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USD=X vs. FNDX
Performance
Return for Risk
Drawdowns
Volatility

USD=X vs. FNDX

Last updated Jun 12, 2026

USD=X (USD Cash) is a currency, while FNDX (Schwab Fundamental U.S. Large Company Index ETF) is Large Cap Value Equities fund tracking the RAFI Fundamental High Liquidity US Large Index. Over the past 10 years, USD=X returned 0.00%/yr vs 14.32%/yr for FNDX.

Performance

USD=X vs. FNDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USD Cash (USD=X) and Schwab Fundamental U.S. Large Company Index ETF (FNDX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

USD=X

1D
0.00%
1M
0.00%
YTD
0.00%
6M
0.00%
1Y
0.00%
3Y*
0.00%
5Y*
0.00%
10Y*
0.00%

FNDX

1D
1.47%
1M
1.97%
YTD
14.46%
6M
13.13%
1Y
30.72%
3Y*
20.21%
5Y*
12.91%
10Y*
14.32%
*Multi-year figures are annualized to reflect compound growth (CAGR)

USD=X vs. FNDX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
USD=X
USD Cash		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FNDX
Schwab Fundamental U.S. Large Company Index ETF		14.46%16.94%16.77%18.23%-6.92%31.73%9.12%28.65%-7.30%17.12%

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USD Cash

Schwab Fundamental U.S. Large Company Index ETF

Often compared with USD=X:
USD=X vs. UUPUSD=X vs. EUR=XUSD=X vs. XRP-USDUSD=X vs. BTC-USDUSD=X vs. QQQUSD=X vs. TSLAUSD=X vs. USDX
Often compared with FNDX:
FNDX vs. SCHXFNDX vs. VOOFNDX vs. FNDBFNDX vs. SPYFNDX vs. SCHDFNDX vs. SWPPXFNDX vs. VTI

Return for Risk

USD=X vs. FNDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
USD=X

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

FNDX
FNDX Risk / Return Rank: 9393
Overall Rank
FNDX Sharpe Ratio Rank: 9494
Sharpe Ratio Rank
FNDX Sortino Ratio Rank: 9393
Sortino Ratio Rank
FNDX Omega Ratio Rank: 9292
Omega Ratio Rank
FNDX Calmar Ratio Rank: 9292
Calmar Ratio Rank
FNDX Martin Ratio Rank: 9292
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USD=X vs. FNDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USD Cash (USD=X) and Schwab Fundamental U.S. Large Company Index ETF (FNDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

USD=XFNDXDifference
Sharpe ratioReturn per unit of total volatility

—

2.96

—

Sortino ratioReturn per unit of downside risk

—

4.11

—

Omega ratioGain probability vs. loss probability

—

1.54

—

Calmar ratioReturn relative to maximum drawdown

—

5.09

—

Martin ratioReturn relative to average drawdown

—

19.73

—

USD=X vs. FNDX - Sharpe Ratio Comparison

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Drawdowns

USD=X vs. FNDX - Drawdown Comparison

The maximum USD=X drawdown since its inception was 0.00%, smaller than the maximum FNDX drawdown of -37.72%. Use the drawdown chart below to compare losses from any high point for USD=X and FNDX.

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Drawdown Indicators

USD=XFNDXDifference

Max Drawdown

Largest peak-to-trough decline

0.00%

-37.72%

+37.72%

Max Drawdown (1Y)

Largest decline over 1 year

0.00%

-6.06%

+6.06%

Max Drawdown (3Y)

Largest decline over 3 years

0.00%

-16.30%

+16.30%

Max Drawdown (5Y)

Largest decline over 5 years

0.00%

-19.06%

+19.06%

Max Drawdown (10Y)

Largest decline over 10 years

0.00%

-37.72%

+37.72%

Current Drawdown

Current decline from peak

0.00%

-0.77%

+0.77%

Average Drawdown

Average peak-to-trough decline

0.00%

-3.55%

+3.55%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.00%

1.56%

-1.56%

Volatility

USD=X vs. FNDX - Volatility Comparison

The current volatility for USD Cash (USD=X) is 0.00%, while Schwab Fundamental U.S. Large Company Index ETF (FNDX) has a volatility of 3.07%. This indicates that USD=X experiences smaller price fluctuations and is considered to be less risky than FNDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

USD=XFNDXDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.00%

3.07%

-3.07%

Volatility (6M)

Calculated over the trailing 6-month period

0.00%

7.63%

-7.63%

Volatility (1Y)

Calculated over the trailing 1-year period

0.00%

10.42%

-10.42%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

0.00%

15.22%

-15.22%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

0.00%

17.51%

-17.51%

Frequently Asked Questions

FNDX has higher volatility (3.07%) compared to USD=X (0.00%). In terms of maximum drawdown, USD=X dropped 0.00% vs FNDX's -37.72%.

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