UNTY vs. JPM
UNTY (Unity Bancorp, Inc.) and JPM (JPMorgan Chase & Co.) are both stocks. Both are in the Financial Services sector — UNTY in Banks - Regional, JPM in Banks - Diversified. Over the past 10 years, UNTY returned 18.83%/yr vs 21.92%/yr for JPM. At a 0.15 correlation, their price movements are largely independent.
Performance
UNTY vs. JPM - Performance Comparison
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Returns By Period
In the year-to-date period, UNTY achieves a 7.87% return, which is significantly higher than JPM's 3.87% return. Over the past 10 years, UNTY has underperformed JPM with an annualized return of 18.83%, while JPM has yielded a comparatively higher 21.92% annualized return.
UNTY
- 1D
- 0.04%
- 1M
- 1.90%
- YTD
- 7.87%
- 6M
- 3.33%
- 1Y
- 28.13%
- 3Y*
- 35.00%
- 5Y*
- 22.23%
- 10Y*
- 18.83%
JPM
- 1D
- 1.92%
- 1M
- 8.19%
- YTD
- 3.87%
- 6M
- 3.59%
- 1Y
- 22.88%
- 3Y*
- 36.73%
- 5Y*
- 20.01%
- 10Y*
- 21.92%
UNTY vs. JPM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNTY Unity Bancorp, Inc. | 7.87% | 20.07% | 49.81% | 10.35% | 5.75% | 51.89% | -20.60% | 10.33% | 6.38% | 27.43% |
JPM JPMorgan Chase & Co. | 3.87% | 37.27% | 44.29% | 30.63% | -12.64% | 27.75% | -5.53% | 47.26% | -6.62% | 26.76% |
Correlation
The correlation between UNTY and JPM is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.35 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.42 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.42 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Jan 20, 1997 | 0.15 |
The correlation between UNTY and JPM shifts across timeframes, from 0.15 (all time) to 0.42 (3 years), reflecting how their relationship changes across market environments.
Fundamentals
UNTY:
$565.53M
JPM:
$926.06B
UNTY:
$5.94
JPM:
$21.08
UNTY:
9.33
JPM:
15.72
UNTY:
0.65
JPM:
1.74
UNTY:
2.68
JPM:
3.25
UNTY:
1.58
JPM:
2.69
UNTY:
$211.06M
JPM:
$285.09B
UNTY:
$134.39M
JPM:
$173.52B
UNTY:
$80.35M
JPM:
$81.46B
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Return for Risk
UNTY vs. JPM — Risk / Return Rank
UNTY
JPM
UNTY vs. JPM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Unity Bancorp, Inc. (UNTY) and JPMorgan Chase & Co. (JPM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNTY | JPM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.09 | ||
| Sortino ratioReturn per unit of downside risk | +0.03 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.19 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.76 | 1.49 | +0.27 |
| Martin ratioReturn relative to average drawdown | 3.87 | 3.50 | +0.37 |
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Drawdowns
UNTY vs. JPM - Drawdown Comparison
The maximum UNTY drawdown since its inception was -88.69%, which is greater than JPM's maximum drawdown of -76.16%. Use the drawdown chart below to compare losses from any high point for UNTY and JPM.
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Drawdown Indicators
| UNTY | JPM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.69% | -76.16% | -12.53% |
Max Drawdown (1Y)Largest decline over 1 year | -16.10% | -15.47% | -0.63% |
Max Drawdown (3Y)Largest decline over 3 years | -23.58% | -24.42% | +0.84% |
Max Drawdown (5Y)Largest decline over 5 years | -30.94% | -38.77% | +7.83% |
Max Drawdown (10Y)Largest decline over 10 years | -59.97% | -43.63% | -16.34% |
Current DrawdownCurrent decline from peak | -2.37% | -0.59% | -1.78% |
Average DrawdownAverage peak-to-trough decline | -35.09% | -17.61% | -17.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.28% | 6.55% | +0.73% |
Volatility
UNTY vs. JPM - Volatility Comparison
Unity Bancorp, Inc. (UNTY) has a higher volatility of 8.05% compared to JPMorgan Chase & Co. (JPM) at 7.33%. This indicates that UNTY's price experiences larger fluctuations and is considered to be riskier than JPM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNTY | JPM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.05% | 7.33% | +0.72% |
Volatility (6M)Calculated over the trailing 6-month period | 18.52% | 17.13% | +1.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.69% | 22.15% | +7.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.70% | 24.47% | +5.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 42.32% | 27.44% | +14.88% |
Dividends
UNTY vs. JPM - Dividend Comparison
UNTY's dividend yield for the trailing twelve months is around 1.12%, less than JPM's 1.78% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JPM JPMorgan Chase & Co. | 1.78% | 1.72% | 1.92% | 2.38% | 2.98% | 2.34% | 2.83% | 2.37% | 2.54% | 1.91% | 2.13% | 2.54% |
UNTY Unity Bancorp, Inc. | 1.12% | 1.12% | 1.19% | 1.62% | 1.57% | 1.37% | 1.82% | 1.37% | 1.30% | 1.16% | 1.07% | 1.12% |
Financials
UNTY vs. JPM - Financials Comparison
This section allows you to compare key financial metrics between Unity Bancorp, Inc. and JPMorgan Chase & Co.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNTY vs. JPM - Profitability Comparison
UNTY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Unity Bancorp, Inc. reported a gross profit of 32.56M and revenue of 48.06M. Therefore, the gross margin over that period was 67.8%.
JPM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, JPMorgan Chase & Co. reported a gross profit of 47.33B and revenue of 73.66B. Therefore, the gross margin over that period was 64.3%.
UNTY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Unity Bancorp, Inc. reported an operating income of 19.24M and revenue of 48.06M, resulting in an operating margin of 40.0%.
JPM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, JPMorgan Chase & Co. reported an operating income of 20.48B and revenue of 73.66B, resulting in an operating margin of 27.8%.
UNTY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Unity Bancorp, Inc. reported a net income of 14.29M and revenue of 48.06M, resulting in a net margin of 29.7%.
JPM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, JPMorgan Chase & Co. reported a net income of 16.49B and revenue of 73.66B, resulting in a net margin of 22.4%.
Frequently Asked Questions
UNTY and JPM have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UNTY has higher volatility (8.05%) compared to JPM (7.33%). In terms of maximum drawdown, UNTY dropped -88.69% vs JPM's -76.16%.
JPM currently has the higher Sharpe Ratio (1.04 vs 0.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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