URBN vs. TJX

Last updated Jun 3, 2026

URBN (Urban Outfitters, Inc.) and TJX (The TJX Companies, Inc.) are both stocks. Both operate in the Apparel Retail industry within the Consumer Cyclical sector. Over the past 10 years, URBN returned 9.50%/yr vs 16.55%/yr for TJX. At a 0.36 correlation, their price movements are largely independent.

Performance

URBN vs. TJX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Urban Outfitters, Inc. (URBN) and The TJX Companies, Inc. (TJX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, URBN achieves a -3.99% return, which is significantly lower than TJX's 0.66% return. Over the past 10 years, URBN has underperformed TJX with an annualized return of 9.50%, while TJX has yielded a comparatively higher 16.55% annualized return.

URBN

• 1D: 1.03%
• 1M: 4.71%
• YTD: -3.99%
• 6M: -7.78%
• 1Y: -0.50%
• 3Y*: 31.70%
• 5Y*: 14.24%
• 10Y*: 9.50%

TJX

• 1D: 0.62%
• 1M: -1.68%
• YTD: 0.66%
• 6M: 3.07%
• 1Y: 21.13%
• 3Y*: 26.98%
• 5Y*: 20.21%
• 10Y*: 16.55%

*Multi-year figures are annualized to reflect compound growth (CAGR)

URBN vs. TJX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
URBN Urban Outfitters, Inc.	-3.99%	37.14%	53.77%	49.64%	-18.77%	14.69%	-7.81%	-16.36%	-5.31%	23.10%
TJX The TJX Companies, Inc.	0.66%	28.73%	30.56%	19.69%	6.73%	12.83%	12.25%	38.76%	18.94%	3.46%

Correlation

The correlation between URBN and TJX is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.32
Correlation (3Y) Calculated over the trailing 3-year period	0.34
Correlation (5Y) Calculated over the trailing 5-year period	0.43
Correlation (10Y) Calculated over the trailing 10-year period	0.48
Correlation (All Time) Calculated using the full available price history since Nov 10, 1993	0.36

The correlation between URBN and TJX shifts across timeframes, from 0.32 (1 year) to 0.48 (10 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap URBN : $6.42B TJX : $172.13B
EPS URBN : $5.18 TJX : $5.15
PE Ratio URBN : 13.94 TJX : 29.86
PEG Ratio URBN : 0.59 TJX : 1.88
PS Ratio URBN : 1.04 TJX : 2.81
PB Ratio URBN : 2.46 TJX : 4.76
Total Revenue (TTM) URBN : $6.32B TJX : $61.58B
Gross Profit (TTM) URBN : $2.27B TJX : $19.36B
EBITDA (TTM) URBN : $603.32M TJX : $8.31B

Return for Risk

URBN vs. TJX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

URBN

URBN Risk / Return Rank: 39
URBN Sharpe Ratio Rank: 39
URBN Sortino Ratio Rank: 37
URBN Omega Ratio Rank: 36
URBN Calmar Ratio Rank: 43
URBN Martin Ratio Rank: 42

TJX

TJX Risk / Return Rank: 74
TJX Sharpe Ratio Rank: 76
TJX Sortino Ratio Rank: 73
TJX Omega Ratio Rank: 68
TJX Calmar Ratio Rank: 75
TJX Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

URBN vs. TJX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Urban Outfitters, Inc. (URBN) and The TJX Companies, Inc. (TJX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	URBN	TJX	Difference
Sharpe ratio Return per unit of total volatility	-0.01	1.21	-1.22
Sortino ratio Return per unit of downside risk	0.30	1.90	-1.60
Omega ratio Gain probability vs. loss probability	1.04	1.22	-0.18
Calmar ratio Return relative to maximum drawdown	0.13	2.07	-1.95
Martin ratio Return relative to average drawdown	0.25	7.21	-6.96
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

URBN vs. TJX - Sharpe Ratio Comparison

The current URBN Sharpe Ratio is -0.01, which is lower than the TJX Sharpe Ratio of 1.21. The chart below compares the historical Sharpe Ratios of URBN and TJX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	URBN	TJX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.01	1.21	-1.22
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.30	0.91	-0.61
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.20	0.64	-0.44
Sharpe Ratio (All Time) Calculated using the full available price history	0.20	0.53	-0.33

Drawdowns

URBN vs. TJX - Drawdown Comparison

The maximum URBN drawdown since its inception was -83.96%, which is greater than TJX's maximum drawdown of -64.59%. Use the drawdown chart below to compare losses from any high point for URBN and TJX.

Drawdown Indicators

	URBN	TJX	Difference
Max Drawdown Largest peak-to-trough decline	-83.96%	-64.59%	-19.37%
Max Drawdown (1Y) Largest decline over 1 year	-26.32%	-10.89%	-15.43%
Max Drawdown (3Y) Largest decline over 3 years	-28.53%	-11.04%	-17.49%
Max Drawdown (5Y) Largest decline over 5 years	-56.36%	-27.68%	-28.68%
Max Drawdown (10Y) Largest decline over 10 years	-73.80%	-42.55%	-31.25%
Current Drawdown Current decline from peak	-12.62%	-6.55%	-6.07%
Average Drawdown Average peak-to-trough decline	-32.58%	-13.08%	-19.50%
Ulcer Index Depth and duration of drawdowns from previous peaks	13.67%	3.13%	+10.54%

Volatility

URBN vs. TJX - Volatility Comparison

Urban Outfitters, Inc. (URBN) has a higher volatility of 10.52% compared to The TJX Companies, Inc. (TJX) at 7.84%. This indicates that URBN's price experiences larger fluctuations and is considered to be riskier than TJX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	URBN	TJX	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.52%	7.84%	+2.68%
Volatility (6M) Calculated over the trailing 6-month period	28.85%	13.78%	+15.07%
Volatility (1Y) Calculated over the trailing 1-year period	43.23%	17.61%	+25.62%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	47.23%	22.26%	+24.97%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	48.76%	26.04%	+22.72%

Dividends

URBN vs. TJX - Dividend Comparison

URBN has not paid dividends to shareholders, while TJX's dividend yield for the trailing twelve months is around 1.14%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TJX The TJX Companies, Inc.	1.14%	1.07%	1.21%	1.38%	1.44%	1.37%	0.34%	1.45%	1.66%	1.57%	1.32%	1.14%
URBN Urban Outfitters, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

URBN vs. TJX - Profitability Comparison

The chart below illustrates the profitability comparison between Urban Outfitters, Inc. and The TJX Companies, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

URBN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported a gross profit of 542.57M and revenue of 1.48B. Therefore, the gross margin over that period was 36.6%.

TJX - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The TJX Companies, Inc. reported a gross profit of 4.48B and revenue of 14.32B. Therefore, the gross margin over that period was 31.3%.

URBN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported an operating income of 139.68M and revenue of 1.48B, resulting in an operating margin of 9.4%.

TJX - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The TJX Companies, Inc. reported an operating income of 1.69B and revenue of 14.32B, resulting in an operating margin of 11.8%.

URBN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Urban Outfitters, Inc. reported a net income of 115.71M and revenue of 1.48B, resulting in a net margin of 7.8%.

TJX - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The TJX Companies, Inc. reported a net income of 1.33B and revenue of 14.32B, resulting in a net margin of 9.3%.

Frequently Asked Questions

Can I hold both URBN and TJX in my portfolio?

URBN and TJX have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, URBN or TJX?

URBN has higher volatility (10.52%) compared to TJX (7.84%). In terms of maximum drawdown, URBN dropped -83.96% vs TJX's -64.59%.

Which has better risk-adjusted returns?

TJX currently has the higher Sharpe Ratio (1.21 vs -0.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.