UDI vs. VTV

Last updated Jul 14, 2026

UDI (USCF ESG Dividend Income Fund) and VTV (Vanguard Value ETF) are both Large Cap Value Equities funds. UDI is actively managed, while VTV is passively managed. Over the past 3 years, UDI returned 17.07%/yr vs 18.06%/yr for VTV. Their correlation of 0.90 suggests significant overlap in exposure. UDI charges 0.65%/yr vs 0.04%/yr for VTV.

Performance

UDI vs. VTV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USCF ESG Dividend Income Fund (UDI) and Vanguard Value ETF (VTV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UDI achieves a 15.03% return, which is significantly lower than VTV's 16.06% return.

UDI

• 1D: 0.54%
• 1M: 1.66%
• 6M: 13.65%
• YTD: 15.03%
• 1Y: 23.75%
• 3Y*: 17.07%
• 5Y*: —
• 10Y*: —

VTV

• 1D: 0.07%
• 1M: 1.54%
• 6M: 12.58%
• YTD: 16.06%
• 1Y: 25.63%
• 3Y*: 18.06%
• 5Y*: 12.36%
• 10Y*: 12.43%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UDI vs. VTV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
UDI USCF ESG Dividend Income Fund	15.03%	14.23%	17.07%	6.35%	3.14%
VTV Vanguard Value ETF	16.06%	15.27%	15.95%	9.32%	-1.10%

Correlation

The correlation between UDI and VTV is 0.78, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.78
Correlation (3Y) Calculated over the trailing 3-year period	0.87
Correlation (All Time) Calculated using the full available price history since Jun 8, 2022	0.90

The correlation between UDI and VTV shifts across timeframes, from 0.78 (1 year) to 0.90 (all time), reflecting how their relationship changes across market environments.

UDI vs. VTV - Sectors Allocation Comparison

Sectors	UDI	VTV
Financial Services	28.3%	21.5%
Healthcare	16.6%	14.1%
Energy	11.4%	7.4%
Real Estate	10.2%	2.7%
Utilities	8.1%	4.8%
Technology	7.9%	16.5%
Communication Services	5.0%	2.9%
Basic Materials	4.1%	3.3%
Consumer Defensive	4.0%	8.9%
Industrials	2.5%	13.6%
Consumer Cyclical	2.1%	4.0%

Return for Risk

UDI vs. VTV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UDI

UDI Risk / Return Rank: 89
UDI Sharpe Ratio Rank: 89
UDI Sortino Ratio Rank: 90
UDI Omega Ratio Rank: 85
UDI Calmar Ratio Rank: 89
UDI Martin Ratio Rank: 90

VTV

VTV Risk / Return Rank: 90
VTV Sharpe Ratio Rank: 91
VTV Sortino Ratio Rank: 92
VTV Omega Ratio Rank: 89
VTV Calmar Ratio Rank: 88
VTV Martin Ratio Rank: 89

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UDI vs. VTV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USCF ESG Dividend Income Fund (UDI) and Vanguard Value ETF (VTV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	UDI	VTV	Difference
Sharpe ratio: Return per unit of total volatility	2.33	2.49	-0.15
Sortino ratio: Return per unit of downside risk	3.34	3.57	-0.23
Omega ratio: Gain probability vs. loss probability	1.41	1.45	-0.04
Calmar ratio: Return relative to maximum drawdown	4.22	4.05	+0.16
Martin ratio: Return relative to average drawdown	16.00	15.35	+0.65

UDI vs. VTV - Sharpe Ratio Comparison

The current UDI Sharpe Ratio is 2.33, which is comparable to the VTV Sharpe Ratio of 2.49. The chart below compares the historical Sharpe Ratios of UDI and VTV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

UDI vs. VTV - Drawdown Comparison

The maximum UDI drawdown since its inception was -14.17%, smaller than the maximum VTV drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for UDI and VTV.

Drawdown Indicators

	UDI	VTV	Difference
Max Drawdown Largest peak-to-trough decline	-14.17%	-59.27%	+45.10%
Max Drawdown (1Y) Largest decline over 1 year	-5.66%	-6.35%	+0.69%
Max Drawdown (3Y) Largest decline over 3 years	-14.17%	-14.52%	+0.35%
Max Drawdown (5Y) Largest decline over 5 years	—	-17.04%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-36.78%	—
Current Drawdown Current decline from peak	0.00%	-0.10%	+0.10%
Average Drawdown Average peak-to-trough decline	-3.03%	-7.83%	+4.80%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.49%	1.67%	-0.18%

Volatility

UDI vs. VTV - Volatility Comparison

USCF ESG Dividend Income Fund (UDI) has a higher volatility of 3.42% compared to Vanguard Value ETF (VTV) at 3.09%. This indicates that UDI's price experiences larger fluctuations and is considered to be riskier than VTV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UDI	VTV	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.42%	3.09%	+0.33%
Volatility (6M) Calculated over the trailing 6-month period	7.37%	7.74%	-0.37%
Volatility (1Y) Calculated over the trailing 1-year period	10.24%	10.38%	-0.14%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.98%	13.86%	+0.12%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.98%	16.61%	-2.63%

UDI vs. VTV - Expense Ratio Comparison

UDI has a 0.65% expense ratio, which is higher than VTV's 0.04% expense ratio.

Dividends

UDI vs. VTV - Dividend Comparison

UDI's dividend yield for the trailing twelve months is around 2.40%, more than VTV's 1.86% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UDI USCF ESG Dividend Income Fund	2.40%	2.42%	5.33%	2.61%	1.79%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTV Vanguard Value ETF	1.86%	2.05%	2.31%	2.46%	2.52%	2.15%	2.56%	2.50%	2.73%	2.29%	2.44%	2.60%

Frequently Asked Questions

Can I hold both UDI and VTV in my portfolio?

UDI and VTV have a correlation of 0.78, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UDI or VTV?

UDI has higher volatility (3.42%) compared to VTV (3.09%). In terms of maximum drawdown, UDI dropped -14.17% vs VTV's -59.27%.

Which ETF is better, UDI or VTV?

On 3-year performance, VTV leads with 18.06% vs 17.07% for UDI. On fees, VTV is cheaper at 0.04% per year. On volatility, VTV has been the lower-risk option at 3.09%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, UDI or VTV?

Over the 3-year period, VTV has performed better with a 18.06% return vs 17.07%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, UDI or VTV?

VTV is cheaper with a 0.04% expense ratio, compared with 0.65% for UDI.

Which ETF pays a higher dividend yield, UDI or VTV?

UDI has the higher dividend yield at 2.40%, compared with 1.86% for VTV.

What is the main difference between UDI and VTV?

They also come from different issuers: USCF Advisers and Vanguard. Their fees differ too: 0.65% for UDI and 0.04% for VTV.

Which has better risk-adjusted returns?

VTV currently has the higher Sharpe Ratio (2.49 vs 2.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.