USIFX vs. QFVOX
USIFX (USAA International Fund) and QFVOX (Pear Tree Polaris Foreign Value Fund) are both Foreign Large Cap Equities funds. Over the past 10 years, USIFX returned 9.82%/yr vs 10.51%/yr for QFVOX. Their 0.73 correlation means they have sometimes moved together and sometimes differently. USIFX charges 1.02%/yr vs 1.40%/yr for QFVOX.
Performance
USIFX vs. QFVOX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, USIFX achieves a 13.41% return, which is significantly lower than QFVOX's 21.28% return. Over the past 10 years, USIFX has underperformed QFVOX with an annualized return of 9.82%, while QFVOX has yielded a comparatively higher 10.51% annualized return.
USIFX
- 1D
- -0.49%
- 1M
- 1.40%
- 6M
- 6.11%
- YTD
- 13.41%
- 1Y
- 27.12%
- 3Y*
- 18.33%
- 5Y*
- 9.83%
- 10Y*
- 9.82%
- ALL TIME*
- 7.76%
QFVOX
- 1D
- 1.71%
- 1M
- 3.79%
- 6M
- 13.92%
- YTD
- 21.28%
- 1Y
- 39.79%
- 3Y*
- 19.09%
- 5Y*
- 11.83%
- 10Y*
- 10.51%
- ALL TIME*
- 7.27%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
USIFX vs. QFVOX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIFX USAA International Fund | 13.41% | 33.11% | 4.75% | 17.47% | -15.92% | 14.83% | 3.26% | 22.76% | -14.15% | 28.14% |
QFVOX Pear Tree Polaris Foreign Value Fund | 21.28% | 33.85% | -0.70% | 19.88% | -17.14% | 19.44% | 2.65% | 17.93% | -13.28% | 25.24% |
Correlation
The correlation between USIFX and QFVOX is 0.51, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.51 |
Correlation (3Y) Balances recent behavior with more history. | 0.63 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.70 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.72 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 1999 | 0.73 |
Over the past year, the correlation between USIFX and QFVOX has dropped to 0.51 - well below their long-term average of 0.73, suggesting their price drivers have been diverging.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
USIFX vs. QFVOX — Risk / Return Rank
USIFX
QFVOX
USIFX vs. QFVOX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA International Fund (USIFX) and Pear Tree Polaris Foreign Value Fund (QFVOX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIFX | QFVOX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.82 | ||
| Sortino ratioReturn per unit of downside risk | -1.04 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.47 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 2.31 | 3.54 | -1.23 |
| Martin ratioReturn relative to average drawdown | 8.88 | 12.57 | -3.70 |
Loading charts...
Drawdowns
USIFX vs. QFVOX - Drawdown Comparison
The maximum USIFX drawdown since its inception was -53.23%, smaller than the maximum QFVOX drawdown of -70.51%. Use the drawdown chart below to compare losses from any high point for USIFX and QFVOX.
Loading charts...
Drawdown Indicators
| USIFX | QFVOX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.23% | -70.51% | +17.28% |
Max Drawdown (1Y)Largest decline over 1 year | -11.74% | -11.02% | -0.72% |
Max Drawdown (3Y)Largest decline over 3 years | -13.61% | -14.92% | +1.31% |
Max Drawdown (5Y)Largest decline over 5 years | -32.00% | -32.90% | +0.90% |
Max Drawdown (10Y)Largest decline over 10 years | -36.76% | -45.52% | +8.76% |
Current DrawdownCurrent decline from peak | -0.49% | 0.00% | -0.49% |
Average DrawdownAverage peak-to-trough decline | -9.24% | -15.22% | +5.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.05% | 3.09% | -0.04% |
Volatility
USIFX vs. QFVOX - Volatility Comparison
USAA International Fund (USIFX) has a higher volatility of 4.87% compared to Pear Tree Polaris Foreign Value Fund (QFVOX) at 4.42%. This indicates that USIFX's price experiences larger fluctuations and is considered to be riskier than QFVOX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| USIFX | QFVOX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.87% | 4.42% | +0.45% |
Volatility (6M)Calculated over the trailing 6-month period | 13.90% | 13.92% | -0.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.03% | 15.51% | +0.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.04% | 15.59% | +1.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.78% | 16.37% | +0.41% |
USIFX vs. QFVOX - Expense Ratio Comparison
USIFX has a 1.02% expense ratio, which is lower than QFVOX's 1.40% expense ratio.
Dividends
USIFX vs. QFVOX - Dividend Comparison
USIFX's dividend yield for the trailing twelve months is around 10.72%, more than QFVOX's 4.66% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
QFVOX Pear Tree Polaris Foreign Value Fund | 4.66% | 5.66% | 1.95% | 1.88% | 1.43% | 10.11% | 1.58% | 1.14% | 0.98% | 0.60% | 1.02% | 1.58% |
USIFX USAA International Fund | 10.72% | 12.16% | 5.44% | 1.87% | 2.94% | 8.74% | 1.91% | 25.11% | 8.50% | 3.07% | 1.55% | 5.64% |
Frequently Asked Questions
USIFX and QFVOX have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USIFX has higher volatility (4.87%) compared to QFVOX (4.42%). In terms of maximum drawdown, USIFX dropped -53.23% vs QFVOX's -70.51%.
QFVOX currently has the higher Sharpe Ratio (2.52 vs 1.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for USIFX and QFVOX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer