UNH vs. T
UNH (UnitedHealth Group Incorporated) and T (AT&T Inc.) are both stocks. UNH operates in Healthcare Plans (Healthcare), while T operates in Telecom Services (Communication Services). Over the past 10 years, UNH returned 13.41%/yr vs 3.11%/yr for T. At a 0.20 correlation, their price movements are largely independent.
Performance
UNH vs. T - Performance Comparison
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Returns By Period
In the year-to-date period, UNH achieves a 26.20% return, which is significantly higher than T's -4.15% return. Over the past 10 years, UNH has outperformed T with an annualized return of 13.41%, while T has yielded a comparatively lower 3.11% annualized return.
UNH
- 1D
- 1.19%
- 1M
- 4.96%
- YTD
- 26.20%
- 6M
- 22.13%
- 1Y
- 35.57%
- 3Y*
- -1.61%
- 5Y*
- 2.54%
- 10Y*
- 13.41%
T
- 1D
- -1.23%
- 1M
- -3.08%
- YTD
- -4.15%
- 6M
- -2.06%
- 1Y
- -13.78%
- 3Y*
- 19.48%
- 5Y*
- 7.30%
- 10Y*
- 3.11%
UNH vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 26.20% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
T AT&T Inc. | -4.15% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between UNH and T is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.18 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.20 |
The correlation between UNH and T shifts across timeframes, from 0.08 (3 years) to 0.24 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
UNH:
$13.23
T:
$3.04
UNH:
31.07
T:
7.65
UNH:
0.83
T:
1.33
UNH:
$449.71B
T:
$125.65B
UNH:
$84.55B
T:
$105.41B
UNH:
$22.99B
T:
$54.70B
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Return for Risk
UNH vs. T — Risk / Return Rank
UNH
T
UNH vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.52 | ||
| Sortino ratioReturn per unit of downside risk | +2.14 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 0.91 | +0.30 |
| Calmar ratioReturn relative to maximum drawdown | 1.23 | -0.63 | +1.87 |
| Martin ratioReturn relative to average drawdown | 2.71 | -1.29 | +4.00 |
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Drawdowns
UNH vs. T - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than T's maximum drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for UNH and T.
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Drawdown Indicators
| UNH | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -64.15% | -10.22% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -21.87% | -7.09% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -21.87% | -39.52% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -32.01% | -29.38% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -42.35% | -19.04% |
Current DrawdownCurrent decline from peak | -31.47% | -19.13% | -12.34% |
Average DrawdownAverage peak-to-trough decline | -14.77% | -15.72% | +0.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.18% | 10.70% | +2.48% |
Volatility
UNH vs. T - Volatility Comparison
The current volatility for UnitedHealth Group Incorporated (UNH) is 7.65%, while AT&T Inc. (T) has a volatility of 8.27%. This indicates that UNH experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.65% | 8.27% | -0.62% |
Volatility (6M)Calculated over the trailing 6-month period | 30.78% | 17.84% | +12.94% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.08% | 22.21% | +17.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.89% | 24.03% | +7.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.19% | 23.74% | +6.45% |
Dividends
UNH vs. T - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.72%, less than T's 4.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | 4.77% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
UNH UnitedHealth Group Incorporated | 2.72% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. T - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UNH and T have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (8.27%) compared to UNH (7.65%). In terms of maximum drawdown, UNH dropped -74.37% vs T's -64.15%.
UNH currently has the higher Sharpe Ratio (0.89 vs -0.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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