URBN vs. MSFT
URBN (Urban Outfitters, Inc.) and MSFT (Microsoft Corporation) are both stocks. URBN operates in Apparel Retail (Consumer Cyclical), while MSFT operates in Software - Infrastructure (Technology). Over the past 10 years, URBN returned 11.50%/yr vs 24.39%/yr for MSFT. At a 0.23 correlation, their price movements are largely independent.
Performance
URBN vs. MSFT - Performance Comparison
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Returns By Period
In the year-to-date period, URBN achieves a 2.31% return, which is significantly higher than MSFT's -18.85% return. Over the past 10 years, URBN has underperformed MSFT with an annualized return of 11.50%, while MSFT has yielded a comparatively higher 24.39% annualized return.
URBN
- 1D
- -0.49%
- 1M
- 11.68%
- YTD
- 2.31%
- 6M
- -5.91%
- 1Y
- 13.22%
- 3Y*
- 31.92%
- 5Y*
- 14.79%
- 10Y*
- 11.50%
MSFT
- 1D
- 0.10%
- 1M
- -7.19%
- YTD
- -18.85%
- 6M
- -17.98%
- 1Y
- -17.07%
- 3Y*
- 6.16%
- 5Y*
- 9.56%
- 10Y*
- 24.39%
URBN vs. MSFT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URBN Urban Outfitters, Inc. | 2.31% | 37.14% | 53.77% | 49.64% | -18.77% | 14.69% | -7.81% | -16.36% | -5.31% | 23.10% |
MSFT Microsoft Corporation | -18.85% | 15.58% | 12.93% | 58.19% | -28.02% | 52.48% | 42.53% | 57.56% | 20.80% | 40.73% |
Correlation
The correlation between URBN and MSFT is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.05 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.15 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.21 |
Correlation (All Time) Calculated using the full available price history since Nov 9, 1993 | 0.23 |
The correlation between URBN and MSFT shifts across timeframes, from 0.05 (1 year) to 0.24 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
URBN:
$6.84B
MSFT:
$2.91T
URBN:
$5.18
MSFT:
$16.79
URBN:
14.85
MSFT:
23.27
URBN:
0.63
MSFT:
1.63
URBN:
1.11
MSFT:
9.16
URBN:
2.62
MSFT:
7.02
URBN:
$6.32B
MSFT:
$318.27B
URBN:
$2.27B
MSFT:
$217.41B
URBN:
$603.32M
MSFT:
$200.96B
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Return for Risk
URBN vs. MSFT — Risk / Return Rank
URBN
MSFT
URBN vs. MSFT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Urban Outfitters, Inc. (URBN) and Microsoft Corporation (MSFT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| URBN | MSFT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.96 | ||
| Sortino ratioReturn per unit of downside risk | +1.54 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 0.89 | +0.19 |
| Calmar ratioReturn relative to maximum drawdown | 0.43 | -0.53 | +0.96 |
| Martin ratioReturn relative to average drawdown | 0.82 | -1.08 | +1.90 |
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Drawdowns
URBN vs. MSFT - Drawdown Comparison
The maximum URBN drawdown since its inception was -83.96%, which is greater than MSFT's maximum drawdown of -69.38%. Use the drawdown chart below to compare losses from any high point for URBN and MSFT.
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Drawdown Indicators
| URBN | MSFT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.96% | -69.38% | -14.58% |
Max Drawdown (1Y)Largest decline over 1 year | -26.32% | -33.91% | +7.59% |
Max Drawdown (3Y)Largest decline over 3 years | -28.53% | -33.91% | +5.38% |
Max Drawdown (5Y)Largest decline over 5 years | -56.36% | -37.15% | -19.21% |
Max Drawdown (10Y)Largest decline over 10 years | -73.80% | -37.15% | -36.65% |
Current DrawdownCurrent decline from peak | -6.89% | -27.46% | +20.57% |
Average DrawdownAverage peak-to-trough decline | -32.55% | -21.78% | -10.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.77% | 16.48% | -2.71% |
Volatility
URBN vs. MSFT - Volatility Comparison
Urban Outfitters, Inc. (URBN) and Microsoft Corporation (MSFT) have volatilities of 10.59% and 10.52%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URBN | MSFT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.59% | 10.52% | +0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 28.72% | 22.31% | +6.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.59% | 25.42% | +18.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 47.28% | 26.66% | +20.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.75% | 27.06% | +21.69% |
Dividends
URBN vs. MSFT - Dividend Comparison
URBN has not paid dividends to shareholders, while MSFT's dividend yield for the trailing twelve months is around 0.91%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MSFT Microsoft Corporation | 0.91% | 0.70% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% |
URBN Urban Outfitters, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
URBN vs. MSFT - Financials Comparison
This section allows you to compare key financial metrics between Urban Outfitters, Inc. and Microsoft Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
URBN vs. MSFT - Profitability Comparison
URBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported a gross profit of 542.57M and revenue of 1.48B. Therefore, the gross margin over that period was 36.6%.
MSFT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Microsoft Corporation reported a gross profit of 56.06B and revenue of 82.89B. Therefore, the gross margin over that period was 67.6%.
URBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported an operating income of 139.68M and revenue of 1.48B, resulting in an operating margin of 9.4%.
MSFT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Microsoft Corporation reported an operating income of 38.40B and revenue of 82.89B, resulting in an operating margin of 46.3%.
URBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported a net income of 115.71M and revenue of 1.48B, resulting in a net margin of 7.8%.
MSFT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Microsoft Corporation reported a net income of 31.78B and revenue of 82.89B, resulting in a net margin of 38.3%.
Frequently Asked Questions
URBN and MSFT have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
URBN has higher volatility (10.59%) compared to MSFT (10.52%). In terms of maximum drawdown, URBN dropped -83.96% vs MSFT's -69.38%.
URBN currently has the higher Sharpe Ratio (0.26 vs -0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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