VBIUX vs. VCIT
Compare and contrast key facts about Vanguard Intermediate-Term Bond Index Fund Institutional Plus (VBIUX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT).
VBIUX is managed by Vanguard. It was launched on Nov 30, 2011. VCIT is a passively managed fund by Vanguard that tracks the performance of the Barclays U.S. 5-10 Year Corp Index. It was launched on Nov 19, 2009.
Performance
VBIUX vs. VCIT - Performance Comparison
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VBIUX vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VBIUX Vanguard Intermediate-Term Bond Index Fund Institutional Plus | -0.84% | 8.60% | 1.56% | 5.53% | -13.24% | -2.64% | 9.83% | 10.23% | -0.13% | 3.90% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | -0.45% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
Returns By Period
In the year-to-date period, VBIUX achieves a -0.84% return, which is significantly lower than VCIT's -0.45% return. Over the past 10 years, VBIUX has underperformed VCIT with an annualized return of 1.93%, while VCIT has yielded a comparatively higher 3.06% annualized return.
VBIUX
- 1D
- 0.58%
- 1M
- -2.62%
- YTD
- -0.84%
- 6M
- 0.29%
- 1Y
- 4.35%
- 3Y*
- 3.66%
- 5Y*
- 0.41%
- 10Y*
- 1.93%
VCIT
- 1D
- 0.55%
- 1M
- -1.98%
- YTD
- -0.45%
- 6M
- 0.69%
- 1Y
- 6.08%
- 3Y*
- 5.56%
- 5Y*
- 1.42%
- 10Y*
- 3.06%
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VBIUX vs. VCIT - Expense Ratio Comparison
Both VBIUX and VCIT have an expense ratio of 0.04%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
VBIUX vs. VCIT — Risk / Return Rank
VBIUX
VCIT
VBIUX vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Bond Index Fund Institutional Plus (VBIUX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VBIUX | VCIT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.26 | -0.18 |
Sortino ratioReturn per unit of downside risk | 1.57 | 1.76 | -0.19 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.24 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 2.07 | -0.34 |
Martin ratioReturn relative to average drawdown | 5.84 | 7.31 | -1.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VBIUX | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.26 | -0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.07 | 0.22 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.36 | 0.49 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.75 | -0.29 |
Correlation
The correlation between VBIUX and VCIT is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VBIUX vs. VCIT - Dividend Comparison
VBIUX's dividend yield for the trailing twelve months is around 3.81%, less than VCIT's 4.72% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBIUX Vanguard Intermediate-Term Bond Index Fund Institutional Plus | 3.81% | 4.04% | 3.82% | 2.59% | 2.42% | 3.08% | 2.95% | 2.76% | 2.89% | 2.77% | 3.09% | 3.14% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.72% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Drawdowns
VBIUX vs. VCIT - Drawdown Comparison
The maximum VBIUX drawdown since its inception was -19.18%, smaller than the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for VBIUX and VCIT.
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Drawdown Indicators
| VBIUX | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.18% | -20.56% | +1.38% |
Max Drawdown (1Y)Largest decline over 1 year | -3.18% | -2.99% | -0.19% |
Max Drawdown (5Y)Largest decline over 5 years | -18.83% | -20.56% | +1.73% |
Max Drawdown (10Y)Largest decline over 10 years | -19.18% | -20.56% | +1.38% |
Current DrawdownCurrent decline from peak | -2.62% | -1.98% | -0.64% |
Average DrawdownAverage peak-to-trough decline | -4.11% | -3.18% | -0.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.95% | 0.85% | +0.10% |
Volatility
VBIUX vs. VCIT - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Bond Index Fund Institutional Plus (VBIUX) is 1.68%, while Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a volatility of 2.07%. This indicates that VBIUX experiences smaller price fluctuations and is considered to be less risky than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VBIUX | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.68% | 2.07% | -0.39% |
Volatility (6M)Calculated over the trailing 6-month period | 2.77% | 2.84% | -0.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.61% | 4.85% | -0.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.36% | 6.60% | -0.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.37% | 6.27% | -0.90% |