USLM vs. KNSL
USLM (United States Lime & Minerals, Inc.) and KNSL (Kinsale Capital Group, Inc.) are both stocks. USLM operates in Building Materials (Basic Materials), while KNSL operates in Insurance - Property & Casualty (Financial Services). Over the past 10 years, USLM returned 25.55%/yr vs 34.79%/yr for KNSL. Their 0.21 correlation means their historical movements had little consistent relationship.
Performance
USLM vs. KNSL - Performance Comparison
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Returns By Period
In the year-to-date period, USLM achieves a -7.78% return, which is significantly higher than KNSL's -8.74% return. Over the past 10 years, USLM has underperformed KNSL with an annualized return of 25.55%, while KNSL has yielded a comparatively higher 34.79% annualized return.
USLM
- 1D
- -2.33%
- 1M
- 2.60%
- 6M
- -8.38%
- YTD
- -7.78%
- 1Y
- 11.63%
- 3Y*
- 39.62%
- 5Y*
- 32.25%
- 10Y*
- 25.55%
- ALL TIME*
- 13.81%
KNSL
- 1D
- 0.15%
- 1M
- 0.44%
- 6M
- -9.83%
- YTD
- -8.74%
- 1Y
- -19.63%
- 3Y*
- -1.38%
- 5Y*
- 15.03%
- 10Y*
- 34.79%
- ALL TIME*
- 35.20%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $132.97M | $112.33M | $108.65M | |
| $22.06M | $19.99M | $23.66M |
USLM vs. KNSL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USLM United States Lime & Minerals, Inc. | -7.78% | -9.59% | 188.91% | 64.34% | 9.84% | 13.69% | 27.15% | 35.03% | -7.26% | 2.47% |
KNSL Kinsale Capital Group, Inc. | -8.74% | -15.78% | 39.06% | 28.27% | 10.17% | 19.16% | 97.28% | 83.67% | 24.09% | 33.20% |
Correlation
The correlation between USLM and KNSL is 0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.08 |
Correlation (3Y) Balances recent behavior with more history. | 0.16 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.22 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.21 |
Correlation (All Time) Calculated using the full available price history since Jul 28, 2016 | 0.21 |
The correlation between USLM and KNSL shifts across timeframes, from 0.08 (1 year) to 0.22 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
USLM:
$3.16B
KNSL:
$8.12B
USLM:
$4.67
KNSL:
$24.65
USLM:
23.60
KNSL:
14.46
USLM:
0.61
KNSL:
0.38
USLM:
8.42
KNSL:
4.12
USLM:
4.56
KNSL:
3.99
USLM:
$376.92M
KNSL:
$2.00B
USLM:
$182.67M
KNSL:
$681.47M
USLM:
$188.40M
KNSL:
$507.91M
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Return for Risk
USLM vs. KNSL — Risk / Return Rank
USLM
KNSL
USLM vs. KNSL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United States Lime & Minerals, Inc. (USLM) and Kinsale Capital Group, Inc. (KNSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USLM | KNSL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.81 | ||
| Sortino ratioReturn per unit of downside risk | +1.21 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 0.93 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 0.37 | -0.48 | +0.85 |
| Martin ratioReturn relative to average drawdown | 0.78 | -0.83 | +1.61 |
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Drawdowns
USLM vs. KNSL - Drawdown Comparison
The maximum USLM drawdown since its inception was -77.09%, which is greater than KNSL's maximum drawdown of -46.83%. Use the drawdown chart below to compare losses from any high point for USLM and KNSL.
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Drawdown Indicators
| USLM | KNSL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.09% | -46.83% | -30.26% |
Max Drawdown (1Y)Largest decline over 1 year | -30.06% | -39.30% | +9.24% |
Max Drawdown (3Y)Largest decline over 3 years | -45.87% | -46.83% | +0.96% |
Max Drawdown (5Y)Largest decline over 5 years | -45.87% | -46.83% | +0.96% |
Max Drawdown (10Y)Largest decline over 10 years | -45.87% | -46.83% | +0.96% |
Current DrawdownCurrent decline from peak | -29.71% | -34.69% | +4.98% |
Average DrawdownAverage peak-to-trough decline | -27.37% | -12.28% | -15.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.14% | 22.83% | -8.69% |
Volatility
USLM vs. KNSL - Volatility Comparison
The current volatility for United States Lime & Minerals, Inc. (USLM) is 11.03%, while Kinsale Capital Group, Inc. (KNSL) has a volatility of 14.29%. This indicates that USLM experiences smaller price fluctuations and is considered to be less risky than KNSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USLM | KNSL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.03% | 14.29% | -3.26% |
Volatility (6M)Calculated over the trailing 6-month period | 33.17% | 27.17% | +6.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 41.49% | 35.34% | +6.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.36% | 38.87% | -2.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.59% | 38.35% | -1.76% |
Dividends
USLM vs. KNSL - Dividend Comparison
USLM's dividend yield for the trailing twelve months is around 0.22%, less than KNSL's 0.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KNSL Kinsale Capital Group, Inc. | 0.24% | 0.17% | 0.13% | 0.17% | 0.20% | 0.18% | 0.18% | 0.31% | 0.50% | 0.53% | 0.29% | 0.00% |
USLM United States Lime & Minerals, Inc. | 0.22% | 0.20% | 0.15% | 0.35% | 0.57% | 0.50% | 0.56% | 6.52% | 0.76% | 0.70% | 0.66% | 0.91% |
Financials
USLM vs. KNSL - Financials Comparison
This section allows you to compare key financial metrics between United States Lime & Minerals, Inc. and Kinsale Capital Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USLM vs. KNSL - Profitability Comparison
USLM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, United States Lime & Minerals, Inc. reported a gross profit of 46.72M and revenue of 99.13M. Therefore, the gross margin over that period was 47.1%.
KNSL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Kinsale Capital Group, Inc. reported a gross profit of 0.00 and revenue of 548.52M. Therefore, the gross margin over that period was 0.0%.
USLM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, United States Lime & Minerals, Inc. reported an operating income of 40.66M and revenue of 99.13M, resulting in an operating margin of 41.0%.
KNSL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Kinsale Capital Group, Inc. reported an operating income of 0.00 and revenue of 548.52M, resulting in an operating margin of 0.0%.
USLM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, United States Lime & Minerals, Inc. reported a net income of 34.51M and revenue of 99.13M, resulting in a net margin of 34.8%.
KNSL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Kinsale Capital Group, Inc. reported a net income of 175.87M and revenue of 548.52M, resulting in a net margin of 32.1%.
Frequently Asked Questions
USLM and KNSL have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
KNSL has higher volatility (14.29%) compared to USLM (11.03%). In terms of maximum drawdown, USLM dropped -77.09% vs KNSL's -46.83%.
USLM currently has the higher Sharpe Ratio (0.28 vs -0.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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