USBNX vs. VSIIX
Compare and contrast key facts about Pear Tree Polaris Small Cap Fund (USBNX) and Vanguard Small-Cap Value Index Fund Institutional Shares (VSIIX).
USBNX is managed by Pear Tree Funds. It was launched on Aug 3, 1992. VSIIX is managed by Vanguard. It was launched on Dec 7, 1999.
Performance
USBNX vs. VSIIX - Performance Comparison
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USBNX vs. VSIIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USBNX Pear Tree Polaris Small Cap Fund | 1.48% | 8.02% | 8.64% | 12.83% | -5.09% | 15.35% | -4.77% | 23.53% | -11.05% | 6.42% |
VSIIX Vanguard Small-Cap Value Index Fund Institutional Shares | 0.79% | 9.10% | 11.37% | 17.06% | -9.31% | 28.12% | 5.81% | 22.81% | -12.24% | 11.80% |
Returns By Period
In the year-to-date period, USBNX achieves a 1.48% return, which is significantly higher than VSIIX's 0.79% return. Over the past 10 years, USBNX has underperformed VSIIX with an annualized return of 7.19%, while VSIIX has yielded a comparatively higher 9.85% annualized return.
USBNX
- 1D
- -0.11%
- 1M
- -4.33%
- YTD
- 1.48%
- 6M
- 3.96%
- 1Y
- 12.79%
- 3Y*
- 10.45%
- 5Y*
- 4.46%
- 10Y*
- 7.19%
VSIIX
- 1D
- -0.41%
- 1M
- -7.11%
- YTD
- 0.79%
- 6M
- 2.85%
- 1Y
- 16.28%
- 3Y*
- 12.52%
- 5Y*
- 7.36%
- 10Y*
- 9.85%
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USBNX vs. VSIIX - Expense Ratio Comparison
USBNX has a 1.50% expense ratio, which is higher than VSIIX's 0.06% expense ratio.
Return for Risk
USBNX vs. VSIIX — Risk / Return Rank
USBNX
VSIIX
USBNX vs. VSIIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pear Tree Polaris Small Cap Fund (USBNX) and Vanguard Small-Cap Value Index Fund Institutional Shares (VSIIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USBNX | VSIIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.69 | 0.82 | -0.13 |
Sortino ratioReturn per unit of downside risk | 1.12 | 1.28 | -0.16 |
Omega ratioGain probability vs. loss probability | 1.15 | 1.17 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 0.92 | 1.04 | -0.11 |
Martin ratioReturn relative to average drawdown | 3.12 | 4.29 | -1.17 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USBNX | VSIIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.69 | 0.82 | -0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.24 | 0.37 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.33 | 0.45 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.38 | 0.42 | -0.04 |
Correlation
The correlation between USBNX and VSIIX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USBNX vs. VSIIX - Dividend Comparison
USBNX's dividend yield for the trailing twelve months is around 13.61%, more than VSIIX's 1.96% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USBNX Pear Tree Polaris Small Cap Fund | 13.61% | 13.81% | 3.27% | 0.86% | 10.05% | 0.75% | 0.68% | 7.91% | 8.39% | 6.21% | 1.17% | 7.39% |
VSIIX Vanguard Small-Cap Value Index Fund Institutional Shares | 1.96% | 1.96% | 1.99% | 2.10% | 2.04% | 1.76% | 1.69% | 2.07% | 2.36% | 1.80% | 1.77% | 1.99% |
Drawdowns
USBNX vs. VSIIX - Drawdown Comparison
The maximum USBNX drawdown since its inception was -64.40%, roughly equal to the maximum VSIIX drawdown of -62.05%. Use the drawdown chart below to compare losses from any high point for USBNX and VSIIX.
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Drawdown Indicators
| USBNX | VSIIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.40% | -62.05% | -2.35% |
Max Drawdown (1Y)Largest decline over 1 year | -12.27% | -14.16% | +1.89% |
Max Drawdown (5Y)Largest decline over 5 years | -26.01% | -24.09% | -1.92% |
Max Drawdown (10Y)Largest decline over 10 years | -46.96% | -45.38% | -1.58% |
Current DrawdownCurrent decline from peak | -7.74% | -8.24% | +0.50% |
Average DrawdownAverage peak-to-trough decline | -13.70% | -8.57% | -5.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.64% | 3.42% | +0.22% |
Volatility
USBNX vs. VSIIX - Volatility Comparison
The current volatility for Pear Tree Polaris Small Cap Fund (USBNX) is 3.82%, while Vanguard Small-Cap Value Index Fund Institutional Shares (VSIIX) has a volatility of 4.89%. This indicates that USBNX experiences smaller price fluctuations and is considered to be less risky than VSIIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USBNX | VSIIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.82% | 4.89% | -1.07% |
Volatility (6M)Calculated over the trailing 6-month period | 10.27% | 11.02% | -0.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.15% | 20.61% | -1.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.89% | 19.83% | -0.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.68% | 21.81% | -0.13% |