCR | IBIC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.56 | ||
| Sortino ratioReturn per unit of downside risk | -8.24 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 2.22 | -1.14 |
| Calmar ratioReturn relative to maximum drawdown | 0.52 | 16.56 | -16.05 |
| Martin ratioReturn relative to average drawdown | 1.57 | 58.67 | -57.10 |
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Drawdowns
VCR vs. IBIC - Drawdown Comparison
The maximum VCR drawdown since its inception was -61.54%, which is greater than IBIC's maximum drawdown of -0.90%. Use the drawdown chart below to compare losses from any high point for VCR and IBIC.
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Drawdown Indicators
| VCR | IBIC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.54% | -0.90% | -60.64% |
Max Drawdown (1Y)Largest decline over 1 year | -15.59% | -0.27% | -15.32% |
Max Drawdown (3Y)Largest decline over 3 years | -27.36% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -39.20% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -39.20% | — | — |
Current DrawdownCurrent decline from peak | -6.85% | -0.08% | -6.77% |
Average DrawdownAverage peak-to-trough decline | -9.39% | -0.10% | -9.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.11% | 0.08% | +5.03% |
Volatility
VCR vs. IBIC - Volatility Comparison
Vanguard Consumer Discretionary ETF (VCR) has a higher volatility of 6.34% compared to iShares iBonds Oct 2026 Term TIPS ETF (IBIC) at 0.17%. This indicates that VCR's price experiences larger fluctuations and is considered to be riskier than IBIC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCR | IBIC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.34% | 0.17% | +6.17% |
Volatility (6M)Calculated over the trailing 6-month period | 13.88% | 0.67% | +13.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.86% | 0.89% | +17.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.10% | 1.56% | +22.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.44% | 1.56% | +20.88% |
VCR vs. IBIC - Expense Ratio Comparison
Both VCR and IBIC have an expense ratio of 0.10%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
VCR vs. IBIC - Dividend Comparison
VCR's dividend yield for the trailing twelve months is around 0.75%, less than IBIC's 3.58% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBIC iShares iBonds Oct 2026 Term TIPS ETF | 3.58% | 4.43% | 4.65% | 0.83% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VCR Vanguard Consumer Discretionary ETF | 0.75% | 0.74% | 0.74% | 0.84% | 0.98% | 0.79% | 1.71% | 1.17% | 1.37% | 1.21% | 1.60% | 1.32% |
Frequently Asked Questions
VCR and IBIC have a correlation of -0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VCR has higher volatility (6.34%) compared to IBIC (0.17%). In terms of maximum drawdown, VCR dropped -61.54% vs IBIC's -0.90%.
On 1-year performance, VCR leads with 8.02% vs 4.42% for IBIC. Both ETFs have the same 0.10% expense ratio. On volatility, IBIC has been the lower-risk option at 0.17%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, VCR has performed better with a 8.02% return vs 4.42%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCR and IBIC have the same expense ratio: 0.10% per year.
IBIC has the higher dividend yield at 3.58%, compared with 0.75% for VCR.
VCR is categorized as Consumer Discretionary Equities, while IBIC is Inflation-Protected Bonds. VCR tracks MSCI US Investable Market Consumer Discretionary 25/50 Index, while IBIC tracks ICE 2026 Maturity US Inflation-Linked Treasury Index. They also come from different issuers: Vanguard and iShares.
IBIC currently has the higher Sharpe Ratio (4.99 vs 0.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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