V60A.DE vs. 4GLD.DE
V60A.DE (Vanguard LifeStrategy 60% Equity UCITS ETF EUR Accumulating) and 4GLD.DE (Xetra-Gold) are both exchange-traded funds - V60A.DE is a Global Allocation fund tracking the Blended Index (60% Equity / 40% Bonds), while 4GLD.DE is a Gold fund tracking the LBMA Gold Price. Both are passively managed. Over the past 5 years, V60A.DE returned 6.55%/yr vs 19.85%/yr for 4GLD.DE. At a 0.11 correlation, their price movements are largely independent. V60A.DE charges 0.25%/yr vs 0.00%/yr for 4GLD.DE.
Performance
V60A.DE vs. 4GLD.DE - Performance Comparison
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Returns By Period
In the year-to-date period, V60A.DE achieves a 7.46% return, which is significantly higher than 4GLD.DE's 2.80% return.
V60A.DE
- 1D
- -0.15%
- 1M
- 2.08%
- YTD
- 7.46%
- 6M
- 7.41%
- 1Y
- 16.00%
- 3Y*
- 11.57%
- 5Y*
- 6.55%
- 10Y*
- —
4GLD.DE
- 1D
- 0.57%
- 1M
- -3.60%
- YTD
- 2.80%
- 6M
- 6.23%
- 1Y
- 31.21%
- 3Y*
- 28.18%
- 5Y*
- 19.85%
- 10Y*
- 13.36%
V60A.DE vs. 4GLD.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
V60A.DE Vanguard LifeStrategy 60% Equity UCITS ETF EUR Accumulating | 7.46% | 7.02% | 14.29% | 12.38% | -14.22% | 14.35% | 1.64% |
4GLD.DE Xetra-Gold | 2.80% | 49.32% | 34.57% | 9.32% | 7.12% | 4.03% | 0.52% |
Correlation
The correlation between V60A.DE and 4GLD.DE is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.19 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.11 |
Correlation (All Time) Calculated using the full available price history since Dec 14, 2020 | 0.11 |
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Return for Risk
V60A.DE vs. 4GLD.DE — Risk / Return Rank
V60A.DE
4GLD.DE
V60A.DE vs. 4GLD.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard LifeStrategy 60% Equity UCITS ETF EUR Accumulating (V60A.DE) and Xetra-Gold (4GLD.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| V60A.DE | 4GLD.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.98 | ||
| Sortino ratioReturn per unit of downside risk | +1.64 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.26 | +0.18 |
| Calmar ratioReturn relative to maximum drawdown | 3.08 | 1.82 | +1.26 |
| Martin ratioReturn relative to average drawdown | 13.82 | 4.63 | +9.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| V60A.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.29 | 1.31 | +0.98 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 1.23 | -0.48 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.92 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.65 | +0.20 |
Drawdowns
V60A.DE vs. 4GLD.DE - Drawdown Comparison
The maximum V60A.DE drawdown since its inception was -15.27%, smaller than the maximum 4GLD.DE drawdown of -36.79%. Use the drawdown chart below to compare losses from any high point for V60A.DE and 4GLD.DE.
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Drawdown Indicators
| V60A.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.27% | -36.79% | +21.52% |
Max Drawdown (1Y)Largest decline over 1 year | -5.22% | -16.54% | +11.32% |
Max Drawdown (3Y)Largest decline over 3 years | -13.05% | -16.54% | +3.49% |
Max Drawdown (5Y)Largest decline over 5 years | -15.27% | -16.54% | +1.27% |
Max Drawdown (10Y)Largest decline over 10 years | — | -18.23% | — |
Current DrawdownCurrent decline from peak | -0.19% | -14.95% | +14.76% |
Average DrawdownAverage peak-to-trough decline | -4.31% | -11.83% | +7.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.17% | 6.52% | -5.35% |
Volatility
V60A.DE vs. 4GLD.DE - Volatility Comparison
The current volatility for Vanguard LifeStrategy 60% Equity UCITS ETF EUR Accumulating (V60A.DE) is 2.01%, while Xetra-Gold (4GLD.DE) has a volatility of 5.09%. This indicates that V60A.DE experiences smaller price fluctuations and is considered to be less risky than 4GLD.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| V60A.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.01% | 5.09% | -3.08% |
Volatility (6M)Calculated over the trailing 6-month period | 5.40% | 20.09% | -14.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.03% | 23.06% | -16.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.65% | 16.00% | -7.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.54% | 14.37% | -5.83% |
V60A.DE vs. 4GLD.DE - Expense Ratio Comparison
V60A.DE has a 0.25% expense ratio, which is higher than 4GLD.DE's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
V60A.DE vs. 4GLD.DE - Dividend Comparison
Neither V60A.DE nor 4GLD.DE has paid dividends to shareholders.
Frequently Asked Questions
V60A.DE and 4GLD.DE have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, 4GLD.DE is cheaper at 0.00% per year. The better choice depends on whether you care most about return, fees, risk, or income.
4GLD.DE is cheaper with a 0.00% expense ratio, compared with 0.25% for V60A.DE.
V60A.DE is categorized as Global Allocation, while 4GLD.DE is Gold. V60A.DE tracks Blended Index (60% Equity / 40% Bonds), while 4GLD.DE tracks LBMA Gold Price. They also come from different issuers: Vanguard and Deutsche Börse Commodities. Their fees differ too: 0.25% for V60A.DE and 0.00% for 4GLD.DE.
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