USSBX vs. TNSHX
Compare and contrast key facts about USAA Short Term Bond Fund (USSBX) and TIAA-CREF Short-Term Bond Index Fund (TNSHX).
USSBX is managed by Victory. It was launched on Jun 1, 1993. TNSHX is managed by TIAA Investments. It was launched on Aug 7, 2015.
Performance
USSBX vs. TNSHX - Performance Comparison
Loading graphics...
USSBX vs. TNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USSBX USAA Short Term Bond Fund | 0.09% | 5.79% | 6.21% | 5.99% | -2.95% | 1.08% | 4.75% | 5.00% | 1.24% | 2.30% |
TNSHX TIAA-CREF Short-Term Bond Index Fund | -0.07% | 5.31% | 4.03% | 4.05% | -3.96% | -0.57% | 3.26% | 4.05% | 1.31% | 0.70% |
Returns By Period
In the year-to-date period, USSBX achieves a 0.09% return, which is significantly higher than TNSHX's -0.07% return. Over the past 10 years, USSBX has outperformed TNSHX with an annualized return of 3.09%, while TNSHX has yielded a comparatively lower 1.78% annualized return.
USSBX
- 1D
- 0.11%
- 1M
- -0.76%
- YTD
- 0.09%
- 6M
- 1.14%
- 1Y
- 4.16%
- 3Y*
- 5.67%
- 5Y*
- 3.10%
- 10Y*
- 3.09%
TNSHX
- 1D
- 0.00%
- 1M
- -0.62%
- YTD
- -0.07%
- 6M
- 0.96%
- 1Y
- 3.56%
- 3Y*
- 3.89%
- 5Y*
- 1.72%
- 10Y*
- 1.78%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
USSBX vs. TNSHX - Expense Ratio Comparison
USSBX has a 0.54% expense ratio, which is higher than TNSHX's 0.09% expense ratio.
Return for Risk
USSBX vs. TNSHX — Risk / Return Rank
USSBX
TNSHX
USSBX vs. TNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Short Term Bond Fund (USSBX) and TIAA-CREF Short-Term Bond Index Fund (TNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USSBX | TNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.19 | 1.83 | +0.36 |
Sortino ratioReturn per unit of downside risk | 3.87 | 3.29 | +0.58 |
Omega ratioGain probability vs. loss probability | 1.60 | 1.45 | +0.16 |
Calmar ratioReturn relative to maximum drawdown | 4.17 | 3.67 | +0.50 |
Martin ratioReturn relative to average drawdown | 15.95 | 13.23 | +2.72 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| USSBX | TNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.19 | 1.83 | +0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.60 | 0.78 | +0.82 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.75 | 0.99 | +0.75 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.69 | 1.03 | +0.66 |
Correlation
The correlation between USSBX and TNSHX is 0.67, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
USSBX vs. TNSHX - Dividend Comparison
USSBX's dividend yield for the trailing twelve months is around 4.19%, more than TNSHX's 3.82% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USSBX USAA Short Term Bond Fund | 4.19% | 4.51% | 4.32% | 3.37% | 2.38% | 2.72% | 3.41% | 2.79% | 2.44% | 1.94% | 1.86% | 1.69% |
TNSHX TIAA-CREF Short-Term Bond Index Fund | 3.82% | 4.22% | 3.94% | 2.68% | 1.00% | 1.03% | 1.81% | 2.45% | 1.80% | 1.31% | 0.98% | 0.00% |
Drawdowns
USSBX vs. TNSHX - Drawdown Comparison
The maximum USSBX drawdown since its inception was -6.87%, which is greater than TNSHX's maximum drawdown of -5.99%. Use the drawdown chart below to compare losses from any high point for USSBX and TNSHX.
Loading graphics...
Drawdown Indicators
| USSBX | TNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.87% | -5.99% | -0.88% |
Max Drawdown (1Y)Largest decline over 1 year | -1.09% | -1.13% | +0.04% |
Max Drawdown (5Y)Largest decline over 5 years | -5.11% | -5.99% | +0.88% |
Max Drawdown (10Y)Largest decline over 10 years | -5.57% | -5.99% | +0.42% |
Current DrawdownCurrent decline from peak | -0.87% | -0.82% | -0.05% |
Average DrawdownAverage peak-to-trough decline | -0.63% | -0.90% | +0.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.28% | 0.31% | -0.03% |
Volatility
USSBX vs. TNSHX - Volatility Comparison
USAA Short Term Bond Fund (USSBX) and TIAA-CREF Short-Term Bond Index Fund (TNSHX) have volatilities of 0.53% and 0.52%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| USSBX | TNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.53% | 0.52% | +0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 1.23% | 1.23% | 0.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.94% | 1.99% | -0.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.95% | 2.22% | -0.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 1.77% | 1.80% | -0.03% |