VCNIX vs. VCGAX
Compare and contrast key facts about VALIC Company I Nasdaq-100 Index Fund (VCNIX) and VALIC Company I Systematic Core Fund (VCGAX).
VCNIX is managed by VALIC. It was launched on Oct 2, 2000. VCGAX is managed by VALIC. It was launched on Apr 29, 1994.
Performance
VCNIX vs. VCGAX - Performance Comparison
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VCNIX vs. VCGAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCNIX VALIC Company I Nasdaq-100 Index Fund | -9.05% | -2.43% | 25.36% | 54.21% | -32.55% | 26.89% | 48.24% | 38.63% | -4.76% | 32.35% |
VCGAX VALIC Company I Systematic Core Fund | -7.95% | 9.41% | 23.14% | 23.94% | -18.71% | 26.34% | 24.07% | 30.50% | -8.98% | 21.09% |
Returns By Period
In the year-to-date period, VCNIX achieves a -9.05% return, which is significantly lower than VCGAX's -7.95% return. Over the past 10 years, VCNIX has outperformed VCGAX with an annualized return of 15.17%, while VCGAX has yielded a comparatively lower 11.97% annualized return.
VCNIX
- 1D
- -0.75%
- 1M
- -8.04%
- YTD
- -9.05%
- 6M
- -6.90%
- 1Y
- 19.29%
- 3Y*
- 12.52%
- 5Y*
- 7.63%
- 10Y*
- 15.17%
VCGAX
- 1D
- -0.28%
- 1M
- -7.15%
- YTD
- -7.95%
- 6M
- -5.90%
- 1Y
- 10.57%
- 3Y*
- 13.02%
- 5Y*
- 8.16%
- 10Y*
- 11.97%
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VCNIX vs. VCGAX - Expense Ratio Comparison
VCNIX has a 0.45% expense ratio, which is lower than VCGAX's 0.63% expense ratio.
Return for Risk
VCNIX vs. VCGAX — Risk / Return Rank
VCNIX
VCGAX
VCNIX vs. VCGAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Nasdaq-100 Index Fund (VCNIX) and VALIC Company I Systematic Core Fund (VCGAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCNIX | VCGAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.88 | 0.65 | +0.23 |
Sortino ratioReturn per unit of downside risk | 1.41 | 1.06 | +0.35 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.15 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.13 | 0.70 | +0.43 |
Martin ratioReturn relative to average drawdown | 4.42 | 3.14 | +1.28 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCNIX | VCGAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.88 | 0.65 | +0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.31 | 0.49 | -0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | 0.65 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 0.22 | 0.00 |
Correlation
The correlation between VCNIX and VCGAX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VCNIX vs. VCGAX - Dividend Comparison
VCNIX's dividend yield for the trailing twelve months is around 11.14%, more than VCGAX's 7.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCNIX VALIC Company I Nasdaq-100 Index Fund | 11.14% | 0.00% | 3.76% | 10.90% | 13.50% | 7.28% | 2.40% | 1.57% | 0.55% | 4.57% |
VCGAX VALIC Company I Systematic Core Fund | 7.37% | 0.00% | 1.69% | 4.83% | 0.79% | 9.20% | 10.09% | 10.41% | 1.01% | 3.82% |
Drawdowns
VCNIX vs. VCGAX - Drawdown Comparison
The maximum VCNIX drawdown since its inception was -76.68%, which is greater than VCGAX's maximum drawdown of -71.37%. Use the drawdown chart below to compare losses from any high point for VCNIX and VCGAX.
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Drawdown Indicators
| VCNIX | VCGAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.68% | -71.37% | -5.31% |
Max Drawdown (1Y)Largest decline over 1 year | -12.76% | -12.22% | -0.54% |
Max Drawdown (5Y)Largest decline over 5 years | -37.53% | -24.90% | -12.63% |
Max Drawdown (10Y)Largest decline over 10 years | -37.53% | -34.41% | -3.12% |
Current DrawdownCurrent decline from peak | -15.91% | -9.55% | -6.36% |
Average DrawdownAverage peak-to-trough decline | -28.91% | -25.40% | -3.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.50% | 2.77% | +0.73% |
Volatility
VCNIX vs. VCGAX - Volatility Comparison
VALIC Company I Nasdaq-100 Index Fund (VCNIX) has a higher volatility of 5.39% compared to VALIC Company I Systematic Core Fund (VCGAX) at 4.05%. This indicates that VCNIX's price experiences larger fluctuations and is considered to be riskier than VCGAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCNIX | VCGAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.39% | 4.05% | +1.34% |
Volatility (6M)Calculated over the trailing 6-month period | 11.80% | 8.40% | +3.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.28% | 17.43% | +4.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.85% | 16.89% | +7.96% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.67% | 18.36% | +5.31% |