- ISIN
- US8982021060
- CUSIP
- 898202106
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- IPO Date
- Jul 18, 2014
Highlights
- Market Cap
- $1.07B
- Enterprise Value
- $1.03B
- EPS (TTM)
- $0.59
- PE Ratio
- 41.40
- Total Revenue (TTM)
- $1.48B
- Gross Profit (TTM)
- $571.84M
- EBITDA (TTM)
- $57.57M
- Year Range
- $21.16 - $57.00
- Target Price
- $38.00
- ROA (TTM)
- 2.80%
- ROE (TTM)
- 6.53%
- Avg. Volume (1M)
- 319K
- Avg. Volume Value (1M)
- $8.23M
Share Price Chart
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Performance
TRUP Performance Chart
Trupanion, Inc. (TRUP) is down 34.5% since the beginning of the year. At $24 per share, TRUP is trading 57.0% below its 52-week high of $57. Investors who bought $1,000 worth of TRUP shares 5 years ago would now be looking at an investment worth $213.
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Returns By Period
Trupanion, Inc. (TRUP) has returned -34.47% so far this year and -47.00% over the past 12 months. Over the last ten years, TRUP has returned 4.53% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
Trupanion, Inc.
- 1D
- 0.04%
- 1M
- -8.99%
- 6M
- -23.44%
- YTD
- -34.47%
- 1Y
- -47.00%
- 3Y*
- -5.79%
- 5Y*
- -26.61%
- 10Y*
- 4.53%
- ALL TIME*
- 6.68%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
TRUP Monthly Returns History
Based on dividend-adjusted daily data since Jul 18, 2014, TRUP's average daily return is +0.10%, while the average monthly return is +1.89%. At this rate, an investment would double in approximately 3.1 years.
Historically, 48% of months were positive and 52% were negative. The best month was Jul 2023 with a return of +56.8%, while the worst month was May 2023 at -36.0%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TRUP closed higher 49% of trading days. The best single day was Dec 7, 2021 with a return of +39.0%, while the worst single day was Feb 16, 2024 at -35.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -14.40% | -17.04% | -3.50% | -6.33% | -9.05% | 13.52% | -1.13% | -34.47% | |||||
| 2025 | -1.58% | -27.19% | 7.90% | -1.80% | 28.93% | 17.29% | -14.35% | -2.21% | -6.64% | -7.60% | -11.75% | 5.89% | -22.47% |
| 2024 | -10.85% | -1.65% | 3.21% | -18.51% | 32.76% | -1.57% | 26.05% | 23.39% | -8.20% | 30.49% | -2.68% | -9.59% | 57.98% |
| 2023 | 24.17% | 0.61% | -27.77% | -18.14% | -36.00% | -12.42% | 56.76% | -3.63% | -5.15% | -26.95% | 24.85% | 18.62% | -35.81% |
| 2022 | -27.86% | -5.90% | -0.57% | -28.61% | 5.12% | -9.90% | 4.60% | 11.98% | -15.80% | -15.08% | 3.57% | -9.07% | -64.00% |
| 2021 | -6.27% | -13.76% | -21.24% | 6.42% | 11.18% | 27.65% | -0.07% | -20.38% | -15.19% | 31.84% | 20.43% | 7.06% | 10.29% |
Benchmark Metrics
Trupanion, Inc. has an annualized alpha of 8.52%, beta of 1.26, and R2 of 0.14 versus S&P 500 Index. Calculated based on daily prices since July 18, 2014.
- This stock participated in 146.82% of S&P 500 Index downside but only 125.50% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.14 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 8.52%
- Beta
- 1.26
- R²
- 0.14
- Upside Capture
- 125.50%
- Downside Capture
- 146.82%
Return for Risk
Risk / Return Rank
TRUP ranks 7 for risk / return — above 7% of stocks peers on PortfoliosLab. Its historical combined result is below most peers; review the five component ranks for context.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Trupanion, Inc. (TRUP) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRUP | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.60 | ||
| Sortino ratioReturn per unit of downside risk | -3.76 | ||
| Omega ratioGain probability vs. loss probability | 0.79 | 1.25 | -0.47 |
| Calmar ratioReturn relative to maximum drawdown | -0.84 | 2.00 | -2.84 |
| Martin ratioReturn relative to average drawdown | -1.27 | 8.49 | -9.76 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Trupanion, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Trupanion, Inc. was 87.34%, occurring on Jun 30, 2023. The portfolio has not yet recovered.
The current Trupanion, Inc. drawdown is 84.24%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-87.34%Jun 2023 | 1y 6mo | — | 4y 7moDec 2021 - now | — |
-54.04%Oct 2019 | 1y 2mo | 9mo 4d | 1y 11moJul 2018 - Jul 2020 | — |
-53.88%Dec 2014 | 4mo 27d | 1y 4mo | 1y 8moJul 2014 - Apr 2016 | — |
-41.87%Apr 2021 | 1mo 27d | 7mo 2d | 8mo 29dFeb 2021 - Nov 2021 | — |
-29.25%Apr 2018 | 2mo 27d | 1mo 17d | 4mo 14dJan 2018 - Jun 2018 | — |
Drawdown Indicators
| TRUP | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.34% | -56.78% | -30.56% |
Max Drawdown (1Y)Largest decline over 1 year | -57.64% | -9.10% | -48.54% |
Max Drawdown (3Y)Largest decline over 3 years | -61.98% | -18.90% | -43.08% |
Max Drawdown (5Y)Largest decline over 5 years | -87.34% | -25.43% | -61.91% |
Max Drawdown (10Y)Largest decline over 10 years | -87.34% | -33.92% | -53.42% |
Current DrawdownCurrent decline from peak | -84.24% | -1.58% | -82.66% |
Average DrawdownAverage peak-to-trough decline | -40.61% | -10.70% | -29.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.15% | 2.14% | +36.01% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Trupanion, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Trupanion, Inc. is priced in the market compared to other companies in the Insurance - Specialty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for TRUP, comparing it with other companies in the Insurance - Specialty industry. Currently, TRUP has a P/E ratio of 41.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for TRUP relative to other companies in the Insurance - Specialty industry. Currently, TRUP has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for TRUP in comparison with other companies in the Insurance - Specialty industry. Currently, TRUP has a P/B value of 2.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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