URINX vs. PDEJX
Compare and contrast key facts about USAA Target Retirement Income Fund (URINX) and Prudential Day One 2025 Fund (PDEJX).
URINX is managed by Victory. It was launched on Jul 30, 2008. PDEJX is managed by PGIM. It was launched on Dec 12, 2016.
Performance
URINX vs. PDEJX - Performance Comparison
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URINX vs. PDEJX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 1.15% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 8.74% | 11.72% | -3.00% | 8.05% |
PDEJX Prudential Day One 2025 Fund | 1.20% | 11.91% | 17.34% | 11.21% | -12.30% | 12.90% | 9.30% | 16.82% | -4.47% | 12.48% |
Returns By Period
The year-to-date returns for both investments are quite close, with URINX having a 1.15% return and PDEJX slightly higher at 1.20%.
URINX
- 1D
- 0.09%
- 1M
- -1.37%
- YTD
- 1.15%
- 6M
- 2.81%
- 1Y
- 12.29%
- 3Y*
- 9.03%
- 5Y*
- 4.63%
- 10Y*
- 5.52%
PDEJX
- 1D
- 0.27%
- 1M
- -1.61%
- YTD
- 1.20%
- 6M
- 2.52%
- 1Y
- 12.81%
- 3Y*
- 12.30%
- 5Y*
- 7.24%
- 10Y*
- —
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URINX vs. PDEJX - Expense Ratio Comparison
URINX has a 0.04% expense ratio, which is higher than PDEJX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
URINX vs. PDEJX — Risk / Return Rank
URINX
PDEJX
URINX vs. PDEJX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement Income Fund (URINX) and Prudential Day One 2025 Fund (PDEJX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URINX | PDEJX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.86 | 1.48 | +0.38 |
Sortino ratioReturn per unit of downside risk | 2.65 | 2.10 | +0.55 |
Omega ratioGain probability vs. loss probability | 1.38 | 1.32 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 2.60 | 1.93 | +0.67 |
Martin ratioReturn relative to average drawdown | 11.06 | 9.23 | +1.83 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URINX | PDEJX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.86 | 1.48 | +0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.82 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.96 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.11 | 0.89 | +0.22 |
Correlation
The correlation between URINX and PDEJX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
URINX vs. PDEJX - Dividend Comparison
URINX's dividend yield for the trailing twelve months is around 6.05%, more than PDEJX's 5.56% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 6.05% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
PDEJX Prudential Day One 2025 Fund | 5.56% | 5.63% | 20.16% | 3.66% | 7.83% | 10.79% | 2.42% | 5.03% | 4.61% | 1.68% | 0.00% | 0.00% |
Drawdowns
URINX vs. PDEJX - Drawdown Comparison
The maximum URINX drawdown since its inception was -15.27%, smaller than the maximum PDEJX drawdown of -20.45%. Use the drawdown chart below to compare losses from any high point for URINX and PDEJX.
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Drawdown Indicators
| URINX | PDEJX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.27% | -20.45% | +5.18% |
Max Drawdown (1Y)Largest decline over 1 year | -3.92% | -4.45% | +0.53% |
Max Drawdown (5Y)Largest decline over 5 years | -15.27% | -16.83% | +1.56% |
Max Drawdown (10Y)Largest decline over 10 years | -15.27% | — | — |
Current DrawdownCurrent decline from peak | -2.29% | -2.32% | +0.03% |
Average DrawdownAverage peak-to-trough decline | -1.93% | -2.90% | +0.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.04% | 1.22% | -0.18% |
Volatility
URINX vs. PDEJX - Volatility Comparison
The current volatility for USAA Target Retirement Income Fund (URINX) is 2.57%, while Prudential Day One 2025 Fund (PDEJX) has a volatility of 2.87%. This indicates that URINX experiences smaller price fluctuations and is considered to be less risky than PDEJX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URINX | PDEJX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.57% | 2.87% | -0.30% |
Volatility (6M)Calculated over the trailing 6-month period | 3.85% | 4.34% | -0.49% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.08% | 7.53% | -1.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.23% | 8.86% | -2.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.79% | 8.86% | -3.07% |