USIN vs. GOVZ
USIN (WisdomTree 7-10 Year Laddered Treasury Fund) and GOVZ (iShares 25+ Year Treasury STRIPS Bond ETF) are both Government Bonds funds - USIN tracks the Bloomberg US Treasury 7-10 Year Laddered Index while GOVZ tracks the ICE BofA Long US Treasury Principal STRIPS Index. Both are passively managed. Over the past year, USIN returned 0.54% vs -7.36% for GOVZ. Their correlation of 0.85 means they have usually moved in the same direction. Both charge a 0.15% expense ratio.
Performance
USIN vs. GOVZ - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, USIN achieves a -1.54% return, which is significantly higher than GOVZ's -6.93% return.
USIN
- 1D
- -0.34%
- 1M
- -1.33%
- 6M
- -1.36%
- YTD
- -1.54%
- 1Y
- 0.54%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 3.16%
GOVZ
- 1D
- -1.06%
- 1M
- -6.91%
- 6M
- -6.43%
- YTD
- -6.93%
- 1Y
- -7.36%
- 3Y*
- -8.06%
- 5Y*
- -14.32%
- 10Y*
- —
- ALL TIME*
- -14.18%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $6.61M | $6.41M | $8.12M | |
| $36.81K | $48.37K | $36.16K |
USIN vs. GOVZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
USIN WisdomTree 7-10 Year Laddered Treasury Fund | -1.54% | 7.97% | 1.28% |
GOVZ iShares 25+ Year Treasury STRIPS Bond ETF | -6.93% | -1.81% | -9.46% |
Correlation
The correlation between USIN and GOVZ is 0.82, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.82 |
Correlation (All Time) Calculated using the full available price history since Mar 14, 2024 | 0.85 |
The correlation between USIN and GOVZ has been stable across timeframes, ranging from 0.82 to 0.85 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
USIN vs. GOVZ — Risk / Return Rank
USIN
GOVZ
USIN vs. GOVZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and iShares 25+ Year Treasury STRIPS Bond ETF (GOVZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIN | GOVZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.75 | ||
| Sortino ratioReturn per unit of downside risk | +1.01 | ||
| Omega ratioGain probability vs. loss probability | 1.06 | 0.95 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 0.42 | -0.40 | +0.82 |
| Martin ratioReturn relative to average drawdown | 0.98 | -0.81 | +1.79 |
Loading charts...
Drawdowns
USIN vs. GOVZ - Drawdown Comparison
The maximum USIN drawdown since its inception was -6.88%, smaller than the maximum GOVZ drawdown of -59.65%. Use the drawdown chart below to compare losses from any high point for USIN and GOVZ.
Loading charts...
Drawdown Indicators
| USIN | GOVZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.88% | -59.65% | +52.77% |
Max Drawdown (1Y)Largest decline over 1 year | -4.09% | -14.87% | +10.78% |
Max Drawdown (3Y)Largest decline over 3 years | — | -26.42% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -57.63% | — |
Current DrawdownCurrent decline from peak | -3.66% | -59.10% | +55.44% |
Average DrawdownAverage peak-to-trough decline | -1.92% | -40.34% | +38.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.75% | 7.27% | -5.52% |
Volatility
USIN vs. GOVZ - Volatility Comparison
The current volatility for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) is 1.19%, while iShares 25+ Year Treasury STRIPS Bond ETF (GOVZ) has a volatility of 4.48%. This indicates that USIN experiences smaller price fluctuations and is considered to be less risky than GOVZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| USIN | GOVZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.19% | 4.48% | -3.29% |
Volatility (6M)Calculated over the trailing 6-month period | 3.60% | 11.11% | -7.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.63% | 15.58% | -10.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.79% | 23.80% | -18.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.79% | 23.18% | -17.39% |
USIN vs. GOVZ - Expense Ratio Comparison
Both USIN and GOVZ have an expense ratio of 0.15%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
USIN vs. GOVZ - Dividend Comparison
USIN's dividend yield for the trailing twelve months is around 4.10%, less than GOVZ's 5.53% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
GOVZ iShares 25+ Year Treasury STRIPS Bond ETF | 5.06% | 5.00% | 4.68% | 3.84% | 3.69% | 1.76% | 0.39% |
USIN WisdomTree 7-10 Year Laddered Treasury Fund | 4.10% | 3.85% | 3.25% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
USIN and GOVZ have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GOVZ has higher volatility (4.48%) compared to USIN (1.19%). In terms of maximum drawdown, USIN dropped -6.88% vs GOVZ's -59.65%.
On 1-year performance, USIN leads with 0.54% vs -7.36% for GOVZ. Both ETFs have the same 0.15% expense ratio. On volatility, USIN has been the lower-risk option at 1.19%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, USIN has performed better with a 0.54% return vs -7.36%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
USIN and GOVZ have the same expense ratio: 0.15% per year.
GOVZ has the higher dividend yield at 5.06%, compared with 4.10% for USIN.
USIN tracks Bloomberg US Treasury 7-10 Year Laddered Index, while GOVZ tracks ICE BofA Long US Treasury Principal STRIPS Index. They also come from different issuers: WisdomTree and iShares.
USIN currently has the higher Sharpe Ratio (0.37 vs -0.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for USIN and GOVZ
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer