USIN vs. EPI

Last updated Jun 4, 2026

USIN (WisdomTree 7-10 Year Laddered Treasury Fund) and EPI (WisdomTree India Earnings Fund) are both exchange-traded funds - USIN is a Government Bonds fund tracking the Bloomberg US Treasury 7-10 Year Laddered Index, while EPI is a Asia Pacific Equities fund tracking the WisdomTree India Earnings Index. Both are passively managed. Over the past year, USIN returned 4.04% vs -9.55% for EPI. At a 0.09 correlation, their price movements are largely independent. USIN charges 0.15%/yr vs 0.84%/yr for EPI.

Performance

USIN vs. EPI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and WisdomTree India Earnings Fund (EPI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, USIN achieves a -0.70% return, which is significantly higher than EPI's -10.02% return.

USIN

• 1D: -0.24%
• 1M: -0.11%
• YTD: -0.70%
• 6M: -1.21%
• 1Y: 4.04%
• 3Y*: —
• 5Y*: —
• 10Y*: —

EPI

• 1D: -1.40%
• 1M: -2.71%
• YTD: -10.02%
• 6M: -8.12%
• 1Y: -9.55%
• 3Y*: 7.59%
• 5Y*: 5.37%
• 10Y*: 8.98%

*Multi-year figures are annualized to reflect compound growth (CAGR)

USIN vs. EPI - Yearly Performance Comparison

	2026 (YTD)	2025	2024
USIN WisdomTree 7-10 Year Laddered Treasury Fund	-0.70%	7.97%	1.59%
EPI WisdomTree India Earnings Fund	-10.02%	2.25%	6.10%

Correlation

The correlation between USIN and EPI is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.21
Correlation (All Time) Calculated using the full available price history since Mar 15, 2024	0.09

The correlation between USIN and EPI shifts across timeframes, from 0.09 (all time) to 0.21 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

USIN vs. EPI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USIN

USIN Risk / Return Rank: 24
USIN Sharpe Ratio Rank: 25
USIN Sortino Ratio Rank: 25
USIN Omega Ratio Rank: 23
USIN Calmar Ratio Rank: 23
USIN Martin Ratio Rank: 24

EPI

EPI Risk / Return Rank: 3
EPI Sharpe Ratio Rank: 3
EPI Sortino Ratio Rank: 3
EPI Omega Ratio Rank: 3
EPI Calmar Ratio Rank: 4
EPI Martin Ratio Rank: 2

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USIN vs. EPI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and WisdomTree India Earnings Fund (EPI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	USIN	EPI	Difference
Sharpe ratio Return per unit of total volatility	0.86	-0.64	+1.50
Sortino ratio Return per unit of downside risk	1.28	-0.84	+2.12
Omega ratio Gain probability vs. loss probability	1.15	0.90	+0.24
Calmar ratio Return relative to maximum drawdown	0.99	-0.57	+1.56
Martin ratio Return relative to average drawdown	2.96	-1.39	+4.35
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

USIN vs. EPI - Sharpe Ratio Comparison

The current USIN Sharpe Ratio is 0.86, which is higher than the EPI Sharpe Ratio of -0.64. The chart below compares the historical Sharpe Ratios of USIN and EPI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	USIN	EPI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.86	-0.64	+1.50
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.33	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.44	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.67	0.13	+0.54

Drawdowns

USIN vs. EPI - Drawdown Comparison

The maximum USIN drawdown since its inception was -6.88%, smaller than the maximum EPI drawdown of -66.21%. Use the drawdown chart below to compare losses from any high point for USIN and EPI.

Drawdown Indicators

	USIN	EPI	Difference
Max Drawdown Largest peak-to-trough decline	-6.88%	-66.21%	+59.33%
Max Drawdown (1Y) Largest decline over 1 year	-4.09%	-16.88%	+12.79%
Max Drawdown (3Y) Largest decline over 3 years	—	-21.89%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-21.89%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-50.29%	—
Current Drawdown Current decline from peak	-2.85%	-17.83%	+14.98%
Average Drawdown Average peak-to-trough decline	-1.86%	-18.65%	+16.79%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.37%	6.87%	-5.50%

Volatility

USIN vs. EPI - Volatility Comparison

The current volatility for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) is 1.52%, while WisdomTree India Earnings Fund (EPI) has a volatility of 4.86%. This indicates that USIN experiences smaller price fluctuations and is considered to be less risky than EPI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	USIN	EPI	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.52%	4.86%	-3.34%
Volatility (6M) Calculated over the trailing 6-month period	3.30%	12.80%	-9.50%
Volatility (1Y) Calculated over the trailing 1-year period	4.74%	14.94%	-10.20%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.86%	16.21%	-10.35%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.86%	20.35%	-14.49%

USIN vs. EPI - Expense Ratio Comparison

USIN has a 0.15% expense ratio, which is lower than EPI's 0.84% expense ratio.

Dividends

USIN vs. EPI - Dividend Comparison

USIN's dividend yield for the trailing twelve months is around 3.98%, while EPI has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EPI WisdomTree India Earnings Fund	0.00%	0.00%	0.27%	0.15%	6.01%	1.18%	0.78%	1.17%	1.18%	0.85%	1.05%	1.20%
USIN WisdomTree 7-10 Year Laddered Treasury Fund	3.98%	3.85%	3.25%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both USIN and EPI in my portfolio?

USIN and EPI have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, USIN or EPI?

EPI has higher volatility (4.86%) compared to USIN (1.52%). In terms of maximum drawdown, USIN dropped -6.88% vs EPI's -66.21%.

Which ETF is better, USIN or EPI?

On 1-year performance, USIN leads with 4.04% vs -9.55% for EPI. On fees, USIN is cheaper at 0.15% per year. On volatility, USIN has been the lower-risk option at 1.52%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, USIN or EPI?

Over the 1-year period, USIN has performed better with a 4.04% return vs -9.55%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, USIN or EPI?

USIN is cheaper with a 0.15% expense ratio, compared with 0.84% for EPI.

Which ETF pays a higher dividend yield, USIN or EPI?

USIN has the higher dividend yield at 3.98%, compared with 0.00% for EPI.

What is the main difference between USIN and EPI?

USIN is categorized as Government Bonds, while EPI is Asia Pacific Equities. USIN tracks Bloomberg US Treasury 7-10 Year Laddered Index, while EPI tracks WisdomTree India Earnings Index. Their fees differ too: 0.15% for USIN and 0.84% for EPI.

Which has better risk-adjusted returns?

USIN currently has the higher Sharpe Ratio (0.86 vs -0.64), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.