USLM vs. KNSL
USLM (United States Lime & Minerals, Inc.) and KNSL (Kinsale Capital Group, Inc.) are both stocks. USLM operates in Building Materials (Basic Materials), while KNSL operates in Insurance - Property & Casualty (Financial Services). Over the past 5 years, USLM returned 32.90%/yr vs 13.34%/yr for KNSL. At a 0.22 correlation, their price movements are largely independent.
Performance
USLM vs. KNSL - Performance Comparison
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Returns By Period
In the year-to-date period, USLM achieves a -7.09% return, which is significantly higher than KNSL's -24.45% return.
USLM
- 1D
- -2.18%
- 1M
- 4.79%
- YTD
- -7.09%
- 6M
- -13.92%
- 1Y
- 17.04%
- 3Y*
- 42.81%
- 5Y*
- 32.90%
- 10Y*
- 26.73%
KNSL
- 1D
- -4.47%
- 1M
- -4.80%
- YTD
- -24.45%
- 6M
- -26.02%
- 1Y
- -37.88%
- 3Y*
- -6.11%
- 5Y*
- 13.34%
- 10Y*
- —
USLM vs. KNSL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USLM United States Lime & Minerals, Inc. | -7.09% | -9.59% | 188.91% | 64.34% | 9.84% | 13.69% | 27.15% | 35.03% | -7.26% | 2.47% |
KNSL Kinsale Capital Group, Inc. | -24.45% | -15.78% | 39.06% | 28.27% | 10.17% | 19.16% | 97.28% | 83.67% | 24.09% | 33.20% |
Correlation
The correlation between USLM and KNSL is 0.10, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.10 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.17 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.23 |
Correlation (All Time) Calculated using the full available price history since Jul 28, 2016 | 0.22 |
The correlation between USLM and KNSL shifts across timeframes, from 0.10 (1 year) to 0.23 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
USLM:
$6.07
KNSL:
$30.23
USLM:
18.32
KNSL:
9.76
USLM:
0.47
KNSL:
0.26
USLM:
6.48
KNSL:
2.68
USLM:
$369.31M
KNSL:
$1.92B
USLM:
$177.91M
KNSL:
$707.86M
USLM:
$185.83M
KNSL:
$535.93M
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Return for Risk
USLM vs. KNSL — Risk / Return Rank
USLM
KNSL
USLM vs. KNSL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United States Lime & Minerals, Inc. (USLM) and Kinsale Capital Group, Inc. (KNSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USLM | KNSL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.60 | ||
| Sortino ratioReturn per unit of downside risk | +2.51 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 0.80 | +0.31 |
| Calmar ratioReturn relative to maximum drawdown | 0.64 | -0.94 | +1.58 |
| Martin ratioReturn relative to average drawdown | 1.45 | -1.70 | +3.16 |
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Drawdowns
USLM vs. KNSL - Drawdown Comparison
The maximum USLM drawdown since its inception was -77.09%, which is greater than KNSL's maximum drawdown of -46.83%. Use the drawdown chart below to compare losses from any high point for USLM and KNSL.
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Drawdown Indicators
| USLM | KNSL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.09% | -46.83% | -30.26% |
Max Drawdown (1Y)Largest decline over 1 year | -26.55% | -40.63% | +14.08% |
Max Drawdown (3Y)Largest decline over 3 years | -45.87% | -46.83% | +0.96% |
Max Drawdown (5Y)Largest decline over 5 years | -45.87% | -46.83% | +0.96% |
Max Drawdown (10Y)Largest decline over 10 years | -45.87% | — | — |
Current DrawdownCurrent decline from peak | -29.19% | -45.94% | +16.75% |
Average DrawdownAverage peak-to-trough decline | -27.35% | -12.00% | -15.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.74% | 22.26% | -10.52% |
Volatility
USLM vs. KNSL - Volatility Comparison
United States Lime & Minerals, Inc. (USLM) has a higher volatility of 9.66% compared to Kinsale Capital Group, Inc. (KNSL) at 8.73%. This indicates that USLM's price experiences larger fluctuations and is considered to be riskier than KNSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USLM | KNSL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.66% | 8.73% | +0.93% |
Volatility (6M)Calculated over the trailing 6-month period | 31.94% | 23.63% | +8.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.37% | 32.37% | +8.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.97% | 38.49% | -2.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.41% | 38.19% | -1.78% |
Dividends
USLM vs. KNSL - Dividend Comparison
USLM's dividend yield for the trailing twelve months is around 0.22%, less than KNSL's 0.28% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KNSL Kinsale Capital Group, Inc. | 0.28% | 0.17% | 0.13% | 0.17% | 0.20% | 0.18% | 0.18% | 0.31% | 0.50% | 0.53% | 0.29% | 0.00% |
USLM United States Lime & Minerals, Inc. | 0.22% | 0.20% | 0.15% | 0.35% | 0.57% | 0.50% | 0.56% | 6.52% | 0.76% | 0.70% | 0.66% | 0.91% |
Financials
USLM vs. KNSL - Financials Comparison
This section allows you to compare key financial metrics between United States Lime & Minerals, Inc. and Kinsale Capital Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USLM vs. KNSL - Profitability Comparison
USLM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United States Lime & Minerals, Inc. reported a gross profit of 41.75M and revenue of 87.83M. Therefore, the gross margin over that period was 47.5%.
KNSL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported a gross profit of 0.00 and revenue of 466.71M. Therefore, the gross margin over that period was 0.0%.
USLM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United States Lime & Minerals, Inc. reported an operating income of 35.78M and revenue of 87.83M, resulting in an operating margin of 40.7%.
KNSL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported an operating income of 0.00 and revenue of 466.71M, resulting in an operating margin of 0.0%.
USLM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United States Lime & Minerals, Inc. reported a net income of 30.58M and revenue of 87.83M, resulting in a net margin of 34.8%.
KNSL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Kinsale Capital Group, Inc. reported a net income of 112.55M and revenue of 466.71M, resulting in a net margin of 24.1%.
Frequently Asked Questions
USLM and KNSL have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USLM has higher volatility (9.66%) compared to KNSL (8.73%). In terms of maximum drawdown, USLM dropped -77.09% vs KNSL's -46.83%.
USLM currently has the higher Sharpe Ratio (0.42 vs -1.18), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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