USD=X vs. VTHRX
USD=X (USD Cash) is a currency, while VTHRX (Vanguard Target Retirement 2030 Fund) is Target Retirement Date fund managed by Vanguard. Over the past 10 years, USD=X returned 0.00%/yr vs 8.89%/yr for VTHRX.
Performance
USD=X vs. VTHRX - Performance Comparison
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Returns By Period
USD=X
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- 0.00%
- 1Y
- 0.00%
- 3Y*
- 0.00%
- 5Y*
- 0.00%
- 10Y*
- 0.00%
VTHRX
- 1D
- 1.60%
- 1M
- -0.02%
- YTD
- 6.52%
- 6M
- 7.17%
- 1Y
- 17.56%
- 3Y*
- 13.65%
- 5Y*
- 6.55%
- 10Y*
- 8.89%
USD=X vs. VTHRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTHRX Vanguard Target Retirement 2030 Fund | 6.52% | 16.25% | 10.43% | 16.24% | -16.28% | 11.37% | 14.11% | 21.08% | -5.85% | 15.24% |
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Return for Risk
USD=X vs. VTHRX — Risk / Return Rank
USD=X
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
VTHRX
USD=X vs. VTHRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USD Cash (USD=X) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USD=X | VTHRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.38 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.60 | — |
| Martin ratioReturn relative to average drawdown | — | 11.15 | — |
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Drawdowns
USD=X vs. VTHRX - Drawdown Comparison
The maximum USD=X drawdown since its inception was 0.00%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for USD=X and VTHRX.
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Drawdown Indicators
| USD=X | VTHRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | 0.00% | -49.57% | +49.57% |
Max Drawdown (1Y)Largest decline over 1 year | 0.00% | -6.56% | +6.56% |
Max Drawdown (3Y)Largest decline over 3 years | 0.00% | -9.64% | +9.64% |
Max Drawdown (5Y)Largest decline over 5 years | 0.00% | -22.75% | +22.75% |
Max Drawdown (10Y)Largest decline over 10 years | 0.00% | -24.86% | +24.86% |
Current DrawdownCurrent decline from peak | 0.00% | -1.42% | +1.42% |
Average DrawdownAverage peak-to-trough decline | 0.00% | -6.18% | +6.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.00% | 1.53% | -1.53% |
Volatility
USD=X vs. VTHRX - Volatility Comparison
The current volatility for USD Cash (USD=X) is 0.00%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 3.52%. This indicates that USD=X experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USD=X | VTHRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.00% | 3.52% | -3.52% |
Volatility (6M)Calculated over the trailing 6-month period | 0.00% | 7.09% | -7.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.00% | 8.53% | -8.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.00% | 10.43% | -10.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.00% | 11.28% | -11.28% |
Frequently Asked Questions
VTHRX has higher volatility (3.52%) compared to USD=X (0.00%). In terms of maximum drawdown, USD=X dropped 0.00% vs VTHRX's -49.57%.
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