OVCHY vs. V

Last updated Apr 1, 2026

Compare and contrast key facts about Overseas Chinese Banking Corp Ltd ADR (OVCHY) and Visa Inc. (V).

Performance

OVCHY vs. V - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Overseas Chinese Banking Corp Ltd ADR (OVCHY) and Visa Inc. (V). The values are adjusted to include any dividend payments, if applicable.

OVCHY vs. V - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
OVCHY Overseas Chinese Banking Corp Ltd ADR	10.50%	33.93%	33.06%	15.54%	11.75%	14.29%	-1.22%	1.15%	-8.35%	59.34%
V Visa Inc.	-13.64%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%

Fundamentals

EPS OVCHY : $4.85 V : $15.10
PE Ratio OVCHY : 7.05 V : 20.02
PEG Ratio OVCHY : 0.62 V : 1.23
PS Ratio OVCHY : 2.97 V : 10.06
Total Revenue (TTM) OVCHY : $26.07B V : $41.39B
Gross Profit (TTM) OVCHY : $26.07B V : $24.66B
EBITDA (TTM) OVCHY : $13.10B V : $26.20B

Returns By Period

In the year-to-date period, OVCHY achieves a 10.50% return, which is significantly higher than V's -13.64% return. Both investments have delivered pretty close results over the past 10 years, with OVCHY having a 15.82% annualized return and V not far behind at 15.37%.

OVCHY

• 1D: 2.15%
• 1M: 1.36%
• YTD: 10.50%
• 6M: 34.59%
• 1Y: 42.50%
• 3Y*: 30.11%
• 5Y*: 20.21%
• 10Y*: 15.82%

V

• 1D: 0.90%
• 1M: -5.59%
• YTD: -13.64%
• 6M: -11.11%
• 1Y: -13.11%
• 3Y*: 11.10%
• 5Y*: 7.65%
• 10Y*: 15.37%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

OVCHY vs. V — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

OVCHY

OVCHY Risk / Return Rank: 86
OVCHY Sharpe Ratio Rank: 88
OVCHY Sortino Ratio Rank: 85
OVCHY Omega Ratio Rank: 84
OVCHY Calmar Ratio Rank: 83
OVCHY Martin Ratio Rank: 91

V

V Risk / Return Rank: 19
V Sharpe Ratio Rank: 18
V Sortino Ratio Rank: 17
V Omega Ratio Rank: 17
V Calmar Ratio Rank: 24
V Martin Ratio Rank: 19

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

OVCHY vs. V - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Overseas Chinese Banking Corp Ltd ADR (OVCHY) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	OVCHY	V	Difference
Sharpe ratio Return per unit of total volatility	1.80	-0.56	+2.35
Sortino ratio Return per unit of downside risk	2.40	-0.63	+3.03
Omega ratio Gain probability vs. loss probability	1.33	0.91	+0.42
Calmar ratio Return relative to maximum drawdown	2.73	-0.55	+3.28
Martin ratio Return relative to average drawdown	11.40	-1.20	+12.60
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

OVCHY vs. V - Sharpe Ratio Comparison

The current OVCHY Sharpe Ratio is 1.80, which is higher than the V Sharpe Ratio of -0.56. The chart below compares the historical Sharpe Ratios of OVCHY and V, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	OVCHY	V	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.80	-0.56	+2.35
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.85	0.34	+0.50
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.63	0.63	0.00
Sharpe Ratio (All Time) Calculated using the full available price history	0.45	0.68	-0.23

Correlation

The correlation between OVCHY and V is 0.20, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

OVCHY vs. V - Dividend Comparison

OVCHY's dividend yield for the trailing twelve months is around 4.32%, more than V's 0.83% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
OVCHY Overseas Chinese Banking Corp Ltd ADR	4.32%	4.78%	5.25%	6.07%	4.55%	3.35%	3.79%	3.83%	3.08%	3.93%	8.07%	3.64%
V Visa Inc.	0.83%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%

Drawdowns

OVCHY vs. V - Drawdown Comparison

The maximum OVCHY drawdown since its inception was -45.62%, smaller than the maximum V drawdown of -51.90%. Use the drawdown chart below to compare losses from any high point for OVCHY and V.

Drawdown Indicators

	OVCHY	V	Difference
Max Drawdown Largest peak-to-trough decline	-45.62%	-51.90%	+6.28%
Max Drawdown (1Y) Largest decline over 1 year	-15.08%	-20.38%	+5.30%
Max Drawdown (5Y) Largest decline over 5 years	-18.37%	-28.60%	+10.23%
Max Drawdown (10Y) Largest decline over 10 years	-45.62%	-36.36%	-9.26%
Current Drawdown Current decline from peak	-0.65%	-18.57%	+17.92%
Average Drawdown Average peak-to-trough decline	-10.00%	-8.20%	-1.80%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.61%	9.29%	-5.68%

Volatility

OVCHY vs. V - Volatility Comparison

Overseas Chinese Banking Corp Ltd ADR (OVCHY) and Visa Inc. (V) have volatilities of 5.40% and 5.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	OVCHY	V	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.40%	5.55%	-0.15%
Volatility (6M) Calculated over the trailing 6-month period	12.93%	15.39%	-2.46%
Volatility (1Y) Calculated over the trailing 1-year period	23.77%	23.81%	-0.04%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	24.01%	22.47%	+1.54%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	25.18%	24.32%	+0.86%

Financials

OVCHY vs. V - Profitability Comparison

The chart below illustrates the profitability comparison between Overseas Chinese Banking Corp Ltd ADR and Visa Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

OVCHY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Overseas Chinese Banking Corp Ltd ADR reported a gross profit of 8.70B and revenue of 8.70B. Therefore, the gross margin over that period was 100.0%.

V - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported a gross profit of 0.00 and revenue of 10.90B. Therefore, the gross margin over that period was 0.0%.

OVCHY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Overseas Chinese Banking Corp Ltd ADR reported an operating income of 4.51B and revenue of 8.70B, resulting in an operating margin of 51.8%.

V - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported an operating income of 6.74B and revenue of 10.90B, resulting in an operating margin of 61.8%.

OVCHY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Overseas Chinese Banking Corp Ltd ADR reported a net income of 3.71B and revenue of 8.70B, resulting in a net margin of 42.6%.

V - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported a net income of 5.85B and revenue of 10.90B, resulting in a net margin of 53.7%.