URBN vs. XRT

Last updated Apr 1, 2026

Compare and contrast key facts about Urban Outfitters, Inc. (URBN) and SPDR S&P Retail ETF (XRT).

XRT is a passively managed fund by State Street that tracks the performance of the S&P Retail Select Industry. It was launched on Jun 19, 2006.

Performance

URBN vs. XRT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Urban Outfitters, Inc. (URBN) and SPDR S&P Retail ETF (XRT). The values are adjusted to include any dividend payments, if applicable.

URBN vs. XRT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
URBN Urban Outfitters, Inc.	-15.83%	37.14%	53.77%	49.64%	-18.77%	14.69%	-7.81%	-16.36%	-5.31%	23.10%
XRT SPDR S&P Retail ETF	-5.40%	8.07%	11.78%	21.53%	-31.64%	42.60%	41.91%	14.12%	-8.04%	4.22%

Returns By Period

In the year-to-date period, URBN achieves a -15.83% return, which is significantly lower than XRT's -5.40% return. Over the past 10 years, URBN has underperformed XRT with an annualized return of 6.33%, while XRT has yielded a comparatively higher 7.33% annualized return.

URBN

• 1D: 3.97%
• 1M: -4.31%
• YTD: -15.83%
• 6M: -11.31%
• 1Y: 20.90%
• 3Y*: 31.72%
• 5Y*: 11.77%
• 10Y*: 6.33%

XRT

• 1D: 2.68%
• 1M: -7.23%
• YTD: -5.40%
• 6M: -6.19%
• 1Y: 17.47%
• 3Y*: 9.68%
• 5Y*: -0.58%
• 10Y*: 7.33%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

URBN vs. XRT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

URBN

URBN Risk / Return Rank: 58
URBN Sharpe Ratio Rank: 56
URBN Sortino Ratio Rank: 56
URBN Omega Ratio Rank: 55
URBN Calmar Ratio Rank: 62
URBN Martin Ratio Rank: 60

XRT

XRT Risk / Return Rank: 45
XRT Sharpe Ratio Rank: 40
XRT Sortino Ratio Rank: 46
XRT Omega Ratio Rank: 40
XRT Calmar Ratio Rank: 57
XRT Martin Ratio Rank: 41

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

URBN vs. XRT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Urban Outfitters, Inc. (URBN) and SPDR S&P Retail ETF (XRT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	URBN	XRT	Difference
Sharpe ratio Return per unit of total volatility	0.38	0.71	-0.33
Sortino ratio Return per unit of downside risk	0.98	1.21	-0.23
Omega ratio Gain probability vs. loss probability	1.13	1.15	-0.02
Calmar ratio Return relative to maximum drawdown	0.88	1.36	-0.48
Martin ratio Return relative to average drawdown	1.80	3.60	-1.80
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

URBN vs. XRT - Sharpe Ratio Comparison

The current URBN Sharpe Ratio is 0.38, which is lower than the XRT Sharpe Ratio of 0.71. The chart below compares the historical Sharpe Ratios of URBN and XRT, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	URBN	XRT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.38	0.71	-0.33
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.25	-0.02	+0.27
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.13	0.27	-0.14
Sharpe Ratio (All Time) Calculated using the full available price history	0.19	0.34	-0.15

Correlation

The correlation between URBN and XRT is 0.68, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

URBN vs. XRT - Dividend Comparison

URBN has not paid dividends to shareholders, while XRT's dividend yield for the trailing twelve months is around 0.86%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
URBN Urban Outfitters, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
XRT SPDR S&P Retail ETF	0.86%	0.77%	1.52%	1.40%	2.15%	1.55%	1.01%	1.57%	1.51%	1.52%	1.36%	1.30%

Drawdowns

URBN vs. XRT - Drawdown Comparison

The maximum URBN drawdown since its inception was -83.96%, which is greater than XRT's maximum drawdown of -65.81%. Use the drawdown chart below to compare losses from any high point for URBN and XRT.

Drawdown Indicators

	URBN	XRT	Difference
Max Drawdown Largest peak-to-trough decline	-83.96%	-65.81%	-18.15%
Max Drawdown (1Y) Largest decline over 1 year	-26.32%	-13.53%	-12.79%
Max Drawdown (5Y) Largest decline over 5 years	-56.36%	-44.57%	-11.79%
Max Drawdown (10Y) Largest decline over 10 years	-73.80%	-47.02%	-26.78%
Current Drawdown Current decline from peak	-23.40%	-16.82%	-6.58%
Average Drawdown Average peak-to-trough decline	-32.67%	-15.01%	-17.66%
Ulcer Index Depth and duration of drawdowns from previous peaks	12.77%	5.11%	+7.66%

Volatility

URBN vs. XRT - Volatility Comparison

Urban Outfitters, Inc. (URBN) has a higher volatility of 8.61% compared to SPDR S&P Retail ETF (XRT) at 5.65%. This indicates that URBN's price experiences larger fluctuations and is considered to be riskier than XRT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	URBN	XRT	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.61%	5.65%	+2.96%
Volatility (6M) Calculated over the trailing 6-month period	31.79%	14.65%	+17.14%
Volatility (1Y) Calculated over the trailing 1-year period	55.85%	24.75%	+31.10%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	47.73%	27.01%	+20.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	48.89%	27.17%	+21.72%