TSITX vs. TAIAX
Compare and contrast key facts about TIAA-CREF Lifestyle Income Fund (TSITX) and American Funds Tax-Aware Conservative Growth and Income Portfolio (TAIAX).
TSITX is managed by TIAA Investments. It was launched on Dec 8, 2011. TAIAX is managed by American Funds. It was launched on May 17, 2012.
Performance
TSITX vs. TAIAX - Performance Comparison
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TSITX vs. TAIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TSITX TIAA-CREF Lifestyle Income Fund | -2.12% | 9.19% | 6.23% | 9.24% | -10.72% | 3.04% | 8.79% | 10.93% | -2.04% | 6.36% |
TAIAX American Funds Tax-Aware Conservative Growth and Income Portfolio | -2.55% | 13.27% | 10.09% | 11.74% | -10.18% | 13.47% | 7.46% | 16.26% | -2.17% | 14.25% |
Returns By Period
In the year-to-date period, TSITX achieves a -2.12% return, which is significantly higher than TAIAX's -2.55% return. Over the past 10 years, TSITX has underperformed TAIAX with an annualized return of 3.96%, while TAIAX has yielded a comparatively higher 7.12% annualized return.
TSITX
- 1D
- 0.18%
- 1M
- -3.90%
- YTD
- -2.12%
- 6M
- -0.60%
- 1Y
- 5.55%
- 3Y*
- 6.31%
- 5Y*
- 2.69%
- 10Y*
- 3.96%
TAIAX
- 1D
- -0.12%
- 1M
- -5.95%
- YTD
- -2.55%
- 6M
- -0.09%
- 1Y
- 9.69%
- 3Y*
- 9.76%
- 5Y*
- 5.95%
- 10Y*
- 7.12%
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TSITX vs. TAIAX - Expense Ratio Comparison
TSITX has a 0.10% expense ratio, which is lower than TAIAX's 0.34% expense ratio.
Return for Risk
TSITX vs. TAIAX — Risk / Return Rank
TSITX
TAIAX
TSITX vs. TAIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifestyle Income Fund (TSITX) and American Funds Tax-Aware Conservative Growth and Income Portfolio (TAIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TSITX | TAIAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.35 | 1.28 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.83 | 1.78 | +0.05 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.43 | -0.08 |
Martin ratioReturn relative to average drawdown | 6.86 | 6.24 | +0.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TSITX | TAIAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.35 | 1.28 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.79 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.90 | 0.88 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.00 | 0.99 | +0.02 |
Correlation
The correlation between TSITX and TAIAX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TSITX vs. TAIAX - Dividend Comparison
TSITX's dividend yield for the trailing twelve months is around 2.88%, less than TAIAX's 5.31% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TSITX TIAA-CREF Lifestyle Income Fund | 2.88% | 3.66% | 3.83% | 3.29% | 3.82% | 4.97% | 3.75% | 3.56% | 3.68% | 1.93% | 3.02% | 2.24% |
TAIAX American Funds Tax-Aware Conservative Growth and Income Portfolio | 5.31% | 5.18% | 5.16% | 4.29% | 4.37% | 3.40% | 2.65% | 4.01% | 4.54% | 4.04% | 2.77% | 3.38% |
Drawdowns
TSITX vs. TAIAX - Drawdown Comparison
The maximum TSITX drawdown since its inception was -14.75%, smaller than the maximum TAIAX drawdown of -21.42%. Use the drawdown chart below to compare losses from any high point for TSITX and TAIAX.
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Drawdown Indicators
| TSITX | TAIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.75% | -21.42% | +6.67% |
Max Drawdown (1Y)Largest decline over 1 year | -4.08% | -6.62% | +2.54% |
Max Drawdown (5Y)Largest decline over 5 years | -14.75% | -16.76% | +2.01% |
Max Drawdown (10Y)Largest decline over 10 years | -14.75% | -21.42% | +6.67% |
Current DrawdownCurrent decline from peak | -3.90% | -6.16% | +2.26% |
Average DrawdownAverage peak-to-trough decline | -1.87% | -2.22% | +0.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.80% | 1.52% | -0.72% |
Volatility
TSITX vs. TAIAX - Volatility Comparison
The current volatility for TIAA-CREF Lifestyle Income Fund (TSITX) is 1.97%, while American Funds Tax-Aware Conservative Growth and Income Portfolio (TAIAX) has a volatility of 2.80%. This indicates that TSITX experiences smaller price fluctuations and is considered to be less risky than TAIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TSITX | TAIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.97% | 2.80% | -0.83% |
Volatility (6M)Calculated over the trailing 6-month period | 2.79% | 4.83% | -2.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.21% | 7.91% | -3.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.66% | 7.54% | -2.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.40% | 8.14% | -3.74% |