VBILX vs. FEDUX
VBILX (Vanguard Intermediate-Term Bond Index Fund Admiral Shares) and FEDUX (Fidelity Education Income Fund) are both Intermediate Core Bond funds. Over the past 5 years, VBILX returned -0.44%/yr vs -0.53%/yr for FEDUX. Their correlation of 0.89 means they have usually moved in the same direction. VBILX charges 0.06%/yr vs 0.00%/yr for FEDUX.
Performance
VBILX vs. FEDUX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, VBILX achieves a -1.33% return, which is significantly lower than FEDUX's 0.04% return.
VBILX
- 1D
- -0.29%
- 1M
- -1.35%
- 6M
- -1.12%
- YTD
- -1.33%
- 1Y
- 1.05%
- 3Y*
- 4.25%
- 5Y*
- -0.44%
- 10Y*
- 1.62%
- ALL TIME*
- 3.89%
FEDUX
- 1D
- -0.11%
- 1M
- -0.55%
- 6M
- -0.11%
- YTD
- 0.04%
- 1Y
- 2.12%
- 3Y*
- 2.81%
- 5Y*
- -0.53%
- 10Y*
- —
- ALL TIME*
- -0.48%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VBILX vs. FEDUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | -1.33% | 8.57% | 1.54% | 6.09% | -13.59% | 0.51% |
FEDUX Fidelity Education Income Fund | 0.04% | 6.40% | -0.29% | 1.62% | -8.38% | -1.27% |
Correlation
The correlation between VBILX and FEDUX is 0.89, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.89 |
Correlation (3Y) Balances recent behavior with more history. | 0.88 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (All Time) Calculated using the full available price history since May 25, 2021 | 0.89 |
The correlation between VBILX and FEDUX has been stable across timeframes, ranging from 0.88 to 0.89 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VBILX vs. FEDUX — Risk / Return Rank
VBILX
FEDUX
VBILX vs. FEDUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) and Fidelity Education Income Fund (FEDUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VBILX | FEDUX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.61 | ||
| Sortino ratioReturn per unit of downside risk | -1.01 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.21 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 0.59 | 1.56 | -0.97 |
| Martin ratioReturn relative to average drawdown | 1.41 | 4.27 | -2.87 |
Loading charts...
Drawdowns
VBILX vs. FEDUX - Drawdown Comparison
The maximum VBILX drawdown since its inception was -19.26%, which is greater than FEDUX's maximum drawdown of -12.00%. Use the drawdown chart below to compare losses from any high point for VBILX and FEDUX.
Loading charts...
Drawdown Indicators
| VBILX | FEDUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.26% | -12.00% | -7.26% |
Max Drawdown (1Y)Largest decline over 1 year | -3.43% | -1.72% | -1.71% |
Max Drawdown (3Y)Largest decline over 3 years | -5.20% | -2.80% | -2.40% |
Max Drawdown (5Y)Largest decline over 5 years | -18.83% | -11.83% | -7.00% |
Max Drawdown (10Y)Largest decline over 10 years | -19.26% | — | — |
Current DrawdownCurrent decline from peak | -3.10% | -2.74% | -0.36% |
Average DrawdownAverage peak-to-trough decline | -3.15% | -6.34% | +3.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.44% | 0.63% | +0.81% |
Volatility
VBILX vs. FEDUX - Volatility Comparison
Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) has a higher volatility of 1.05% compared to Fidelity Education Income Fund (FEDUX) at 0.57%. This indicates that VBILX's price experiences larger fluctuations and is considered to be riskier than FEDUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VBILX | FEDUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.05% | 0.57% | +0.48% |
Volatility (6M)Calculated over the trailing 6-month period | 3.26% | 1.87% | +1.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.08% | 2.44% | +1.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.39% | 3.15% | +3.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.36% | 3.10% | +2.26% |
VBILX vs. FEDUX - Expense Ratio Comparison
VBILX has a 0.06% expense ratio, which is higher than FEDUX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VBILX vs. FEDUX - Dividend Comparison
VBILX's dividend yield for the trailing twelve months is around 3.95%, less than FEDUX's 4.02% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FEDUX Fidelity Education Income Fund | 4.02% | 4.43% | 0.36% | 0.71% | 0.00% | 0.13% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | 3.95% | 4.01% | 3.80% | 3.09% | 1.99% | 3.39% | 2.94% | 2.73% | 2.87% | 2.73% | 3.06% | 3.09% |
Frequently Asked Questions
VBILX and FEDUX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VBILX has higher volatility (1.05%) compared to FEDUX (0.57%). In terms of maximum drawdown, VBILX dropped -19.26% vs FEDUX's -12.00%.
FEDUX currently has the higher Sharpe Ratio (1.11 vs 0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for VBILX and FEDUX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer