USIN vs. GOVZ

Last updated Jun 21, 2026

USIN (WisdomTree 7-10 Year Laddered Treasury Fund) and GOVZ (iShares 25+ Year Treasury STRIPS Bond ETF) are both Government Bonds funds - USIN tracks the Bloomberg US Treasury 7-10 Year Laddered Index while GOVZ tracks the ICE BofA Long US Treasury Principal STRIPS Index. Both are passively managed. Over the past year, USIN returned 3.64% vs 3.35% for GOVZ. Their correlation of 0.85 suggests significant overlap in exposure. Both charge a 0.15% expense ratio.

Performance

USIN vs. GOVZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and iShares 25+ Year Treasury STRIPS Bond ETF (GOVZ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, USIN achieves a -0.31% return, which is significantly lower than GOVZ's 1.03% return.

USIN

• 1D: 0.33%
• 1M: 0.84%
• YTD: -0.31%
• 6M: -0.39%
• 1Y: 3.64%
• 3Y*: —
• 5Y*: —
• 10Y*: —

GOVZ

• 1D: -1.16%
• 1M: 4.15%
• YTD: 1.03%
• 6M: 0.48%
• 1Y: 3.35%
• 3Y*: -7.62%
• 5Y*: -11.84%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

USIN vs. GOVZ - Yearly Performance Comparison

	2026 (YTD)	2025	2024
USIN WisdomTree 7-10 Year Laddered Treasury Fund	-0.31%	7.97%	1.28%
GOVZ iShares 25+ Year Treasury STRIPS Bond ETF	1.03%	-1.81%	-9.46%

Correlation

The correlation between USIN and GOVZ is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.82
Correlation (All Time) Calculated using the full available price history since Mar 14, 2024	0.85

The correlation between USIN and GOVZ has been stable across timeframes, ranging from 0.82 to 0.85 - a consistent structural relationship.

Return for Risk

USIN vs. GOVZ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USIN

USIN Risk / Return Rank: 21
USIN Sharpe Ratio Rank: 23
USIN Sortino Ratio Rank: 22
USIN Omega Ratio Rank: 20
USIN Calmar Ratio Rank: 20
USIN Martin Ratio Rank: 21

GOVZ

GOVZ Risk / Return Rank: 11
GOVZ Sharpe Ratio Rank: 11
GOVZ Sortino Ratio Rank: 11
GOVZ Omega Ratio Rank: 10
GOVZ Calmar Ratio Rank: 11
GOVZ Martin Ratio Rank: 11

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USIN vs. GOVZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and iShares 25+ Year Treasury STRIPS Bond ETF (GOVZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	USIN	GOVZ	Difference
Sharpe ratio: Return per unit of total volatility	0.79	0.21	+0.58
Sortino ratio: Return per unit of downside risk	1.19	0.42	+0.77
Omega ratio: Gain probability vs. loss probability	1.14	1.05	+0.09
Calmar ratio: Return relative to maximum drawdown	0.90	0.24	+0.67
Martin ratio: Return relative to average drawdown	2.49	0.52	+1.97

USIN vs. GOVZ - Sharpe Ratio Comparison

The current USIN Sharpe Ratio is 0.79, which is higher than the GOVZ Sharpe Ratio of 0.21. The chart below compares the historical Sharpe Ratios of USIN and GOVZ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

USIN vs. GOVZ - Drawdown Comparison

The maximum USIN drawdown since its inception was -6.88%, smaller than the maximum GOVZ drawdown of -59.65%. Use the drawdown chart below to compare losses from any high point for USIN and GOVZ.

Drawdown Indicators

	USIN	GOVZ	Difference
Max Drawdown Largest peak-to-trough decline	-6.88%	-59.65%	+52.77%
Max Drawdown (1Y) Largest decline over 1 year	-4.09%	-14.16%	+10.07%
Max Drawdown (3Y) Largest decline over 3 years	—	-28.72%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-57.63%	—
Current Drawdown Current decline from peak	-2.47%	-55.61%	+53.14%
Average Drawdown Average peak-to-trough decline	-1.88%	-40.02%	+38.14%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.48%	6.48%	-5.00%

Volatility

USIN vs. GOVZ - Volatility Comparison

The current volatility for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) is 1.42%, while iShares 25+ Year Treasury STRIPS Bond ETF (GOVZ) has a volatility of 3.62%. This indicates that USIN experiences smaller price fluctuations and is considered to be less risky than GOVZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	USIN	GOVZ	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.42%	3.62%	-2.20%
Volatility (6M) Calculated over the trailing 6-month period	3.42%	10.72%	-7.30%
Volatility (1Y) Calculated over the trailing 1-year period	4.66%	15.76%	-11.10%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.85%	23.86%	-18.01%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.85%	23.29%	-17.44%

USIN vs. GOVZ - Expense Ratio Comparison

Both USIN and GOVZ have an expense ratio of 0.15%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

USIN vs. GOVZ - Dividend Comparison

USIN's dividend yield for the trailing twelve months is around 3.96%, less than GOVZ's 5.08% yield.

Position	TTM	2025	2024	2023	2022	2021	2020
GOVZ iShares 25+ Year Treasury STRIPS Bond ETF	5.08%	5.00%	4.68%	3.84%	3.69%	1.76%	0.39%
USIN WisdomTree 7-10 Year Laddered Treasury Fund	3.96%	3.85%	3.25%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both USIN and GOVZ in my portfolio?

USIN and GOVZ have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, USIN or GOVZ?

GOVZ has higher volatility (3.62%) compared to USIN (1.42%). In terms of maximum drawdown, USIN dropped -6.88% vs GOVZ's -59.65%.

Which ETF is better, USIN or GOVZ?

On 1-year performance, USIN leads with 3.64% vs 3.35% for GOVZ. Both ETFs have the same 0.15% expense ratio. On volatility, USIN has been the lower-risk option at 1.42%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, USIN or GOVZ?

Over the 1-year period, USIN has performed better with a 3.64% return vs 3.35%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, USIN or GOVZ?

USIN and GOVZ have the same expense ratio: 0.15% per year.

Which ETF pays a higher dividend yield, USIN or GOVZ?

GOVZ has the higher dividend yield at 5.08%, compared with 3.96% for USIN.

What is the main difference between USIN and GOVZ?

USIN tracks Bloomberg US Treasury 7-10 Year Laddered Index, while GOVZ tracks ICE BofA Long US Treasury Principal STRIPS Index. They also come from different issuers: WisdomTree and iShares.

Which has better risk-adjusted returns?

USIN currently has the higher Sharpe Ratio (0.79 vs 0.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.