- ISIN
- US9032873088
- CUSIP
- 903287308
- Issuer
- Victory
- Inception Date
- Jul 11, 1988
- Category
- Foreign Large Cap Equities
- Min. Investment
- $3,000
- Distribution Policy
- Distributing
- Asset Class
- Equity
Share Price Chart
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Performance
USIFX Performance Chart
USAA International Fund (USIFX) is up 12.9% since the beginning of the year. USIFX is currently trading at $35 per share. Investors who bought $1,000 worth of USIFX shares 5 years ago would now be looking at an investment worth $1,610.
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Returns By Period
USAA International Fund (USIFX) has returned 12.86% so far this year and 28.55% over the past 12 months. Over the last ten years, USIFX has returned 9.94% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
USAA International Fund
- 1D
- 0.70%
- 1M
- 2.07%
- YTD
- 12.86%
- 6M
- 13.23%
- 1Y
- 28.55%
- 3Y*
- 18.50%
- 5Y*
- 9.99%
- 10Y*
- 9.94%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
USIFX Monthly Returns History
Based on dividend-adjusted daily data since Jul 11, 1988, USIFX's average daily return is +0.04%, while the average monthly return is +0.73%. At this rate, an investment would double in approximately 7.9 years.
Historically, 61% of months were positive and 39% were negative. The best month was Nov 2022 with a return of +13.5%, while the worst month was Oct 2008 at -17.4%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 6 months.
On a daily basis, USIFX closed higher 53% of trading days. The best single day was Oct 13, 2008 with a return of +13.3%, while the worst single day was Mar 12, 2020 at -11.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.07% | 5.35% | -8.32% | 6.94% | 2.06% | 0.93% | 12.86% | ||||||
| 2025 | 4.14% | 2.15% | 0.69% | 4.15% | 4.85% | 3.51% | -1.85% | 4.23% | 2.37% | 1.07% | 0.85% | 2.99% | 33.11% |
| 2024 | -0.77% | 2.95% | 3.54% | -2.62% | 5.12% | -2.10% | 3.38% | 2.67% | 1.40% | -5.19% | -0.04% | -3.12% | 4.75% |
| 2023 | 8.38% | -3.03% | 1.69% | 1.91% | -3.87% | 4.62% | 3.28% | -2.98% | -3.47% | -3.06% | 8.98% | 4.95% | 17.47% |
| 2022 | -3.73% | -3.58% | -0.62% | -6.60% | 1.81% | -9.50% | 5.43% | -5.41% | -9.43% | 5.20% | 13.54% | -1.83% | -15.92% |
| 2021 | -0.88% | 3.24% | 3.10% | 3.11% | 3.79% | -1.22% | 0.62% | 2.35% | -2.49% | 3.14% | -4.73% | 4.34% | 14.83% |
Benchmark Metrics
USAA International Fund has an annualized alpha of 1.93%, beta of 0.67, and R2 of 0.52 versus S&P 500 Index. Calculated based on daily prices since July 11, 1988.
- This fund participated in 84.77% of S&P 500 Index downside but only 80.17% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.67 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.93%
- Beta
- 0.67
- R²
- 0.52
- Upside Capture
- 80.17%
- Downside Capture
- 84.77%
Expense Ratio
USIFX has a high expense ratio of 1.02%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
USIFX ranks 43 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for USAA International Fund (USIFX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIFX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.25 | ||
| Sortino ratioReturn per unit of downside risk | -0.26 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.37 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.36 | 2.78 | -0.42 |
| Martin ratioReturn relative to average drawdown | 9.08 | 12.44 | -3.36 |
Dividends
Dividend History
USAA International Fund provided a 10.78% dividend yield over the last twelve months, with an annual payout of $3.73 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $3.73 | $3.73 | $1.41 | $0.49 | $0.66 | $2.41 | $0.50 | $6.49 | $2.24 | $1.02 | $0.42 | $1.51 |
Dividend yield | 10.78% | 12.16% | 5.44% | 1.87% | 2.94% | 8.74% | 1.91% | 25.11% | 8.50% | 3.07% | 1.55% | 5.64% |
Monthly Dividends
The table displays the monthly dividend distributions for USAA International Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3.73 | $3.73 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.41 | $1.41 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.49 | $0.49 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 | $0.66 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.41 | $2.41 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the USAA International Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the USAA International Fund was 53.23%, occurring on Mar 3, 2009. Recovery took 966 trading sessions.
The current USAA International Fund drawdown is 0.03%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -53.23%Mar 2009 | 1y 4mo | 3y 10mo | 5y 2moNov 2007 - Jan 2013 |
2003 bear market2003 | -41.99%Mar 2003 | 3y 6d | 1y 8mo | 4y 8moMar 2000 - Nov 2004 |
COVID crash2020 | -36.76%Mar 2020 | 2y 1mo | 8mo 16d | 2y 10moJan 2018 - Dec 2020 |
Bear market2022 | -32.00%Sep 2022 | 9mo 14d | 1y 7mo | 2y 4moDec 2021 - May 2024 |
1998 bear market1998 | -29.74%Oct 1998 | 5mo 3d | 11mo 9d | 1y 4moMay 1998 - Sep 1999 |
Drawdown Indicators
| USIFX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.23% | -56.78% | +3.55% |
Max Drawdown (1Y)Largest decline over 1 year | -11.74% | -9.10% | -2.64% |
Max Drawdown (3Y)Largest decline over 3 years | -13.61% | -18.90% | +5.29% |
Max Drawdown (5Y)Largest decline over 5 years | -32.00% | -25.43% | -6.57% |
Max Drawdown (10Y)Largest decline over 10 years | -36.76% | -33.92% | -2.84% |
Current DrawdownCurrent decline from peak | -0.03% | -1.80% | +1.77% |
Average DrawdownAverage peak-to-trough decline | -9.26% | -10.71% | +1.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.04% | 2.03% | +1.01% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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