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United Overseas Bank Ltd ADR (UOVEY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US9112713022
IPO Date
Jul 20, 1970

Highlights

Market Cap
$24.42B
Enterprise Value
$711.01M
EPS (TTM)
$17.03
PE Ratio
3.36
PEG Ratio
0.69
Total Revenue (TTM)
$33.44B
Gross Profit (TTM)
$26.59B
EBITDA (TTM)
$2.93B
Year Range
$45.05 - $64.52
ROA (TTM)
1.87%
ROE (TTM)
20.92%

Share Price Chart


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United Overseas Bank Ltd ADR

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in United Overseas Bank Ltd ADR, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

United Overseas Bank Ltd ADR (UOVEY) has returned 5.00% so far this year and 8.15% over the past 12 months. Looking at the last ten years, UOVEY has achieved an annualized return of 12.89%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


United Overseas Bank Ltd ADR

1D
1.55%
1M
-1.72%
YTD
5.00%
6M
6.68%
1Y
8.15%
3Y*
14.85%
5Y*
13.73%
10Y*
12.89%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 13, 2007, UOVEY's average daily return is +0.05%, while the average monthly return is +0.90%. At this rate, your investment would double in approximately 6.4 years.

Historically, 58% of months were positive and 42% were negative. The best month was May 2009 with a return of +33.6%, while the worst month was Oct 2008 at -24.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.

On a daily basis, UOVEY closed higher 51% of trading days. The best single day was Oct 28, 2008 with a return of +28.4%, while the worst single day was Oct 24, 2008 at -18.5%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202610.21%-3.07%-1.72%5.00%
20253.20%3.62%-1.31%-2.03%3.35%3.12%-2.23%1.66%-2.32%-0.65%-1.24%3.56%8.71%
2024-2.41%-1.27%4.56%4.93%2.29%0.99%5.07%2.53%3.58%-2.33%11.99%-2.04%30.56%
2023-0.79%-2.33%1.37%-2.39%-3.53%0.65%9.63%-5.04%-0.81%-5.54%3.84%5.92%-0.12%
202211.74%-0.02%4.22%-5.22%-1.34%-11.63%5.91%-0.66%-6.71%8.33%17.29%-0.59%19.27%
20212.93%4.63%5.33%3.07%1.35%-3.41%0.75%0.18%-0.05%5.08%-5.76%6.46%21.72%

Benchmark Metrics

United Overseas Bank Ltd ADR has an annualized alpha of 3.67%, beta of 0.82, and R² of 0.36 versus S&P 500 Index. Calculated based on daily prices since July 16, 2007.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (94.59%) than losses (94.39%) — typical of diversified or defensive assets.
  • R² of 0.36 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
3.67%
Beta
0.82
0.36
Upside Capture
94.59%
Downside Capture
94.39%

Return for Risk

Risk / Return Rank

UOVEY ranks 52 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


UOVEY Risk / Return Rank: 5252
Overall Rank
UOVEY Sharpe Ratio Rank: 5757
Sharpe Ratio Rank
UOVEY Sortino Ratio Rank: 4747
Sortino Ratio Rank
UOVEY Omega Ratio Rank: 5050
Omega Ratio Rank
UOVEY Calmar Ratio Rank: 5252
Calmar Ratio Rank
UOVEY Martin Ratio Rank: 5555
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for United Overseas Bank Ltd ADR (UOVEY) and compare them to a chosen benchmark (S&P 500 Index).


UOVEYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.46

0.90

-0.44

Sortino ratio

Return per unit of downside risk

0.71

1.39

-0.68

Omega ratio

Gain probability vs. loss probability

1.11

1.21

-0.10

Calmar ratio

Return relative to maximum drawdown

0.46

1.40

-0.94

Martin ratio

Return relative to average drawdown

1.44

6.61

-5.17

Explore UOVEY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

United Overseas Bank Ltd ADR provided a 6.05% dividend yield over the last twelve months, with an annual payout of $3.46 per share. The company has been increasing its dividends for 5 consecutive years.


3.00%4.00%5.00%6.00%7.00%8.00%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$3.46$3.46$2.59$2.42$1.75$1.47$0.85$1.83$1.72$1.58$2.27$1.60

Dividend yield

6.05%6.35%4.85%5.58%3.83%3.68%2.50%4.66%4.76%3.99%8.08%5.82%

Monthly Dividends

The table displays the monthly dividend distributions for United Overseas Bank Ltd ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$1.74$0.00$0.00$0.00$1.72$0.00$0.00$0.00$0.00$3.46
2024$0.00$0.00$0.00$1.27$0.00$0.00$0.00$1.32$0.00$0.00$0.00$0.00$2.59
2023$0.00$0.00$0.00$1.13$0.00$0.00$0.00$1.28$0.00$0.00$0.00$0.00$2.42
2022$0.00$0.00$0.00$0.88$0.00$0.00$0.00$0.87$0.00$0.00$0.00$0.00$1.75
2021$0.00$0.00$0.00$0.00$0.58$0.00$0.00$0.89$0.00$0.00$0.00$0.00$1.47

Dividend Yield & Payout


Dividend Yield

United Overseas Bank Ltd ADR has a dividend yield of 6.05%, which means its dividend payment is significantly above the market average.

Payout Ratio

United Overseas Bank Ltd ADR has a payout ratio of 63.30%, which is quite average when compared to the overall market. This suggests that United Overseas Bank Ltd ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the United Overseas Bank Ltd ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the United Overseas Bank Ltd ADR was 65.99%, occurring on Mar 9, 2009. Recovery took 277 trading sessions.

The current United Overseas Bank Ltd ADR drawdown is 8.00%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-65.99%May 7, 2008211Mar 9, 2009277Apr 14, 2010488
-43.81%May 1, 2018477Mar 23, 2020398Oct 19, 2021875
-34.7%Aug 2, 201182Nov 25, 2011343Apr 11, 2013425
-34.41%Jul 24, 2014376Jan 20, 2016324May 3, 2017700
-23.39%Oct 12, 200769Jan 22, 200864Apr 23, 2008133

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of United Overseas Bank Ltd ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how United Overseas Bank Ltd ADR is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for UOVEY, comparing it with other companies in the Banks - Regional industry. Currently, UOVEY has a P/E ratio of 3.4. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for UOVEY compared to other companies in the Banks - Regional industry. UOVEY currently has a PEG ratio of 0.7. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for UOVEY relative to other companies in the Banks - Regional industry. Currently, UOVEY has a P/S ratio of 1.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for UOVEY in comparison with other companies in the Banks - Regional industry. Currently, UOVEY has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items