USIFX vs. FAOSX
USIFX (USAA International Fund) and FAOSX (Fidelity Advisor Overseas Fund Class Z) are both Foreign Large Cap Equities funds. Over the past 5 years, USIFX returned 9.83%/yr vs 2.86%/yr for FAOSX. Their correlation of 0.88 means they have usually moved in the same direction. Both charge a 1.02% expense ratio.
Performance
USIFX vs. FAOSX - Performance Comparison
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Returns By Period
USIFX
- 1D
- -0.49%
- 1M
- 1.40%
- 6M
- 6.11%
- YTD
- 13.41%
- 1Y
- 27.12%
- 3Y*
- 18.33%
- 5Y*
- 9.83%
- 10Y*
- 9.82%
- ALL TIME*
- 7.76%
FAOSX
- 1D
- 0.00%
- 1M
- 0.00%
- 6M
- 0.00%
- YTD
- 0.00%
- 1Y
- -0.26%
- 3Y*
- 7.96%
- 5Y*
- 2.86%
- 10Y*
- —
- ALL TIME*
- 8.10%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
USIFX vs. FAOSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIFX USAA International Fund | 13.41% | 33.11% | 4.75% | 17.47% | -15.92% | 14.83% | 3.26% | 22.76% | -14.15% | 23.30% |
FAOSX Fidelity Advisor Overseas Fund Class Z | 0.00% | 15.36% | 5.06% | 20.52% | -24.31% | 19.42% | 15.17% | 27.96% | -14.73% | 26.25% |
Correlation
The correlation between USIFX and FAOSX is 0.43, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.43 |
Correlation (3Y) Balances recent behavior with more history. | 0.76 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.84 |
Correlation (All Time) Calculated using the full available price history since Feb 1, 2017 | 0.88 |
Over the past year, the correlation between USIFX and FAOSX has dropped to 0.43 - well below their long-term average of 0.88, suggesting their price drivers have been diverging.
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Return for Risk
USIFX vs. FAOSX — Risk / Return Rank
USIFX
FAOSX
USIFX vs. FAOSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA International Fund (USIFX) and Fidelity Advisor Overseas Fund Class Z (FAOSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIFX | FAOSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.00 | ||
| Sortino ratioReturn per unit of downside risk | +2.76 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.93 | +0.38 |
| Calmar ratioReturn relative to maximum drawdown | 2.31 | -0.32 | +2.63 |
| Martin ratioReturn relative to average drawdown | 8.88 | -0.48 | +9.36 |
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Drawdowns
USIFX vs. FAOSX - Drawdown Comparison
The maximum USIFX drawdown since its inception was -53.23%, which is greater than FAOSX's maximum drawdown of -36.24%. Use the drawdown chart below to compare losses from any high point for USIFX and FAOSX.
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Drawdown Indicators
| USIFX | FAOSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.23% | -36.24% | -16.99% |
Max Drawdown (1Y)Largest decline over 1 year | -11.74% | -7.26% | -4.48% |
Max Drawdown (3Y)Largest decline over 3 years | -13.61% | -13.96% | +0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -32.00% | -36.24% | +4.24% |
Max Drawdown (10Y)Largest decline over 10 years | -36.76% | — | — |
Current DrawdownCurrent decline from peak | -0.49% | -5.86% | +5.37% |
Average DrawdownAverage peak-to-trough decline | -9.24% | -7.90% | -1.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.05% | 4.48% | -1.43% |
Volatility
USIFX vs. FAOSX - Volatility Comparison
USAA International Fund (USIFX) has a higher volatility of 4.87% compared to Fidelity Advisor Overseas Fund Class Z (FAOSX) at 0.00%. This indicates that USIFX's price experiences larger fluctuations and is considered to be riskier than FAOSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIFX | FAOSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.87% | 0.00% | +4.87% |
Volatility (6M)Calculated over the trailing 6-month period | 13.90% | 0.00% | +13.90% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.03% | 7.68% | +8.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.04% | 16.65% | +0.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.78% | 16.56% | +0.22% |
USIFX vs. FAOSX - Expense Ratio Comparison
Both USIFX and FAOSX have an expense ratio of 1.02%.
Dividends
USIFX vs. FAOSX - Dividend Comparison
USIFX's dividend yield for the trailing twelve months is around 10.72%, more than FAOSX's 8.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FAOSX Fidelity Advisor Overseas Fund Class Z | 8.67% | 8.67% | 1.80% | 1.12% | 0.85% | 2.07% | 0.00% | 1.70% | 5.30% | 3.93% | 0.00% | 0.00% |
USIFX USAA International Fund | 10.72% | 12.16% | 5.44% | 1.87% | 2.94% | 8.74% | 1.91% | 25.11% | 8.50% | 3.07% | 1.55% | 5.64% |
Frequently Asked Questions
USIFX and FAOSX have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USIFX has higher volatility (4.87%) compared to FAOSX (0.00%). In terms of maximum drawdown, USIFX dropped -53.23% vs FAOSX's -36.24%.
USIFX currently has the higher Sharpe Ratio (1.70 vs -0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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