TRUP vs. CHWY
TRUP (Trupanion, Inc.) and CHWY (Chewy, Inc.) are both stocks. TRUP operates in Insurance - Specialty (Financial Services), while CHWY operates in Internet Retail (Consumer Cyclical). Over the past 5 years, TRUP returned -25.56%/yr vs -24.58%/yr for CHWY. At a 0.35 correlation, their price movements are largely independent.
Performance
TRUP vs. CHWY - Performance Comparison
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Returns By Period
In the year-to-date period, TRUP achieves a -30.88% return, which is significantly higher than CHWY's -36.82% return.
TRUP
- 1D
- -0.04%
- 1M
- 9.22%
- 6M
- -28.17%
- YTD
- -30.88%
- 1Y
- -48.09%
- 3Y*
- -3.63%
- 5Y*
- -25.56%
- 10Y*
- 6.16%
CHWY
- 1D
- 1.02%
- 1M
- 8.13%
- 6M
- -35.09%
- YTD
- -36.82%
- 1Y
- -45.04%
- 3Y*
- -18.50%
- 5Y*
- -24.58%
- 10Y*
- —
TRUP vs. CHWY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TRUP Trupanion, Inc. | -30.88% | -22.47% | 57.98% | -35.81% | -64.00% | 10.29% | 219.57% | 10.80% |
CHWY Chewy, Inc. | -36.82% | -1.31% | 41.73% | -36.27% | -37.12% | -34.40% | 209.97% | -19.44% |
Correlation
The correlation between TRUP and CHWY is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.39 |
Correlation (All Time) Calculated using the full available price history since Jun 14, 2019 | 0.35 |
The correlation between TRUP and CHWY shifts across timeframes, from 0.18 (1 year) to 0.39 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
TRUP:
$1.13B
CHWY:
$8.65B
TRUP:
$0.59
CHWY:
$0.47
TRUP:
43.66
CHWY:
44.51
TRUP:
0.76
CHWY:
0.70
TRUP:
2.86
CHWY:
20.88
TRUP:
$1.48B
CHWY:
$12.75B
TRUP:
$571.84M
CHWY:
$3.79B
TRUP:
$57.57M
CHWY:
$330.60M
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Return for Risk
TRUP vs. CHWY — Risk / Return Rank
TRUP
CHWY
TRUP vs. CHWY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Trupanion, Inc. (TRUP) and Chewy, Inc. (CHWY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRUP | CHWY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.27 | ||
| Sortino ratioReturn per unit of downside risk | -0.48 | ||
| Omega ratioGain probability vs. loss probability | 0.77 | 0.83 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | -0.85 | -0.79 | -0.06 |
| Martin ratioReturn relative to average drawdown | -1.34 | -1.45 | +0.11 |
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Drawdowns
TRUP vs. CHWY - Drawdown Comparison
The maximum TRUP drawdown since its inception was -87.34%, roughly equal to the maximum CHWY drawdown of -87.37%. Use the drawdown chart below to compare losses from any high point for TRUP and CHWY.
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Drawdown Indicators
| TRUP | CHWY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.34% | -87.37% | +0.03% |
Max Drawdown (1Y)Largest decline over 1 year | -58.05% | -58.63% | +0.58% |
Max Drawdown (3Y)Largest decline over 3 years | -61.98% | -63.68% | +1.70% |
Max Drawdown (5Y)Largest decline over 5 years | -87.34% | -84.34% | -3.00% |
Max Drawdown (10Y)Largest decline over 10 years | -87.34% | — | — |
Current DrawdownCurrent decline from peak | -83.38% | -82.41% | -0.97% |
Average DrawdownAverage peak-to-trough decline | -40.39% | -54.47% | +14.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 36.67% | 31.80% | +4.87% |
Volatility
TRUP vs. CHWY - Volatility Comparison
The current volatility for Trupanion, Inc. (TRUP) is 11.76%, while Chewy, Inc. (CHWY) has a volatility of 16.02%. This indicates that TRUP experiences smaller price fluctuations and is considered to be less risky than CHWY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRUP | CHWY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.76% | 16.02% | -4.26% |
Volatility (6M)Calculated over the trailing 6-month period | 32.87% | 36.52% | -3.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.47% | 47.11% | -7.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 71.46% | 60.70% | +10.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 62.38% | 61.07% | +1.31% |
Dividends
TRUP vs. CHWY - Dividend Comparison
Neither TRUP nor CHWY has paid dividends to shareholders.
Financials
TRUP vs. CHWY - Financials Comparison
This section allows you to compare key financial metrics between Trupanion, Inc. and Chewy, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TRUP vs. CHWY - Profitability Comparison
TRUP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Trupanion, Inc. reported a gross profit of 342.93M and revenue of 384.05M. Therefore, the gross margin over that period was 89.3%.
CHWY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Chewy, Inc. reported a gross profit of 959.70M and revenue of 3.26B. Therefore, the gross margin over that period was 29.4%.
TRUP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Trupanion, Inc. reported an operating income of 4.78M and revenue of 384.05M, resulting in an operating margin of 1.2%.
CHWY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Chewy, Inc. reported an operating income of 42.50M and revenue of 3.26B, resulting in an operating margin of 1.3%.
TRUP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Trupanion, Inc. reported a net income of 4.88M and revenue of 384.05M, resulting in a net margin of 1.3%.
CHWY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Chewy, Inc. reported a net income of 39.20M and revenue of 3.26B, resulting in a net margin of 1.2%.
Frequently Asked Questions
TRUP and CHWY have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHWY has higher volatility (16.02%) compared to TRUP (11.76%). In terms of maximum drawdown, TRUP dropped -87.34% vs CHWY's -87.37%.
CHWY currently has the higher Sharpe Ratio (-0.98 vs -1.25), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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