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USSBX vs. VCSH
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between USSBX and VCSH is -0.04. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.


-0.50.00.51.0
Correlation: -0.0

Performance

USSBX vs. VCSH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Short Term Bond Fund (USSBX) and Vanguard Short-Term Corporate Bond ETF (VCSH). The values are adjusted to include any dividend payments, if applicable.

0.00%1.00%2.00%3.00%December2025FebruaryMarchApril
2.64%
3.25%
USSBX
VCSH

Key characteristics

Sharpe Ratio

USSBX:

3.51

VCSH:

3.19

Sortino Ratio

USSBX:

6.64

VCSH:

4.90

Omega Ratio

USSBX:

1.97

VCSH:

1.69

Calmar Ratio

USSBX:

8.41

VCSH:

6.00

Martin Ratio

USSBX:

24.47

VCSH:

16.91

Ulcer Index

USSBX:

0.30%

VCSH:

0.46%

Daily Std Dev

USSBX:

2.10%

VCSH:

2.43%

Max Drawdown

USSBX:

-7.80%

VCSH:

-12.86%

Current Drawdown

USSBX:

-0.11%

VCSH:

0.00%

Returns By Period

In the year-to-date period, USSBX achieves a 1.78% return, which is significantly lower than VCSH's 2.58% return. Over the past 10 years, USSBX has outperformed VCSH with an annualized return of 2.66%, while VCSH has yielded a comparatively lower 2.49% annualized return.


USSBX

YTD

1.78%

1M

0.11%

6M

2.91%

1Y

6.97%

5Y*

3.42%

10Y*

2.66%

VCSH

YTD

2.58%

1M

0.67%

6M

3.08%

1Y

7.75%

5Y*

2.30%

10Y*

2.49%

*Annualized

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USSBX vs. VCSH - Expense Ratio Comparison

USSBX has a 0.54% expense ratio, which is higher than VCSH's 0.04% expense ratio.


Expense ratio chart for USSBX: current value is 0.54%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
USSBX: 0.54%
Expense ratio chart for VCSH: current value is 0.04%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VCSH: 0.04%

Risk-Adjusted Performance

USSBX vs. VCSH — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USSBX
The Risk-Adjusted Performance Rank of USSBX is 9898
Overall Rank
The Sharpe Ratio Rank of USSBX is 9898
Sharpe Ratio Rank
The Sortino Ratio Rank of USSBX is 9898
Sortino Ratio Rank
The Omega Ratio Rank of USSBX is 9898
Omega Ratio Rank
The Calmar Ratio Rank of USSBX is 9999
Calmar Ratio Rank
The Martin Ratio Rank of USSBX is 9898
Martin Ratio Rank

VCSH
The Risk-Adjusted Performance Rank of VCSH is 9797
Overall Rank
The Sharpe Ratio Rank of VCSH is 9898
Sharpe Ratio Rank
The Sortino Ratio Rank of VCSH is 9898
Sortino Ratio Rank
The Omega Ratio Rank of VCSH is 9797
Omega Ratio Rank
The Calmar Ratio Rank of VCSH is 9898
Calmar Ratio Rank
The Martin Ratio Rank of VCSH is 9797
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

USSBX vs. VCSH - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Short Term Bond Fund (USSBX) and Vanguard Short-Term Corporate Bond ETF (VCSH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for USSBX, currently valued at 3.51, compared to the broader market-2.00-1.000.001.002.003.00
USSBX: 3.51
VCSH: 3.19
The chart of Sortino ratio for USSBX, currently valued at 6.64, compared to the broader market-2.000.002.004.006.008.00
USSBX: 6.64
VCSH: 4.90
The chart of Omega ratio for USSBX, currently valued at 1.97, compared to the broader market0.501.001.502.002.503.00
USSBX: 1.97
VCSH: 1.69
The chart of Calmar ratio for USSBX, currently valued at 8.41, compared to the broader market0.002.004.006.008.0010.00
USSBX: 8.41
VCSH: 6.00
The chart of Martin ratio for USSBX, currently valued at 24.47, compared to the broader market0.0010.0020.0030.0040.00
USSBX: 24.47
VCSH: 16.91

The current USSBX Sharpe Ratio is 3.51, which is comparable to the VCSH Sharpe Ratio of 3.19. The chart below compares the historical Sharpe Ratios of USSBX and VCSH, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio2.002.503.003.504.00December2025FebruaryMarchApril
3.51
3.19
USSBX
VCSH

Dividends

USSBX vs. VCSH - Dividend Comparison

USSBX's dividend yield for the trailing twelve months is around 4.04%, which matches VCSH's 4.05% yield.


TTM20242023202220212020201920182017201620152014
USSBX
USAA Short Term Bond Fund
4.04%4.32%3.73%2.40%2.20%2.75%2.77%2.42%1.95%1.87%1.69%1.71%
VCSH
Vanguard Short-Term Corporate Bond ETF
4.05%3.96%3.09%2.01%1.81%2.27%2.87%2.65%2.25%2.10%2.08%2.01%

Drawdowns

USSBX vs. VCSH - Drawdown Comparison

The maximum USSBX drawdown since its inception was -7.80%, smaller than the maximum VCSH drawdown of -12.86%. Use the drawdown chart below to compare losses from any high point for USSBX and VCSH. For additional features, visit the drawdowns tool.


-1.20%-1.00%-0.80%-0.60%-0.40%-0.20%0.00%December2025FebruaryMarchApril
-0.11%
0
USSBX
VCSH

Volatility

USSBX vs. VCSH - Volatility Comparison

The current volatility for USAA Short Term Bond Fund (USSBX) is 0.68%, while Vanguard Short-Term Corporate Bond ETF (VCSH) has a volatility of 1.37%. This indicates that USSBX experiences smaller price fluctuations and is considered to be less risky than VCSH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


0.40%0.60%0.80%1.00%1.20%1.40%December2025FebruaryMarchApril
0.68%
1.37%
USSBX
VCSH