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Kinsale Capital Group, Inc. (KNSL)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US49714P1084
CUSIP
49714P108
IPO Date
Jul 28, 2016

Highlights

Market Cap
$7.91B
Enterprise Value
$7.97B
EPS (TTM)
$21.67
PE Ratio
15.77
PEG Ratio
0.42
Total Revenue (TTM)
$1.87B
Gross Profit (TTM)
$862.60M
EBITDA (TTM)
$644.95M
Year Range
$321.97 - $512.76
Target Price
$433.00
ROA (TTM)
8.33%
ROE (TTM)
25.70%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Kinsale Capital Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Kinsale Capital Group, Inc. (KNSL) has returned -12.59% so far this year and -29.67% over the past 12 months.


Kinsale Capital Group, Inc.

1D
1.48%
1M
-12.32%
YTD
-12.59%
6M
-19.57%
1Y
-29.67%
3Y*
4.58%
5Y*
15.51%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 28, 2016, KNSL's average daily return is +0.15%, while the average monthly return is +3.09%. At this rate, your investment would double in approximately 1.9 years.

Historically, 66% of months were positive and 34% were negative. The best month was May 2020 with a return of +37.5%, while the worst month was Apr 2024 at -30.8%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 4 months.

On a daily basis, KNSL closed higher 55% of trading days. The best single day was Jul 26, 2024 with a return of +17.5%, while the worst single day was Oct 27, 2023 at -19.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20261.22%-1.50%-12.32%-12.59%
2025-4.99%-2.24%12.70%-10.57%8.48%2.52%-8.93%3.84%-7.04%-6.06%-3.60%1.62%-15.78%
202418.71%29.87%1.66%-30.78%5.65%0.43%18.63%7.48%-5.20%-8.05%18.80%-8.52%39.06%
20236.47%14.51%-5.82%8.85%-7.22%23.51%-0.42%7.02%3.89%-19.37%4.89%-4.34%28.27%
2022-15.79%4.71%8.77%-2.78%-0.76%4.44%5.91%4.31%0.73%23.39%-2.17%-15.15%10.17%
2021-6.28%-6.07%-6.40%5.59%-4.27%-1.02%8.42%1.86%-11.08%15.74%11.20%14.37%19.16%

Benchmark Metrics

Kinsale Capital Group, Inc. has an annualized alpha of 30.33%, beta of 0.88, and R² of 0.18 versus S&P 500 Index. Calculated based on daily prices since July 29, 2016.

  • This stock captured 144.01% of S&P 500 Index gains but only 41.37% of its losses — a favorable profile for investors.
  • R² of 0.18 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
30.33%
Beta
0.88
0.18
Upside Capture
144.01%
Downside Capture
41.37%

Return for Risk

Risk / Return Rank

KNSL ranks 9 for risk / return — in the bottom 9% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


KNSL Risk / Return Rank: 99
Overall Rank
KNSL Sharpe Ratio Rank: 88
Sharpe Ratio Rank
KNSL Sortino Ratio Rank: 1111
Sortino Ratio Rank
KNSL Omega Ratio Rank: 1111
Omega Ratio Rank
KNSL Calmar Ratio Rank: 1010
Calmar Ratio Rank
KNSL Martin Ratio Rank: 55
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kinsale Capital Group, Inc. (KNSL) and compare them to a chosen benchmark (S&P 500 Index).


KNSLBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.80

0.90

-1.69

Sortino ratio

Return per unit of downside risk

-0.95

1.39

-2.33

Omega ratio

Gain probability vs. loss probability

0.87

1.21

-0.34

Calmar ratio

Return relative to maximum drawdown

-0.83

1.40

-2.23

Martin ratio

Return relative to average drawdown

-1.69

6.61

-8.30

Explore KNSL risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Kinsale Capital Group, Inc. provided a 0.22% dividend yield over the last twelve months, with an annual payout of $0.76 per share. The company has been increasing its dividends for 9 consecutive years.


0.10%0.20%0.30%0.40%0.50%$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.702016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$0.76$0.68$0.60$0.56$0.52$0.44$0.36$0.32$0.28$0.24$0.10

Dividend yield

0.22%0.17%0.13%0.17%0.20%0.18%0.18%0.31%0.50%0.53%0.29%

Monthly Dividends

The table displays the monthly dividend distributions for Kinsale Capital Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.25$0.00$0.25
2025$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.68
2024$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.60
2023$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2022$0.00$0.00$0.13$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.52
2021$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44

Dividend Yield & Payout


Dividend Yield

Kinsale Capital Group, Inc. has a dividend yield of 0.22%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Kinsale Capital Group, Inc. has a payout ratio of 3.05%, which is below the market average. This means Kinsale Capital Group, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kinsale Capital Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kinsale Capital Group, Inc. was 40.22%, occurring on Mar 24, 2026. The portfolio has not yet recovered.

The current Kinsale Capital Group, Inc. drawdown is 37.45%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-40.22%Mar 7, 2024513Mar 24, 2026
-38.24%Dec 18, 202099May 12, 2021311Aug 5, 2022410
-36.01%Mar 5, 20208Mar 16, 202038May 8, 202046
-27.17%Oct 18, 202336Dec 7, 202348Feb 16, 202484
-22.32%Nov 9, 202239Jan 5, 202330Feb 17, 202369

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kinsale Capital Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kinsale Capital Group, Inc. is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for KNSL, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, KNSL has a P/E ratio of 15.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for KNSL compared to other companies in the Insurance - Property & Casualty industry. KNSL currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KNSL relative to other companies in the Insurance - Property & Casualty industry. Currently, KNSL has a P/S ratio of 4.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KNSL in comparison with other companies in the Insurance - Property & Casualty industry. Currently, KNSL has a P/B value of 4.0. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items