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KNSL vs. FICO
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

KNSL vs. FICO

Last updated May 16, 2025

Compare and contrast key facts about Kinsale Capital Group, Inc. (KNSL) and Fair Isaac Corporation (FICO).

Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: KNSL or FICO.

Correlation

The correlation between KNSL and FICO is 0.40, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Performance

KNSL vs. FICO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Kinsale Capital Group, Inc. (KNSL) and Fair Isaac Corporation (FICO). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

KNSL:

0.51

FICO:

1.80

Sortino Ratio

KNSL:

1.02

FICO:

2.48

Omega Ratio

KNSL:

1.16

FICO:

1.33

Calmar Ratio

KNSL:

0.70

FICO:

2.14

Martin Ratio

KNSL:

2.36

FICO:

4.72

Ulcer Index

KNSL:

9.56%

FICO:

13.48%

Daily Std Dev

KNSL:

39.69%

FICO:

33.20%

Max Drawdown

KNSL:

-38.24%

FICO:

-79.26%

Current Drawdown

KNSL:

-16.02%

FICO:

-8.48%

Fundamentals

Market Cap

KNSL:

$10.23B

FICO:

$51.75B

EPS

KNSL:

$17.38

FICO:

$23.28

PE Ratio

KNSL:

25.26

FICO:

91.32

PEG Ratio

KNSL:

1.67

FICO:

2.05

PS Ratio

KNSL:

6.25

FICO:

28.12

PB Ratio

KNSL:

6.46

FICO:

82.33

Total Revenue (TTM)

KNSL:

$1.64B

FICO:

$1.84B

Gross Profit (TTM)

KNSL:

$1.64B

FICO:

$1.49B

EBITDA (TTM)

KNSL:

$637.14M

FICO:

$829.07M

Returns By Period

In the year-to-date period, KNSL achieves a -1.16% return, which is significantly lower than FICO's 9.52% return.

KNSL

YTD

-1.16%

1M

-5.09%

6M

-2.93%

1Y

20.29%

5Y*

28.48%

10Y*

N/A

FICO

YTD

9.52%

1M

13.33%

6M

-6.14%

1Y

59.37%

5Y*

44.15%

10Y*

37.85%

*Annualized

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Risk-Adjusted Performance

KNSL vs. FICO — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
KNSL
The Risk-Adjusted Performance Rank of KNSL is 7272
Overall Rank
The Sharpe Ratio Rank of KNSL is 7171
Sharpe Ratio Rank
The Sortino Ratio Rank of KNSL is 6666
Sortino Ratio Rank
The Omega Ratio Rank of KNSL is 7070
Omega Ratio Rank
The Calmar Ratio Rank of KNSL is 7777
Calmar Ratio Rank
The Martin Ratio Rank of KNSL is 7575
Martin Ratio Rank
FICO
The Risk-Adjusted Performance Rank of FICO is 9191
Overall Rank
The Sharpe Ratio Rank of FICO is 9595
Sharpe Ratio Rank
The Sortino Ratio Rank of FICO is 9191
Sortino Ratio Rank
The Omega Ratio Rank of FICO is 9090
Omega Ratio Rank
The Calmar Ratio Rank of FICO is 9494
Calmar Ratio Rank
The Martin Ratio Rank of FICO is 8686
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

KNSL vs. FICO - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Kinsale Capital Group, Inc. (KNSL) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current KNSL Sharpe Ratio is 0.51, which is lower than the FICO Sharpe Ratio of 1.80. The chart below compares the historical Sharpe Ratios of KNSL and FICO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Dividends

KNSL vs. FICO - Dividend Comparison

KNSL's dividend yield for the trailing twelve months is around 0.13%, while FICO has not paid dividends to shareholders.

TTM20242023202220212020201920182017201620152014
KNSL
Kinsale Capital Group, Inc.		0.13%0.13%0.17%0.20%0.18%0.18%0.31%0.50%0.53%0.29%0.00%0.00%
FICO
Fair Isaac Corporation		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.07%0.08%0.11%

Drawdowns

KNSL vs. FICO - Drawdown Comparison

The maximum KNSL drawdown since its inception was -38.24%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for KNSL and FICO. For additional features, visit the drawdowns tool.

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Volatility

KNSL vs. FICO - Volatility Comparison

Kinsale Capital Group, Inc. (KNSL) has a higher volatility of 20.85% compared to Fair Isaac Corporation (FICO) at 8.18%. This indicates that KNSL's price experiences larger fluctuations and is considered to be riskier than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Financials

KNSL vs. FICO - Financials Comparison

This section allows you to compare key financial metrics between Kinsale Capital Group, Inc. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.

Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities

100.00M200.00M300.00M400.00M500.00M20212022202320242025
423.40M
498.74M
(KNSL) Total Revenue
(FICO) Total Revenue
Values in USD except per share items

KNSL vs. FICO - Profitability Comparison

The chart below illustrates the profitability comparison between Kinsale Capital Group, Inc. and Fair Isaac Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.
Gross Margin
Operating Margin
Net Margin
Quarterly
Annual
70.0%75.0%80.0%85.0%90.0%95.0%100.0%20212022202320242025
100.0%
82.4%
(KNSL) Gross Margin
(FICO) Gross Margin
KNSL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Kinsale Capital Group, Inc. reported a gross profit of 423.40M and revenue of 423.40M. Therefore, the gross margin over that period was 100.0%.

FICO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a gross profit of 411.11M and revenue of 498.74M. Therefore, the gross margin over that period was 82.4%.

KNSL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Kinsale Capital Group, Inc. reported an operating income of 114.87M and revenue of 423.40M, resulting in an operating margin of 27.1%.

FICO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported an operating income of 245.65M and revenue of 498.74M, resulting in an operating margin of 49.3%.

KNSL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Kinsale Capital Group, Inc. reported a net income of 89.23M and revenue of 423.40M, resulting in a net margin of 21.1%.

FICO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a net income of 162.62M and revenue of 498.74M, resulting in a net margin of 32.6%.