VBILX vs. VICSX
VBILX (Vanguard Intermediate-Term Bond Index Fund Admiral Shares) and VICSX (Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares) are both mutual funds - VBILX is a Intermediate Core Bond fund tracking the Bloomberg U.S. 5-10 Year Government/Credit Float Adjusted Index, while VICSX is a Corporate Bonds fund tracking the Bloomberg U.S. 5–10 Year Corporate Bond Index. Both are passively managed. Over the past 10 years, VBILX returned 1.62%/yr vs 2.66%/yr for VICSX. Their correlation of 0.95 means they have usually moved in the same direction. Both charge a 0.06% expense ratio.
Performance
VBILX vs. VICSX - Performance Comparison
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Returns By Period
In the year-to-date period, VBILX achieves a -1.04% return, which is significantly lower than VICSX's -0.51% return. Over the past 10 years, VBILX has underperformed VICSX with an annualized return of 1.62%, while VICSX has yielded a comparatively higher 2.66% annualized return.
VBILX
- 1D
- 0.10%
- 1M
- -1.06%
- 6M
- -1.02%
- YTD
- -1.04%
- 1Y
- 1.34%
- 3Y*
- 4.18%
- 5Y*
- -0.39%
- 10Y*
- 1.62%
- ALL TIME*
- 3.91%
VICSX
- 1D
- 0.14%
- 1M
- -1.04%
- 6M
- -0.68%
- YTD
- -0.51%
- 1Y
- 2.40%
- 3Y*
- 5.76%
- 5Y*
- 0.73%
- 10Y*
- 2.66%
- ALL TIME*
- 4.26%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VBILX vs. VICSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | -1.04% | 8.57% | 1.54% | 6.09% | -13.59% | -2.36% | 9.82% | 10.20% | -0.15% | 3.86% |
VICSX Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares | -0.51% | 9.36% | 3.66% | 8.88% | -14.09% | -1.56% | 9.52% | 13.99% | -1.73% | 5.47% |
Correlation
The correlation between VBILX and VICSX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.96 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Nov 23, 2009 | 0.95 |
The correlation between VBILX and VICSX has been stable across timeframes, ranging from 0.92 to 0.96 - a consistent structural relationship.
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Return for Risk
VBILX vs. VICSX — Risk / Return Rank
VBILX
VICSX
VBILX vs. VICSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) and Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares (VICSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VBILX | VICSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.18 | ||
| Sortino ratioReturn per unit of downside risk | -0.22 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.14 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 0.78 | 1.09 | -0.31 |
| Martin ratioReturn relative to average drawdown | 1.88 | 3.04 | -1.16 |
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Drawdowns
VBILX vs. VICSX - Drawdown Comparison
The maximum VBILX drawdown since its inception was -19.26%, smaller than the maximum VICSX drawdown of -20.53%. Use the drawdown chart below to compare losses from any high point for VBILX and VICSX.
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Drawdown Indicators
| VBILX | VICSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.26% | -20.53% | +1.27% |
Max Drawdown (1Y)Largest decline over 1 year | -3.43% | -2.98% | -0.45% |
Max Drawdown (3Y)Largest decline over 3 years | -5.20% | -5.22% | +0.02% |
Max Drawdown (5Y)Largest decline over 5 years | -19.15% | -20.46% | +1.31% |
Max Drawdown (10Y)Largest decline over 10 years | -19.26% | -20.53% | +1.27% |
Current DrawdownCurrent decline from peak | -2.82% | -2.02% | -0.80% |
Average DrawdownAverage peak-to-trough decline | -3.15% | -3.14% | -0.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 1.07% | +0.36% |
Volatility
VBILX vs. VICSX - Volatility Comparison
Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) and Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares (VICSX) have volatilities of 1.03% and 1.03%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VBILX | VICSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.03% | 1.03% | 0.00% |
Volatility (6M)Calculated over the trailing 6-month period | 3.24% | 3.11% | +0.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.08% | 3.90% | +0.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.39% | 6.17% | +0.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.36% | 5.34% | +0.02% |
VBILX vs. VICSX - Expense Ratio Comparison
Both VBILX and VICSX have an expense ratio of 0.06%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
VBILX vs. VICSX - Dividend Comparison
VBILX's dividend yield for the trailing twelve months is around 3.94%, less than VICSX's 4.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | 3.94% | 4.01% | 3.80% | 3.09% | 1.99% | 3.39% | 2.94% | 2.73% | 2.87% | 2.73% | 3.06% | 3.09% |
VICSX Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares | 4.42% | 4.59% | 4.77% | 3.70% | 3.00% | 2.76% | 2.77% | 3.35% | 3.62% | 3.22% | 3.03% | 3.36% |
Frequently Asked Questions
With a correlation of 0.92, VBILX and VICSX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VICSX has higher volatility (1.03%) compared to VBILX (1.03%). In terms of maximum drawdown, VBILX dropped -19.26% vs VICSX's -20.53%.
VICSX currently has the higher Sharpe Ratio (0.84 vs 0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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