USIFX vs. ANDIX
Compare and contrast key facts about USAA International Fund (USIFX) and AQR International Defensive Style Fund (ANDIX).
USIFX is managed by Victory. It was launched on Jul 11, 1988. ANDIX is managed by AQR Funds. It was launched on Jul 9, 2012.
Performance
USIFX vs. ANDIX - Performance Comparison
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Returns By Period
In the year-to-date period, USIFX achieves a 3.46% return, which is significantly higher than ANDIX's 2.72% return. Over the past 10 years, USIFX has outperformed ANDIX with an annualized return of 9.22%, while ANDIX has yielded a comparatively lower 6.64% annualized return.
USIFX
- 1D
- -0.63%
- 1M
- -1.31%
- YTD
- 3.46%
- 6M
- 7.42%
- 1Y
- 39.50%
- 3Y*
- 16.30%
- 5Y*
- 8.88%
- 10Y*
- 9.22%
ANDIX
- 1D
- -0.30%
- 1M
- -0.90%
- YTD
- 2.72%
- 6M
- 4.35%
- 1Y
- 22.26%
- 3Y*
- 10.07%
- 5Y*
- 5.41%
- 10Y*
- 6.64%
USIFX vs. ANDIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIFX USAA International Fund | 3.46% | 33.11% | 4.75% | 17.47% | -15.92% | 14.83% | 3.26% | 22.76% | -14.15% | 28.14% |
ANDIX AQR International Defensive Style Fund | 2.72% | 21.41% | 2.83% | 12.06% | -14.26% | 7.59% | 8.43% | 18.39% | -10.35% | 22.86% |
Correlation
The correlation between USIFX and ANDIX is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification — they'll tend to fall together during downturns. For meaningful risk reduction, look for holdings with correlations below 0.5.
USIFX vs. ANDIX - Expense Ratio Comparison
USIFX has a 1.02% expense ratio, which is higher than ANDIX's 0.55% expense ratio.
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Return for Risk
USIFX vs. ANDIX — Risk / Return Rank
USIFX
ANDIX
USIFX vs. ANDIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA International Fund (USIFX) and AQR International Defensive Style Fund (ANDIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USIFX | ANDIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.66 | 1.21 | +0.45 |
Sortino ratioReturn per unit of downside risk | 2.22 | 1.70 | +0.52 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.24 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.41 | 1.89 | +0.52 |
Martin ratioReturn relative to average drawdown | 9.18 | 6.84 | +2.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USIFX | ANDIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.66 | 1.21 | +0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.43 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | 0.49 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.50 | -0.05 |
Drawdowns
USIFX vs. ANDIX - Drawdown Comparison
The maximum USIFX drawdown since its inception was -53.23%, which is greater than ANDIX's maximum drawdown of -27.59%. Use the drawdown chart below to compare losses from any high point for USIFX and ANDIX.
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Drawdown Indicators
| USIFX | ANDIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.23% | -27.59% | -25.64% |
Max Drawdown (1Y)Largest decline over 1 year | -11.74% | -8.76% | -2.98% |
Max Drawdown (5Y)Largest decline over 5 years | -32.00% | -27.59% | -4.41% |
Max Drawdown (10Y)Largest decline over 10 years | -36.76% | -27.59% | -9.17% |
Current DrawdownCurrent decline from peak | -7.66% | -5.58% | -2.08% |
Average DrawdownAverage peak-to-trough decline | -9.30% | -5.33% | -3.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.08% | 2.41% | +0.67% |
Volatility
USIFX vs. ANDIX - Volatility Comparison
USAA International Fund (USIFX) has a higher volatility of 7.24% compared to AQR International Defensive Style Fund (ANDIX) at 5.18%. This indicates that USIFX's price experiences larger fluctuations and is considered to be riskier than ANDIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIFX | ANDIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.24% | 5.18% | +2.06% |
Volatility (6M)Calculated over the trailing 6-month period | 11.44% | 8.46% | +2.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.86% | 13.13% | +3.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.70% | 12.78% | +3.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.85% | 13.46% | +3.39% |
Dividends
USIFX vs. ANDIX - Dividend Comparison
USIFX's dividend yield for the trailing twelve months is around 11.76%, more than ANDIX's 4.62% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIFX USAA International Fund | 11.76% | 12.16% | 5.44% | 1.87% | 2.94% | 8.74% | 1.91% | 25.11% | 8.50% | 3.07% | 1.55% | 5.64% |
ANDIX AQR International Defensive Style Fund | 4.62% | 4.74% | 2.29% | 3.02% | 2.00% | 2.53% | 1.73% | 2.51% | 2.40% | 3.30% | 1.47% | 2.09% |