TRST vs. FUTY
Compare and contrast key facts about TrustCo Bank Corp NY (TRST) and Fidelity MSCI Utilities Index ETF (FUTY).
FUTY is a passively managed fund by Fidelity that tracks the performance of the MSCI USA IMI Utilities Index. It was launched on Oct 21, 2013.
Performance
TRST vs. FUTY - Performance Comparison
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TRST vs. FUTY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRST TrustCo Bank Corp NY | 7.53% | 29.30% | 12.44% | -13.27% | 17.58% | 3.97% | -19.74% | 30.76% | -23.02% | 8.57% |
FUTY Fidelity MSCI Utilities Index ETF | 8.19% | 16.40% | 23.20% | -7.46% | 1.12% | 17.53% | -0.80% | 24.89% | 4.36% | 12.52% |
Returns By Period
In the year-to-date period, TRST achieves a 7.53% return, which is significantly lower than FUTY's 8.19% return. Over the past 10 years, TRST has underperformed FUTY with an annualized return of 7.94%, while FUTY has yielded a comparatively higher 9.67% annualized return.
TRST
- 1D
- 0.64%
- 1M
- 0.82%
- YTD
- 7.53%
- 6M
- 24.06%
- 1Y
- 49.62%
- 3Y*
- 16.48%
- 5Y*
- 7.98%
- 10Y*
- 7.94%
FUTY
- 1D
- 0.49%
- 1M
- -2.11%
- YTD
- 8.19%
- 6M
- 5.65%
- 1Y
- 19.31%
- 3Y*
- 13.99%
- 5Y*
- 10.62%
- 10Y*
- 9.67%
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Return for Risk
TRST vs. FUTY — Risk / Return Rank
TRST
FUTY
TRST vs. FUTY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TrustCo Bank Corp NY (TRST) and Fidelity MSCI Utilities Index ETF (FUTY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRST | FUTY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.88 | 1.25 | +0.63 |
Sortino ratioReturn per unit of downside risk | 2.52 | 1.70 | +0.82 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.23 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 3.56 | 2.20 | +1.36 |
Martin ratioReturn relative to average drawdown | 10.15 | 5.24 | +4.91 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRST | FUTY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.88 | 1.25 | +0.63 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.30 | 0.63 | -0.33 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.26 | 0.51 | -0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.18 | 0.58 | -0.41 |
Correlation
The correlation between TRST and FUTY is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
TRST vs. FUTY - Dividend Comparison
TRST's dividend yield for the trailing twelve months is around 3.40%, more than FUTY's 2.49% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRST TrustCo Bank Corp NY | 3.40% | 3.58% | 4.32% | 4.64% | 3.75% | 4.12% | 4.09% | 3.14% | 3.90% | 2.85% | 3.00% | 4.28% |
FUTY Fidelity MSCI Utilities Index ETF | 2.49% | 2.67% | 2.96% | 3.31% | 2.72% | 2.70% | 3.07% | 2.82% | 3.11% | 3.03% | 3.35% | 4.33% |
Drawdowns
TRST vs. FUTY - Drawdown Comparison
The maximum TRST drawdown since its inception was -66.08%, which is greater than FUTY's maximum drawdown of -36.44%. Use the drawdown chart below to compare losses from any high point for TRST and FUTY.
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Drawdown Indicators
| TRST | FUTY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.08% | -36.44% | -29.64% |
Max Drawdown (1Y)Largest decline over 1 year | -14.11% | -8.93% | -5.18% |
Max Drawdown (5Y)Largest decline over 5 years | -34.25% | -25.11% | -9.14% |
Max Drawdown (10Y)Largest decline over 10 years | -49.48% | -36.44% | -13.04% |
Current DrawdownCurrent decline from peak | -3.84% | -2.76% | -1.08% |
Average DrawdownAverage peak-to-trough decline | -19.22% | -6.06% | -13.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.95% | 3.75% | +1.20% |
Volatility
TRST vs. FUTY - Volatility Comparison
TrustCo Bank Corp NY (TRST) and Fidelity MSCI Utilities Index ETF (FUTY) have volatilities of 5.26% and 5.03%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRST | FUTY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.26% | 5.03% | +0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 18.57% | 10.15% | +8.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.51% | 15.52% | +10.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.82% | 16.93% | +9.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.19% | 18.99% | +12.20% |