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USD=X vs. VCIT
Performance
Return for Risk
Drawdowns
Volatility

USD=X vs. VCIT

Last updated Jun 13, 2026

USD=X (USD Cash) is a currency, while VCIT (Vanguard Intermediate-Term Corporate Bond ETF) is Corporate Bonds fund tracking the Bloomberg U.S. 5-10 Year Corporate Bond Index. Over the past 10 years, USD=X returned 0.00%/yr vs 2.93%/yr for VCIT.

Performance

USD=X vs. VCIT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USD Cash (USD=X) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

USD=X

1D
0.00%
1M
0.00%
YTD
0.00%
6M
0.00%
1Y
0.00%
3Y*
0.00%
5Y*
0.00%
10Y*
0.00%

VCIT

1D
-0.07%
1M
0.28%
YTD
0.41%
6M
0.89%
1Y
5.54%
3Y*
6.37%
5Y*
1.11%
10Y*
2.93%
*Multi-year figures are annualized to reflect compound growth (CAGR)

USD=X vs. VCIT - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
USD=X
USD Cash		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
VCIT
Vanguard Intermediate-Term Corporate Bond ETF		0.41%9.34%3.20%8.98%-13.98%-1.77%9.46%14.10%-1.74%5.31%

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USD Cash

Vanguard Intermediate-Term Corporate Bond ETF

Often compared with USD=X:
USD=X vs. UUPUSD=X vs. EUR=XUSD=X vs. XRP-USDUSD=X vs. BTC-USDUSD=X vs. QQQUSD=X vs. TSLAUSD=X vs. USDX
Often compared with VCIT:
VCIT vs. BNDVCIT vs. LQDVCIT vs. IGIBVCIT vs. VTCVCIT vs. VCLTVCIT vs. SPIBVCIT vs. VTEB

Return for Risk

USD=X vs. VCIT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
USD=X

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

VCIT
VCIT Risk / Return Rank: 4343
Overall Rank
VCIT Sharpe Ratio Rank: 4444
Sharpe Ratio Rank
VCIT Sortino Ratio Rank: 4545
Sortino Ratio Rank
VCIT Omega Ratio Rank: 4242
Omega Ratio Rank
VCIT Calmar Ratio Rank: 4343
Calmar Ratio Rank
VCIT Martin Ratio Rank: 4343
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USD=X vs. VCIT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USD Cash (USD=X) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

USD=XVCITDifference
Sharpe ratioReturn per unit of total volatility

—

1.36

—

Sortino ratioReturn per unit of downside risk

—

2.02

—

Omega ratioGain probability vs. loss probability

—

1.24

—

Calmar ratioReturn relative to maximum drawdown

—

1.88

—

Martin ratioReturn relative to average drawdown

—

6.07

—

USD=X vs. VCIT - Sharpe Ratio Comparison

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Drawdowns

USD=X vs. VCIT - Drawdown Comparison

The maximum USD=X drawdown since its inception was 0.00%, smaller than the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for USD=X and VCIT.

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Drawdown Indicators

USD=XVCITDifference

Max Drawdown

Largest peak-to-trough decline

0.00%

-20.56%

+20.56%

Max Drawdown (1Y)

Largest decline over 1 year

0.00%

-2.96%

+2.96%

Max Drawdown (3Y)

Largest decline over 3 years

0.00%

-6.11%

+6.11%

Max Drawdown (5Y)

Largest decline over 5 years

0.00%

-20.56%

+20.56%

Max Drawdown (10Y)

Largest decline over 10 years

0.00%

-20.56%

+20.56%

Current Drawdown

Current decline from peak

0.00%

-1.13%

+1.13%

Average Drawdown

Average peak-to-trough decline

0.00%

-3.16%

+3.16%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.00%

0.92%

-0.92%

Volatility

USD=X vs. VCIT - Volatility Comparison

The current volatility for USD Cash (USD=X) is 0.00%, while Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a volatility of 1.48%. This indicates that USD=X experiences smaller price fluctuations and is considered to be less risky than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

USD=XVCITDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.00%

1.48%

-1.48%

Volatility (6M)

Calculated over the trailing 6-month period

0.00%

3.15%

-3.15%

Volatility (1Y)

Calculated over the trailing 1-year period

0.00%

4.10%

-4.10%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

0.00%

6.62%

-6.62%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

0.00%

6.28%

-6.28%

Frequently Asked Questions

VCIT has higher volatility (1.48%) compared to USD=X (0.00%). In terms of maximum drawdown, USD=X dropped 0.00% vs VCIT's -20.56%.

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