URBN vs. XRT
URBN (Urban Outfitters, Inc.) is a stock, while XRT (SPDR S&P Retail ETF) is Consumer Discretionary Equities fund tracking the S&P Retail Select Industry Index. Over the past 10 years, URBN returned 9.96%/yr vs 9.06%/yr for XRT. Their 0.68 correlation means they have sometimes moved together and sometimes differently.
Performance
URBN vs. XRT - Performance Comparison
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Returns By Period
In the year-to-date period, URBN achieves a -1.44% return, which is significantly lower than XRT's 5.78% return. Over the past 10 years, URBN has outperformed XRT with an annualized return of 9.96%, while XRT has yielded a comparatively lower 9.06% annualized return.
URBN
- 1D
- -2.06%
- 1M
- 4.89%
- 6M
- 4.70%
- YTD
- -1.44%
- 1Y
- -2.66%
- 3Y*
- 26.40%
- 5Y*
- 14.81%
- 10Y*
- 9.96%
- ALL TIME*
- 10.44%
XRT
- 1D
- -0.88%
- 1M
- 1.95%
- 6M
- 4.50%
- YTD
- 5.78%
- 1Y
- 16.25%
- 3Y*
- 11.34%
- 5Y*
- 0.37%
- 10Y*
- 9.06%
- ALL TIME*
- 9.58%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $72.92M | $75.40M | $89.34M | |
| $422.92M | $379.59M | $454.03M |
URBN vs. XRT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URBN Urban Outfitters, Inc. | -1.44% | 37.14% | 53.77% | 49.64% | -18.77% | 14.69% | -7.81% | -16.36% | -5.31% | 23.10% |
XRT SPDR S&P Retail ETF | 5.78% | 8.07% | 11.78% | 21.53% | -31.64% | 42.60% | 41.91% | 14.12% | -8.04% | 4.22% |
Correlation
The correlation between URBN and XRT is 0.65, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.65 |
Correlation (3Y) Balances recent behavior with more history. | 0.62 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.68 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.68 |
Correlation (All Time) Calculated using the full available price history since Jun 22, 2006 | 0.68 |
The correlation between URBN and XRT has been stable across timeframes, ranging from 0.62 to 0.68 - a consistent structural relationship.
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Return for Risk
URBN vs. XRT — Risk / Return Rank
URBN
XRT
URBN vs. XRT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Urban Outfitters, Inc. (URBN) and SPDR S&P Retail ETF (XRT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| URBN | XRT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.77 | ||
| Sortino ratioReturn per unit of downside risk | -0.95 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.14 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | -0.06 | 1.14 | -1.19 |
| Martin ratioReturn relative to average drawdown | -0.10 | 2.57 | -2.68 |
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Drawdowns
URBN vs. XRT - Drawdown Comparison
The maximum URBN drawdown since its inception was -83.96%, which is greater than XRT's maximum drawdown of -65.81%. Use the drawdown chart below to compare losses from any high point for URBN and XRT.
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Drawdown Indicators
| URBN | XRT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.96% | -65.81% | -18.15% |
Max Drawdown (1Y)Largest decline over 1 year | -26.32% | -13.53% | -12.79% |
Max Drawdown (3Y)Largest decline over 3 years | -28.53% | -25.62% | -2.91% |
Max Drawdown (5Y)Largest decline over 5 years | -55.83% | -44.57% | -11.26% |
Max Drawdown (10Y)Largest decline over 10 years | -73.80% | -47.02% | -26.78% |
Current DrawdownCurrent decline from peak | -10.30% | -7.00% | -3.30% |
Average DrawdownAverage peak-to-trough decline | -32.47% | -14.95% | -17.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.50% | 5.97% | +8.53% |
Volatility
URBN vs. XRT - Volatility Comparison
Urban Outfitters, Inc. (URBN) has a higher volatility of 11.25% compared to SPDR S&P Retail ETF (XRT) at 6.04%. This indicates that URBN's price experiences larger fluctuations and is considered to be riskier than XRT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URBN | XRT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.25% | 6.04% | +5.21% |
Volatility (6M)Calculated over the trailing 6-month period | 27.19% | 14.92% | +12.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 44.07% | 20.84% | +23.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 47.36% | 26.89% | +20.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.91% | 27.20% | +21.71% |
Dividends
URBN vs. XRT - Dividend Comparison
URBN has not paid dividends to shareholders, while XRT's dividend yield for the trailing twelve months is around 0.75%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URBN Urban Outfitters, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XRT SPDR S&P Retail ETF | 0.75% | 0.77% | 1.52% | 1.40% | 2.15% | 1.55% | 1.01% | 1.57% | 1.51% | 1.52% | 1.36% | 1.30% |
Frequently Asked Questions
URBN and XRT have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
URBN has higher volatility (11.25%) compared to XRT (6.04%). In terms of maximum drawdown, URBN dropped -83.96% vs XRT's -65.81%.
XRT currently has the higher Sharpe Ratio (0.74 vs -0.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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