UOVEY vs. OVCHY
UOVEY (United Overseas Bank Ltd ADR) and OVCHY (Overseas Chinese Banking Corp Ltd ADR) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, UOVEY returned 14.10%/yr vs 17.73%/yr for OVCHY. At a 0.43 correlation, their price movements are largely independent.
Performance
UOVEY vs. OVCHY - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, UOVEY achieves a 14.99% return, which is significantly lower than OVCHY's 28.73% return. Over the past 10 years, UOVEY has underperformed OVCHY with an annualized return of 14.10%, while OVCHY has yielded a comparatively higher 17.73% annualized return.
UOVEY
- 1D
- 0.47%
- 1M
- 4.35%
- YTD
- 14.99%
- 6M
- 14.81%
- 1Y
- 18.88%
- 3Y*
- 20.69%
- 5Y*
- 15.72%
- 10Y*
- 14.10%
OVCHY
- 1D
- 0.41%
- 1M
- 5.52%
- YTD
- 28.73%
- 6M
- 28.67%
- 1Y
- 63.94%
- 3Y*
- 36.84%
- 5Y*
- 23.65%
- 10Y*
- 17.73%
UOVEY vs. OVCHY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UOVEY United Overseas Bank Ltd ADR | 14.99% | 8.71% | 30.56% | -0.12% | 19.27% | 21.72% | -10.55% | 14.12% | -5.10% | 47.64% |
OVCHY Overseas Chinese Banking Corp Ltd ADR | 28.73% | 33.93% | 33.06% | 15.54% | 11.75% | 14.29% | -1.22% | 1.15% | -8.35% | 59.34% |
Correlation
The correlation between UOVEY and OVCHY is 0.55, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.55 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.46 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.56 |
Correlation (All Time) Calculated using the full available price history since Jan 12, 2010 | 0.43 |
The correlation between UOVEY and OVCHY shifts across timeframes, from 0.43 (all time) to 0.56 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
UOVEY:
$26.23B
OVCHY:
$88.10B
UOVEY:
SGD 17.03
OVCHY:
SGD 4.85
UOVEY:
4.66
OVCHY:
10.34
UOVEY:
0.96
OVCHY:
0.92
UOVEY:
1.49
OVCHY:
4.36
UOVEY:
0.66
OVCHY:
1.84
UOVEY:
SGD 33.44B
OVCHY:
SGD 26.07B
UOVEY:
SGD 26.59B
OVCHY:
SGD 26.07B
UOVEY:
SGD 2.93B
OVCHY:
SGD 13.10B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
UOVEY vs. OVCHY — Risk / Return Rank
UOVEY
OVCHY
UOVEY vs. OVCHY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Overseas Bank Ltd ADR (UOVEY) and Overseas Chinese Banking Corp Ltd ADR (OVCHY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UOVEY | OVCHY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.72 | ||
| Sortino ratioReturn per unit of downside risk | -2.00 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.51 | -0.26 |
| Calmar ratioReturn relative to maximum drawdown | 1.93 | 8.00 | -6.06 |
| Martin ratioReturn relative to average drawdown | 3.60 | 20.74 | -17.14 |
Loading charts...
Drawdowns
UOVEY vs. OVCHY - Drawdown Comparison
The maximum UOVEY drawdown since its inception was -65.99%, which is greater than OVCHY's maximum drawdown of -45.62%. Use the drawdown chart below to compare losses from any high point for UOVEY and OVCHY.
Loading charts...
Drawdown Indicators
| UOVEY | OVCHY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.99% | -45.62% | -20.37% |
Max Drawdown (1Y)Largest decline over 1 year | -9.80% | -8.04% | -1.76% |
Max Drawdown (3Y)Largest decline over 3 years | -19.21% | -17.96% | -1.25% |
Max Drawdown (5Y)Largest decline over 5 years | -23.13% | -18.37% | -4.76% |
Max Drawdown (10Y)Largest decline over 10 years | -43.81% | -45.62% | +1.81% |
Current DrawdownCurrent decline from peak | -0.19% | -0.72% | +0.53% |
Average DrawdownAverage peak-to-trough decline | -11.71% | -9.88% | -1.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.26% | 3.09% | +2.17% |
Volatility
UOVEY vs. OVCHY - Volatility Comparison
The current volatility for United Overseas Bank Ltd ADR (UOVEY) is 4.13%, while Overseas Chinese Banking Corp Ltd ADR (OVCHY) has a volatility of 5.94%. This indicates that UOVEY experiences smaller price fluctuations and is considered to be less risky than OVCHY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| UOVEY | OVCHY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.13% | 5.94% | -1.81% |
Volatility (6M)Calculated over the trailing 6-month period | 12.24% | 12.85% | -0.61% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.91% | 21.70% | -6.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.74% | 23.82% | -6.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.53% | 24.97% | -4.44% |
Dividends
UOVEY vs. OVCHY - Dividend Comparison
UOVEY's dividend yield for the trailing twelve months is around 4.60%, more than OVCHY's 3.96% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OVCHY Overseas Chinese Banking Corp Ltd ADR | 3.96% | 4.78% | 5.25% | 6.07% | 4.55% | 3.35% | 3.79% | 3.83% | 3.08% | 3.93% | 8.07% | 3.64% |
UOVEY United Overseas Bank Ltd ADR | 4.60% | 6.35% | 4.85% | 5.58% | 3.83% | 3.68% | 2.50% | 4.66% | 4.76% | 3.99% | 8.08% | 5.82% |
Financials
UOVEY vs. OVCHY - Financials Comparison
This section allows you to compare key financial metrics between United Overseas Bank Ltd ADR and Overseas Chinese Banking Corp Ltd ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UOVEY vs. OVCHY - Profitability Comparison
UOVEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Overseas Bank Ltd ADR reported a gross profit of 5.75B and revenue of 12.60B. Therefore, the gross margin over that period was 45.7%.
OVCHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Overseas Chinese Banking Corp Ltd ADR reported a gross profit of 8.70B and revenue of 8.70B. Therefore, the gross margin over that period was 100.0%.
UOVEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Overseas Bank Ltd ADR reported an operating income of 2.19B and revenue of 12.60B, resulting in an operating margin of 17.4%.
OVCHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Overseas Chinese Banking Corp Ltd ADR reported an operating income of 4.51B and revenue of 8.70B, resulting in an operating margin of 51.8%.
UOVEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Overseas Bank Ltd ADR reported a net income of 1.85B and revenue of 12.60B, resulting in a net margin of 14.7%.
OVCHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Overseas Chinese Banking Corp Ltd ADR reported a net income of 3.71B and revenue of 8.70B, resulting in a net margin of 42.6%.
Frequently Asked Questions
UOVEY and OVCHY have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OVCHY has higher volatility (5.94%) compared to UOVEY (4.13%). In terms of maximum drawdown, UOVEY dropped -65.99% vs OVCHY's -45.62%.
OVCHY currently has the higher Sharpe Ratio (2.99 vs 1.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for UOVEY and OVCHY
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer