UNH vs. RIO
UNH (UnitedHealth Group Incorporated) and RIO (Rio Tinto Group) are both stocks. UNH operates in Healthcare Plans (Healthcare), while RIO operates in Other Industrial Metals & Mining (Basic Materials). Over the past 10 years, UNH returned 13.22%/yr vs 18.86%/yr for RIO. At a 0.18 correlation, their price movements are largely independent.
Performance
UNH vs. RIO - Performance Comparison
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Returns By Period
In the year-to-date period, UNH achieves a 29.43% return, which is significantly higher than RIO's 14.41% return. Over the past 10 years, UNH has underperformed RIO with an annualized return of 13.22%, while RIO has yielded a comparatively higher 18.86% annualized return.
UNH
- 1D
- -1.07%
- 1M
- 5.14%
- 6M
- 29.07%
- YTD
- 29.43%
- 1Y
- 53.14%
- 3Y*
- -4.02%
- 5Y*
- 2.11%
- 10Y*
- 13.22%
- ALL TIME*
- 23.05%
RIO
- 1D
- -1.20%
- 1M
- -11.00%
- 6M
- 7.55%
- YTD
- 14.41%
- 1Y
- 54.91%
- 3Y*
- 17.24%
- 5Y*
- 9.21%
- 10Y*
- 18.86%
- ALL TIME*
- 11.71%
UNH vs. RIO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 29.43% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
RIO Rio Tinto Group | 14.41% | 44.47% | -15.36% | 11.06% | 18.48% | -3.67% | 36.22% | 33.18% | -2.93% | 44.87% |
Correlation
The correlation between UNH and RIO is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.16 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.09 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.13 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Jun 28, 1990 | 0.18 |
Fundamentals
UNH:
$382.83B
RIO:
$144.65B
UNH:
$15.53
RIO:
$13.11
UNH:
27.15
RIO:
6.79
UNH:
0.85
RIO:
1.31
UNH:
3.65
RIO:
2.35
UNH:
$450.13B
RIO:
$111.41B
UNH:
$101.21B
RIO:
$31.10B
UNH:
$25.76B
RIO:
$40.42B
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Return for Risk
UNH vs. RIO — Risk / Return Rank
UNH
RIO
UNH vs. RIO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and Rio Tinto Group (RIO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | RIO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.51 | ||
| Sortino ratioReturn per unit of downside risk | -0.59 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 1.84 | 2.66 | -0.82 |
| Martin ratioReturn relative to average drawdown | 4.38 | 8.59 | -4.21 |
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Drawdowns
UNH vs. RIO - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, smaller than the maximum RIO drawdown of -88.97%. Use the drawdown chart below to compare losses from any high point for UNH and RIO.
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Drawdown Indicators
| UNH | RIO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -88.97% | +14.60% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -20.74% | -8.22% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -24.19% | -37.20% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -35.25% | -26.14% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -37.47% | -23.92% |
Current DrawdownCurrent decline from peak | -29.72% | -20.50% | -9.22% |
Average DrawdownAverage peak-to-trough decline | -14.81% | -23.74% | +8.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.16% | 6.41% | +5.75% |
Volatility
UNH vs. RIO - Volatility Comparison
The current volatility for UnitedHealth Group Incorporated (UNH) is 7.16%, while Rio Tinto Group (RIO) has a volatility of 8.38%. This indicates that UNH experiences smaller price fluctuations and is considered to be less risky than RIO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | RIO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.16% | 8.38% | -1.22% |
Volatility (6M)Calculated over the trailing 6-month period | 31.06% | 24.96% | +6.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.54% | 29.72% | +9.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.99% | 29.33% | +2.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.27% | 30.42% | -0.15% |
Dividends
UNH vs. RIO - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.12%, less than RIO's 4.51% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RIO Rio Tinto Group | 4.51% | 4.66% | 7.40% | 5.40% | 10.48% | 10.23% | 5.13% | 7.68% | 6.32% | 4.47% | 3.93% | 7.58% |
UNH UnitedHealth Group Incorporated | 2.12% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. RIO - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and Rio Tinto Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNH vs. RIO - Profitability Comparison
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, UnitedHealth Group Incorporated reported a gross profit of 36.67B and revenue of 112.03B. Therefore, the gross margin over that period was 32.7%.
RIO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Rio Tinto Group reported a gross profit of 8.15B and revenue of 30.65B. Therefore, the gross margin over that period was 26.6%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, UnitedHealth Group Incorporated reported an operating income of 7.99B and revenue of 112.03B, resulting in an operating margin of 7.1%.
RIO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Rio Tinto Group reported an operating income of 8.15B and revenue of 30.65B, resulting in an operating margin of 26.6%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, UnitedHealth Group Incorporated reported a net income of 5.48B and revenue of 112.03B, resulting in a net margin of 4.9%.
RIO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Rio Tinto Group reported a net income of 5.42B and revenue of 30.65B, resulting in a net margin of 17.7%.
Frequently Asked Questions
UNH and RIO have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RIO has higher volatility (8.38%) compared to UNH (7.16%). In terms of maximum drawdown, UNH dropped -74.37% vs RIO's -88.97%.
RIO currently has the higher Sharpe Ratio (1.86 vs 1.35), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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