TSITX vs. TCIEX
Compare and contrast key facts about TIAA-CREF Lifestyle Income Fund (TSITX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX).
TSITX is managed by TIAA Investments. It was launched on Dec 8, 2011. TCIEX is a passively managed fund by TIAA Investments that tracks the performance of the MSCI EAFE Index. It was launched on Oct 1, 2002.
Performance
TSITX vs. TCIEX - Performance Comparison
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TSITX vs. TCIEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TSITX TIAA-CREF Lifestyle Income Fund | -2.12% | 9.19% | 6.23% | 9.24% | -10.72% | 3.04% | 8.79% | 10.93% | -2.04% | 6.36% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | 1.04% | 31.55% | 3.69% | 18.21% | -14.19% | 11.30% | 8.13% | 21.82% | -13.27% | 25.34% |
Returns By Period
In the year-to-date period, TSITX achieves a -2.12% return, which is significantly lower than TCIEX's 1.04% return. Over the past 10 years, TSITX has underperformed TCIEX with an annualized return of 3.96%, while TCIEX has yielded a comparatively higher 8.90% annualized return.
TSITX
- 1D
- 0.18%
- 1M
- -3.57%
- YTD
- -2.12%
- 6M
- -0.87%
- 1Y
- 5.26%
- 3Y*
- 6.31%
- 5Y*
- 2.69%
- 10Y*
- 3.96%
TCIEX
- 1D
- 3.00%
- 1M
- -6.29%
- YTD
- 1.04%
- 6M
- 4.81%
- 1Y
- 22.86%
- 3Y*
- 14.48%
- 5Y*
- 8.26%
- 10Y*
- 8.90%
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TSITX vs. TCIEX - Expense Ratio Comparison
TSITX has a 0.10% expense ratio, which is higher than TCIEX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TSITX vs. TCIEX — Risk / Return Rank
TSITX
TCIEX
TSITX vs. TCIEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifestyle Income Fund (TSITX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TSITX | TCIEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.35 | 1.36 | 0.00 |
Sortino ratioReturn per unit of downside risk | 1.83 | 1.87 | -0.04 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.83 | -0.48 |
Martin ratioReturn relative to average drawdown | 6.86 | 6.94 | -0.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TSITX | TCIEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.35 | 1.36 | 0.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.52 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.90 | 0.54 | +0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.00 | 0.39 | +0.61 |
Correlation
The correlation between TSITX and TCIEX is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TSITX vs. TCIEX - Dividend Comparison
TSITX's dividend yield for the trailing twelve months is around 2.88%, less than TCIEX's 3.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TSITX TIAA-CREF Lifestyle Income Fund | 2.88% | 3.66% | 3.83% | 3.29% | 3.82% | 4.97% | 3.75% | 3.56% | 3.68% | 1.93% | 3.02% | 2.24% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | 3.85% | 3.89% | 3.17% | 3.14% | 2.82% | 3.02% | 1.96% | 3.08% | 3.42% | 2.78% | 2.95% | 3.06% |
Drawdowns
TSITX vs. TCIEX - Drawdown Comparison
The maximum TSITX drawdown since its inception was -14.75%, smaller than the maximum TCIEX drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for TSITX and TCIEX.
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Drawdown Indicators
| TSITX | TCIEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.75% | -59.27% | +44.52% |
Max Drawdown (1Y)Largest decline over 1 year | -4.08% | -11.35% | +7.27% |
Max Drawdown (5Y)Largest decline over 5 years | -14.75% | -29.25% | +14.50% |
Max Drawdown (10Y)Largest decline over 10 years | -14.75% | -33.58% | +18.83% |
Current DrawdownCurrent decline from peak | -3.90% | -8.19% | +4.29% |
Average DrawdownAverage peak-to-trough decline | -1.87% | -10.64% | +8.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.80% | 3.00% | -2.20% |
Volatility
TSITX vs. TCIEX - Volatility Comparison
The current volatility for TIAA-CREF Lifestyle Income Fund (TSITX) is 1.97%, while TIAA-CREF International Equity Index Fund Institutional Class (TCIEX) has a volatility of 7.73%. This indicates that TSITX experiences smaller price fluctuations and is considered to be less risky than TCIEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TSITX | TCIEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.97% | 7.73% | -5.76% |
Volatility (6M)Calculated over the trailing 6-month period | 2.79% | 11.19% | -8.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.21% | 17.19% | -12.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.66% | 15.94% | -11.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.40% | 16.58% | -12.18% |