UCRD vs. VCIT
UCRD (VictoryShares ESG Corporate Bond ETF) and VCIT (Vanguard Intermediate-Term Corporate Bond ETF) are both Corporate Bonds funds. UCRD is actively managed, while VCIT is passively managed. Over the past 3 years, UCRD returned 5.64%/yr vs 6.00%/yr for VCIT. Their correlation of 0.89 suggests significant overlap in exposure. UCRD charges 0.40%/yr vs 0.03%/yr for VCIT.
Performance
UCRD vs. VCIT - Performance Comparison
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Returns By Period
In the year-to-date period, UCRD achieves a 0.51% return, which is significantly higher than VCIT's 0.18% return.
UCRD
- 1D
- -0.21%
- 1M
- 0.46%
- YTD
- 0.51%
- 6M
- 0.37%
- 1Y
- 6.14%
- 3Y*
- 5.64%
- 5Y*
- —
- 10Y*
- —
VCIT
- 1D
- -0.22%
- 1M
- 0.28%
- YTD
- 0.18%
- 6M
- 0.07%
- 1Y
- 6.13%
- 3Y*
- 6.00%
- 5Y*
- 1.22%
- 10Y*
- 2.93%
UCRD vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
UCRD VictoryShares ESG Corporate Bond ETF | 0.51% | 7.90% | 2.68% | 9.27% | -17.13% | 0.30% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 0.18% | 9.34% | 3.20% | 8.98% | -13.98% | -0.53% |
Correlation
The correlation between UCRD and VCIT is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.96 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.96 |
Correlation (All Time) Calculated using the full available price history since Oct 6, 2021 | 0.89 |
The correlation between UCRD and VCIT has been stable across timeframes, ranging from 0.89 to 0.96 - a consistent structural relationship.
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Return for Risk
UCRD vs. VCIT — Risk / Return Rank
UCRD
VCIT
UCRD vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VictoryShares ESG Corporate Bond ETF (UCRD) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UCRD | VCIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.07 | ||
| Sortino ratioReturn per unit of downside risk | -0.12 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.27 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.13 | 2.08 | +0.05 |
| Martin ratioReturn relative to average drawdown | 6.62 | 6.95 | -0.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UCRD | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.50 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.19 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.47 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.03 | 0.75 | -0.72 |
Drawdowns
UCRD vs. VCIT - Drawdown Comparison
The maximum UCRD drawdown since its inception was -22.37%, which is greater than VCIT's maximum drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for UCRD and VCIT.
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Drawdown Indicators
| UCRD | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.37% | -20.56% | -1.81% |
Max Drawdown (1Y)Largest decline over 1 year | -2.90% | -2.96% | +0.06% |
Max Drawdown (3Y)Largest decline over 3 years | -6.54% | -6.11% | -0.43% |
Max Drawdown (5Y)Largest decline over 5 years | — | -20.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -20.56% | — |
Current DrawdownCurrent decline from peak | -1.13% | -1.36% | +0.23% |
Average DrawdownAverage peak-to-trough decline | -8.41% | -3.16% | -5.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.88% | +0.05% |
Volatility
UCRD vs. VCIT - Volatility Comparison
VictoryShares ESG Corporate Bond ETF (UCRD) has a higher volatility of 1.46% compared to Vanguard Intermediate-Term Corporate Bond ETF (VCIT) at 1.38%. This indicates that UCRD's price experiences larger fluctuations and is considered to be riskier than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UCRD | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.46% | 1.38% | +0.08% |
Volatility (6M)Calculated over the trailing 6-month period | 3.22% | 3.06% | +0.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.32% | 4.10% | +0.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.56% | 6.61% | +0.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.56% | 6.28% | +1.28% |
UCRD vs. VCIT - Expense Ratio Comparison
UCRD has a 0.40% expense ratio, which is higher than VCIT's 0.03% expense ratio.
Dividends
UCRD vs. VCIT - Dividend Comparison
UCRD's dividend yield for the trailing twelve months is around 4.18%, less than VCIT's 4.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UCRD VictoryShares ESG Corporate Bond ETF | 4.18% | 4.05% | 4.00% | 3.56% | 2.72% | 0.54% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.80% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
With a correlation of 0.96, UCRD and VCIT move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
UCRD has higher volatility (1.46%) compared to VCIT (1.38%). In terms of maximum drawdown, UCRD dropped -22.37% vs VCIT's -20.56%.
On 3-year performance, VCIT leads with 6.00% vs 5.64% for UCRD. On fees, VCIT is cheaper at 0.03% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 3-year period, VCIT has performed better with a 6.00% return vs 5.64%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCIT is cheaper with a 0.03% expense ratio, compared with 0.40% for UCRD.
VCIT has the higher dividend yield at 4.80%, compared with 4.18% for UCRD.
They also come from different issuers: Victory and Vanguard. Their fees differ too: 0.40% for UCRD and 0.03% for VCIT.
VCIT currently has the higher Sharpe Ratio (1.50 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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