Pear Tree Polaris Small Cap Fund (USBNX)
Under normal market conditions, the fund invests at least 80 percent of its net assets (plus borrowings for investment purposes) in equity securities, warrants, and rights derivative of or convertible into common stocks, in each case issued by small cap issuers. The fund, as part of its principal investment strategy, may invest up to 15 percent of its net assets (determined at the time of investment) in securities of foreign issuers, which includes securities traded on non-U.S. exchanges, American Depositary Receipts (“ADRs”) and foreign securities traded on U.S. exchanges. It is non-diversified.
Fund Info
US70472Q4010
70472Q401
Aug 3, 1992
$2,500
Small-Cap
Value
Expense Ratio
USBNX has a high expense ratio of 1.50%, indicating above-average management fees.
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
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Returns By Period
Pear Tree Polaris Small Cap Fund (USBNX) returned -0.70% year-to-date (YTD) and 5.98% over the past 12 months. Over the past 10 years, USBNX returned 6.15% annually, underperforming the S&P 500 benchmark at 10.84%.
USBNX
-0.70%
4.97%
-8.95%
5.98%
6.92%
13.00%
6.15%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of USBNX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.92% | -3.63% | -2.96% | -3.58% | 5.96% | -0.70% | |||||||
| 2024 | -2.07% | 3.22% | 5.90% | -5.43% | 2.81% | -1.95% | 9.89% | -1.01% | 0.35% | -2.48% | 9.29% | -8.51% | 8.64% |
| 2023 | 7.11% | -0.49% | -6.42% | -2.40% | -2.55% | 7.31% | 6.21% | -2.10% | -3.96% | -5.36% | 6.85% | 9.77% | 12.83% |
| 2022 | -3.12% | 1.36% | -0.23% | -5.80% | 2.12% | -6.91% | 8.63% | -5.45% | -7.31% | 13.75% | 4.28% | -4.19% | -5.09% |
| 2021 | 1.72% | 10.05% | 5.66% | 2.95% | 1.84% | -2.75% | -3.15% | 1.77% | -0.80% | 4.06% | -3.69% | 5.13% | 24.26% |
| 2020 | -6.73% | -10.32% | -24.67% | 13.98% | 3.29% | 2.42% | -0.54% | 4.05% | -6.17% | 3.65% | 16.37% | 7.01% | -4.77% |
| 2019 | 10.34% | 4.47% | -3.19% | 4.34% | -9.32% | 7.32% | -0.04% | -7.19% | 6.64% | 1.95% | 3.79% | 4.14% | 23.53% |
| 2018 | 1.19% | -3.86% | 0.35% | -0.39% | 6.26% | 1.74% | 1.35% | 4.49% | -1.82% | -9.60% | 2.09% | -11.83% | -11.06% |
| 2017 | 0.31% | 0.65% | 0.15% | -0.42% | -2.02% | 3.42% | -1.05% | -3.04% | 5.25% | 1.15% | 2.36% | -0.24% | 6.42% |
| 2016 | -7.79% | 0.15% | 7.30% | 0.51% | 2.99% | -0.94% | 6.27% | 0.09% | 0.51% | -2.95% | 11.61% | 2.73% | 20.86% |
| 2015 | -2.99% | 5.29% | 1.48% | -1.83% | 2.07% | 1.30% | -0.04% | -7.96% | -4.00% | 7.42% | 2.86% | -4.06% | -1.48% |
| 2014 | -6.25% | 4.38% | -0.93% | -5.94% | -0.46% | 4.87% | -6.16% | 3.97% | -5.40% | 4.71% | 0.30% | 0.88% | -6.91% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of USBNX is 21, meaning it’s performing worse than 79% of other mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Pear Tree Polaris Small Cap Fund (USBNX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Pear Tree Polaris Small Cap Fund provided a 3.29% dividend yield over the last twelve months, with an annual payout of $0.88 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.88 | $0.88 | $0.22 | $2.30 | $2.21 | $0.16 | $1.94 | $1.80 | $1.62 | $0.31 | $1.61 | $2.63 |
Dividend yield | 3.29% | 3.27% | 0.86% | 10.05% | 8.32% | 0.68% | 7.91% | 8.39% | 6.21% | 1.17% | 7.39% | 11.08% |
Monthly Dividends
The table displays the monthly dividend distributions for Pear Tree Polaris Small Cap Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.88 | $0.88 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.30 | $2.30 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.21 | $2.21 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.16 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.94 | $1.94 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.80 | $1.80 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.62 | $1.62 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.31 | $0.31 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.61 | $1.61 |
| 2014 | $2.63 | $2.63 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Pear Tree Polaris Small Cap Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Pear Tree Polaris Small Cap Fund was 64.40%, occurring on Mar 9, 2009. Recovery took 1093 trading sessions.
The current Pear Tree Polaris Small Cap Fund drawdown is 10.22%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -64.4% | Oct 8, 2007 | 356 | Mar 9, 2009 | 1093 | Jul 12, 2013 | 1449 |
| -49.68% | Mar 13, 2000 | 749 | Mar 12, 2003 | 498 | Mar 4, 2005 | 1247 |
| -46.96% | Sep 4, 2018 | 387 | Mar 18, 2020 | 207 | Jan 12, 2021 | 594 |
| -39.78% | Dec 10, 1997 | 217 | Oct 8, 1998 | 288 | Nov 16, 1999 | 505 |
| -30.17% | May 21, 1996 | 245 | Apr 28, 1997 | 101 | Sep 16, 1997 | 346 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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